Perunding Hartanah Kajang/Bangi

30/07/2020

Selamat Hari Raya Aidil Adha. Berhati-hati di jalan raya

23/07/2020

Adakah anda tahu apakah perbezaan MRTT/MRTA dan MLTT/MLTA? Jika anda disuruh untuk memilih salah satu, yang manakah yang lebih baik untuk anda?

21/07/2020

Untuk kira kelayakan pinjaman, penanda aras kemampuan anda adalah DSR (Debt Service Ratio) atau dikenali juga sebagai DBR (Debt Burden Ratio).
Contohnya, Maybank hanya bagi DSR 50% untuk gaji bawah RM3000. Bermakna anda hanya boleh ada komitmen setakat RM1500 sahaja kalau gaji RM3000.
Bagi gaji RM2000, komitmen maksimum setakat RM1000 iaitu 50% daripada gaji. Gaji ni gaji bersih ye selepas tolak KWSP dan SOCSO. Elaun tak tetap tak dikira.
Setiap bank lain-lain DSR yang ditetapkan. Kita ambil contoh bank yang letak DSR 50%.
Gaji bersih anda adalah RM2200 bermakna komitmen adalah RM1100. Katakan la anda hanya bayar personal loan RM200 sebulan.
Daripada formula
DSR = (komitmen bulanan sekarang + ansuran rumah / gaji bersih) x 100
0.5 = (200 + ansuran rumah ) / 2200
Ansuran rumah = ( 0.5 X 2200 ) – 200 = 900
Jadi kita dapat RM900 yang boleh untuk bulanan rumah baru. Macam mana nak tau harga rumah baru tu? Guna formula 200.
Bulanan rumah baru tu darab dengan 200.
RM900 X 200 =RM180,000.
Secara kasar harga rumah yang anda layak ialah RM180,000.

21/07/2020

*OSTIA BANGI*

👍 BOOKING FEE: RM500 ONLY‼️

🔥 0% DOWNPAYMENT 🔥
🔥 FREE LEGAL FEES & STAMP DUTY FOR SPA & LOAN AGREEMENT 🔥
🔥 FREE KITCHEN CABINET 🔥

TYPE A
👉 600 sqft
👉 2 Bedrooms
👉 1 Bathroom
👉 2 Parking Bays

TYPE B
👉 850 sq ft
👉 4 Bedrooms
👉 2 Bathrooms
👉 2-3 Parking Bays

Facilities:
🌟 Kindergarten
🌟 Swimming Pool
🌟 Wading Pool
🌟 Bubble Jet Pool
🌟 Sun Deck
🌟 Children Playground
🌟 Swing Seat Play Area
🌟 Jogging Track
🌟 Reflexology Path
🌟 Hammock Garden
🌟 Shelter / Pergola
🌟 Yoga Platform
🌟 Outdoor Gym Equipment Area
🌟 Gymnasium
🌟 Games Room
🌟 Multipurpose Court
🌟 Multipurpose Hall
🌟 Cafeteria
🌟 Surau
🌟 Kiosks
🌟 Laundry
🌟 Management Office
🌟 Changing Rooms / Washrooms

Amenities:
🌟 Surrounded by UniKL, Kolej Poly-Tech Mara, UKM, GMI & NIOSH
🌟 Walking distance to Jakel Bangi, Bangi Gateway & Hospital Pakar An-Nur

Accessibility:
🌟 Easy access via North-South Highway & SILK Highway
🌟 10km to Kajang
🌟 11km to Putrajaya
🌟 18km to Cyberjaya

Azman [REN11609]
☎️ 0167742994
Whatsapp: https://wa.me/60167742994

21/07/2020

20/07/2020

Buy I Sell I Rent

☎️ 016 7742994

By Vigneswar RajasurianThe government recently introduced several incentives under the National Economic Recovery Plan (Penjana) and the revived Home Ownership Campaign (HOC2) to spur the local property market. The measures coupled with dipping prices in the property market and low lending rates com...

19/07/2020

RUMAWIP is the affordable housing programme by the government in an effort to help lower and middle-income groups to be a first-time homebuyer.

18/07/2020

RESIDENSI OSTIA BANGI

👍 BOOKING FEES: RM500 ONLY‼️

🔥 FREE LEGAL FEES & STAMP DUTY FOR SPA & LOAN AGREEMENT 🔥
🔥 FREE KITCHEN CABINET 🔥
🔥 REBATE [BUMI & NON-BUMI] 🔥

https://wa.me/60167742994?text=ResidensiOstia

TYPE A
👉 600 sqft
👉 2 Bedrooms
👉 1 Bathroom
👉 2 Parking Bays

TYPE B
👉 850 sq ft
👉 4 Bedrooms
👉 2 Bathrooms
👉 2-3 Parking Bays

https://wa.me/60167742994?text=ResidensiOstia

Facilities:
🌟 Kindergarten
🌟 Swimming Pool
🌟 Wading Pool
🌟 Bubble Jet Pool
🌟 Sun Deck
🌟 Children Playground
🌟 Swing Seat Play Area
🌟 Jogging Track
🌟 Reflexology Path
🌟 Hammock Garden
🌟 Shelter / Pergola
🌟 Yoga Platform
🌟 Outdoor Gym Equipment Area
🌟 Gymnasium
🌟 Games Room
🌟 Multipurpose Court
🌟 Multipurpose Hall
🌟 Cafeteria
🌟 Surau
🌟 Kiosks
🌟 Laundry
🌟 Management Office
🌟 Changing Rooms / Washrooms

Amenities:
🌟 Surrounded by UniKL, Kolej Poly-Tech Mara, UKM, GMI & NIOSH
🌟 Walking distance to Jakel Bangi, Bangi Gateway & Hospital Pakar An-Nur

Accessibility:
🌟 Easy access via North-South Highway & SILK Highway
🌟 10km to Kajang
🌟 11km to Putrajaya
🌟 18km to Cyberjaya

Azman [REN11609]
☎️ 0167742994
Whatsapp: https://wa.me/60167742994?text=ResidensiOstia