HENG HENG helping you find home

12/10/2022

For Sale

1)Location: Molek Pine 2 @ Taman Molek
2)Property Details: 3+1 bedrooms 3 bathrooms
3)Property Type: Condominium
3)Furnishing: Fully Furnished
4)Price: RM670K Nego
5)Built up: 1450 SQFT
6)Unit Type: Upper Unit
7)House Facing: Southeast
8)Remarks: 1 Car Park lot

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https://youtu.be/-8gvWpWt0qI

For SaleMolek Pine 2 @ Taman Molek Low Density Condominium at Johor Bahru 3+1 Bedroom & 3 Bathroom- Built-up area: 1450sqft- Fully furnishedPlease kindly con...

27/09/2022

Are you ready to buy your first house in your lifetime❓
But you are unsure to choose between a townhouse or an apartment❓
Don't worry ❗ This article analyzes the difference between townhouses and apartments
It's never too late to decide which type of home to buy, weigh the pros and cons of each individual one before making the purchase.
𝘼𝙈𝙀𝙉𝙄𝙏𝙄𝙀𝙎
Terraced Houses - Usually not too many amenities
Apartment - Has a variety of leisure facilities, swimming pools, gymnasiums, children's playgrounds and gardens, etc.
𝘼𝘿𝙈𝙄𝙉𝙄𝙎𝙏𝙍𝘼𝙏𝙄𝙑𝙀 𝙀𝙓𝙋𝙀𝙉𝙎𝙀𝙎
Terraced House - No elevator, gym, swimming pool, etc., so there is no management fee and building maintenance fund
Apartment - There are leisure facilities, residents must pay a management fee on a regular basis every month.
𝙎𝙋𝘼𝘾𝙀
Terraced House - The space is more spacious, with its own parking space in front of the house for an easier entrance and exit.
Apartment - Private spaces are smaller, as for public facilities it needs to be shared with other residents, and parking spaces are limited.
𝘿𝙀𝙉𝙎𝙄𝙏𝙔
Terraced Houses - The population density is usually low, the living environment is with wide open space and this alleviates the comfort of living.
Apartment - High population density, prone to noise problems, and increasing land prices due to less land for development.
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16/09/2022

被沉重的巨额贷款压得喘不过气❓
如果你也面临这样的困境，记得继续往下看哦
今天偷偷告诉你减少抵押贷款的4种方法，无论你是想买房，刚买房，还是已经买了房
这些知识肯定派上用场，快看看哪一种适合你吧❗
➡为房屋货款再融资
通过再融资来节省支付更多利息的费用，但必须时刻注意银行的有效借贷利率（ELR）
➡选择Flexi 房屋货款
能够灵活地再有多余先进市支付更多，并在需要时随时提取多余现金用于紧急情况
➡利用公积金款周转
取出公积金资金作为周转，可以选择一次性或者每月还款服务，但仅能退出第二账户
➡使用定期存款资金
将资金放入房地产贷款帐户中，不仅会降低住房贷款利率，也会减少银行的欠款总额和利息
更多詳情請聯絡
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🇲🇾 Yong Ser (REN41161）
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08/07/2022

24/06/2022

What are 4 things to look out for when renting an office ❓
Thinking of leasing an office, but don't know where to start ❓
A good workplace not only leads a company’s growth and development but also helps to foster relationships among employees.
Let's take a look at the things to pay attention to when renting an office and how to choose a suitable office space ❗️
1️⃣Facilities
For work-life balance, basic facilities such as restrooms, kitchens and air conditioners should be provided in the office
2️⃣Location
A good corporate image and reputation is established with a good location, it also attracts potential customers and recruit talents.
3️⃣Rent and Fees
Planning a budget is not looking at the rent only, but also to take in account water and electricity costs, repair costs and management costs.
4️⃣Hire a real estate agent
Finding an office takes time and effort, and the easiest and most effective shortcut is to entrust a real estate agent to find a suitable office for you.

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15/06/2022

3️⃣ Ways to Increase Your Mortgage Approval
Have you been rejected by the bank for your home loan application or only able to get a lower loan amount❓
If you encounter such a situation, your personal credit history may not meet the bank's lending threshold or your debt level is too high.
Increase your chances of getting an approval through these 3️⃣ methods before application.
➡Reduce Total Debt
Pay off your debts as early as possible to deter rejection for applications, as excessive debts will increase the debt ratio and may lead to blacklisting by BNM under CCRIS or CTOS.
➡Maintain Good Credit
Timely monthly payments can help to improve your credit score and prove to the bank that you are a good lender.
➡Have a Stable Income
The level of your salary is not the final factor in determining the loan amount, but having a job with a stable income can prove that you have a regular monthly income to pay the loan.
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08/06/2022

不说你不知道的双钥匙房好处
双钥匙设计房屋的全新概念为购房者提供多样选择
那么双钥匙房有哪些好处呢？🚪🗝
➡提升租户吸引
现今租户极度注重私隐，想有绝对私人空间。在双钥匙房二合为一的条件下，将吸引大量租户
➡租金收益率高
通过分租给两边租户，不仅可以帮助房贷，屋主也可收取双倍租金收益，特别是对投资者有利
➡打造私人空间
从父母孩子的自住与房东租客的投资角度出发，双钥匙房都提供私隐度极高的居住空间
更多詳情請聯絡
👇👇👇
🥇 博納 PropNex Malaysia 🥇
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🇲🇾 Yong Ser (REN41161）
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20/05/2022

What factors affect the Debt Servicing Ratio (DSR) ❓
Debt Servicing Ratio (DSR) is a formula used by banks to calculate whether a person can afford the home loan application.
The bank may reject the loan application if, by calculating the DSR, that person is not financially capable of handling the home loan applied.
So what factors affect a person's DSR?
➡Debt Level
If the applicant has an unstable income or too much debt, to the bank it is a high risk category that the loan cannot be repaid
➡Employment Status
The bank will put under consideration the occupation, length and industry of employment to determine.
➡Credit Status
Too little credit and bank records can also affect the debt service ratios, so financial and credit conditions need to be handled carefully
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28/04/2022

租房最担心的莫过于是陷入骗局，导致钱财落空。
要怎么避免租屋诈骗 ，巧妙避开租屋诈骗陷阱呢❓
提供以下几个简单贴士，让你大大提高租房的成功率❗
➡做好资料查询
现在上网找房非常便利，可以货比三家找到适合自己的，并谨慎通过照片预先看房，再决定是否要进行现场参观。
➡现场参观房子
坚持现场参观房子，确认真实房子与照片相符，切记拒绝在参观房屋前交付任何金钱。最好有家人或朋友随行陪同参观房子。
➡仔细阅读合约
在签订租赁合约必须仔细阅读合约里的每一项条款，及确保身份和资料吻合后才签署。有任何疑问或不明白的条款即时提问。
➡委托房产仲介
如果不懂如何找房，可以委托房产仲介的协助。毕竟他们拥有丰富的专业经验，可以筛选出良好质素的房屋，大大减少避免被欺骗的风险。
更多詳情請聯絡
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🥇 博納 PropNex Malaysia 🥇
☎️ Tel: +60162107169
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🇲🇾 Yong Ser (REN41161）
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25/04/2022

名购房的好处
联名购房，即是指物业拥有权将按照比率，屋子拥有两人或以上的名字。
通过联名购房，集合二人的资金和经济能力，可以提高贷款获批，更容易买到房。
究竟联名购房有什么好处呢❓
➡️➡️降低贷款利率
购买者可各自申请提取公积金户口存款，增加支付房屋头款额。当头款交付得越多，向银行申请的房贷额就越少，那供款利率自然减低。
➡️➡️提高贷款批率
两人共同联名购房，集合二人的资金和经济能力，银行将分析出拖欠供款的风险会相对减少，更容易提高贷款获批，更容易买到房。
➡️➡️购买高质素房屋
通过联名购房分担房屋成本和分期付款，从而减少负担，就有能力购买到地点佳及环境优美的房屋，日后也可获得极高的资本增值。
更多詳情請聯絡
👇👇👇
🥇 博納 PropNex Malaysia 🥇
☎️ Tel: +60162107169
https://wa.me/message/UXOCIWAPSDCMD1
🇲🇾 Yong Ser (REN41161）
SERVICE YOU TRUST

15/04/2022

告诉你买房怎么选对的发展商‼
买房最重要的东西是什么❓
很多人会说价钱、地点、大小等……其实是错的❗️
很多人都忽略了发展商的重要！万一选错负责建造房屋的发展商，可能发生偷工减料甚至出现搁置、迟迟无法完工等情况，而导致消费者损失惨重。
那么要如何选择发展商呢？来看看有什么法则吧！
➡️了解发展商的背景
查看发展商是否为历史悠久的开发建商，以及是否是马来西亚房地产发展商会会员。另外也要注意该发展商过往开发经验和销售口碑，还有房屋完工品质与顾客的反应。
图6
➡️检查是否被列入黑名单
购买房屋前，点击马来西亚房屋及地方政府部的官网https://www.iqiglobal.com/blog/cn/how-to-choose-the-property-developer/，查询该发展商是否列入黑名单。
➡️谨慎了解房屋配套条规
世上没有免费的午餐，当市场出现超值或特别优惠的房屋配套，购屋者要谨慎了解配套的条规，避免发生逾期交屋或计划搁置等问题。
更多詳情請聯絡
👇👇👇
🥇 博納 PropNex Malaysia 🥇
☎️ Tel: +60162107169
https://wa.me/message/UXOCIWAPSDCMD1
🇲🇾 Yong Ser (REN41161）
SERVICE YOU TRUST