T P Eng Property

30/04/2020

各位注意！

马来西亚政府在3月宣布的 #暂缓还贷，今天有了 #重大更改！
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1.如果您想要暂缓偿还您的车贷，您需要向您银行确认自己要暂缓还贷。
(3月份发布的文告是说自动暂缓，无需特别申请）
👉 银行将会通过各大沟通渠道（电邮，SMS等）向您解释如何确认
👉 如果您没有偿还4月和5月的车贷，并想要继续暂缓偿还贷款的话，您必须在6月30日之前偿还这两个月的车贷，才不会被征收额外利息
📌 #简单来讲您还是必须还4和5月的贷款
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2. 如果您 #还是决定暂缓还贷，在最新的措施下，您有2个选择：
a. 暂缓还贷6个月，然后在10月份时偿还4月到10月的累积分期付款的总额
b. 暂缓还贷6个月并延长自己的车贷半年。但是！这6个月的未偿还贷款，将会从2020年10月开始累积利息！

更详细的消息，可以分别向您借贷的银行了解。

👇大家可以参考新闻：https://www.theedgemarkets.com/article/abm-confirms-loan-moratorium-procedures-hire-purchase-customers

👇 国行针对此事发布的文告：
https://www.bnm.gov.my/index.php?ch=en_press&pg=en_press&ac=5042&lang=en

The Association of Banks in Malaysia (ABM) confirmed today that its member banks will be reaching out to their respective hire purchase (HP) customers to notify them of the procedures needed to effect the moratorium on their loans. This follows Bank Negara Malaysia’s (BNM) statement earlier in the...

23/04/2020

Please be mentally prepare for the extension of MCO although no further announcement made by the government yet. It is expected that the government will allow more industries to start working if there is extension.

Worry not. For those who would like to travel to other state remember to register through Gerak Malaysia.

Link:

随着政府拟定应对斋戒月的标准作业程序，国人受促做好行动管制令再延长2周的准备。

22/04/2020

记得下载Gerak Malaysia申请
Remember to download Gerak Malaysia to apply.

（布城22日讯）高级政务部长（国防部）拿督斯里依斯迈沙比里说，政府考虑让要从家乡回大城市工作的人，回到大城市的工作岗位，他们可从本月25日向警方提出在线申请，最...

22/04/2020

For those who would like to travel to work at other state (e.g, JB to KL) please take note.

Download Gerak Malaysia in your App store and register now (this is for the QR code). The application for travel can only be done on 25 April 2020.

Stay healthy and stay home.

22/04/2020

经济衰退的原因之一 ？
马来西亚未来的经济酱受到影响？

Link: https://m.facebook.com/story.php?story_fbid=931612540607331&id=357620284673229

20/04/2020

Currently 2,041 active cases being tested at the country's health facilities.

Government may introduce 'soft landing'aplroach when lifting MCO - Health Director General.

The MCO is currently in its 3rd phase following 2 extensions by the government, and it is expected to end on 28 April 2020.

The number of daily new cases is reducing since the MCO began on 18 March 2020. However the country is still battling with COVID-19.

Link :

PUTRAJAYA: The government may introduce a “soft landing” approach when removing the movement control order (MCO), says the Health Ministry.

10/04/2020

What do you think? 🤔🤔
MCO延迟还是不延迟？
会不会有新的SOP？

Link :-
https://www.facebook.com/255057814552667/posts/3412403482151402/

07/04/2020

To all the boss, be tough, we can all go through this. Don’t give up .💪🏻

06/04/2020

06/04/2020

SME Stimulus package 中小型企业振兴配套

今天公布了经济振兴中小企业配套（加强版）其中包括：-

1. Wage Subsidy Prgramme 员工薪水补贴， 政府拨款总数RM138亿
员工人数超过200人 每人补贴RM600
员工人数76-200人 每人补贴RM800
员工人数少于75人 每人补贴RM1,200
此项补贴援助为期3个月，员工月薪为RM4,000，在2020年1月1日前注册的公司可申请！（欲了解更多详情请浏览SSM网页）

2. Special Micro Credit Subsidy 特别微型补贴
RM 3,000的辅助金
*必须向LHDN申请

3.BSN Micro Credit Facility BSN微型贷款
从原有的2%缩减到0%利息

4.Tekun RM10,000 Facility Tekun一万令吉贷款
可享有0%利息

5. Foreign Worker Levy Discount 25% 外劳人头税折扣25%

等等

补贴可通过PERKESO申请

Link:
https://oppasharing.com/article/47017/?fbclid=IwAR16NUFiYxlyvfsgoKA-FZCNfWBKxYz-YvKjg-wit4k09wZvecDKjHII2Yk

首相丹斯里慕尤丁今日宣布总额100亿令吉的“关怀人民中小型企业（附加）配套，以助减轻中小型企业在冠状病毒病冲击下的负担。