KL Property

15/10/2024

Minimalist ❤️

13/06/2024

It's just my desire home! 💚

29/05/2024

💗 100% matched to what I imagined!!

16/11/2022

🥰🥰🥰

09/07/2020

Bank Negara announced OPR dropped again 😉
What does it mean? Lower OPR brings to lower instalment, lower instalment brings to lower Debt Service Ratio (DSR).

Your loan is much easier to approve now.

（吉隆坡7日讯）一如市场所料，国家银行在周二的货币政策委员会（MPC）会议后宣布降息，把隔夜政策利率（OPR）再下调25个基点，至1.75%，而OPR的顶限及底限也同时降至2%和1.50%。 此前，国行在今年内已经3度降息，降息时机点....

12/09/2018

Let's learn some property insurance 🥂

[MRTA]
Mortgage Reducing Term Assurance

[MLTA]
Mortgage Level Term Assurance

大家清楚MRTA & MLTA 的用途是什么吗?

当我们去世/残废，保险会一次过settle债务，屋子不会被银行lelong导致家人没地方住。若只买十年的话，第十一年开始1毛都没有赔的啊。

再看两者的差别:
1. MRTA是Mortgage Reducing Term Assurance
●如图所示，500k赔偿金会随着年份的减少而减少到零。Eg: 15年后，屋子只欠银行250k，保险只赔250k给银行settle loan。
●给银行
●不可转移
以后你再买屋子，要重新浪费钱买过另一间的mrta，而且年龄越大价钱越高。
●没有creditor proof
❌ no cash value

2. MLTA是Mortgage Level Term Assurance
●如图所示，500k赔偿金不会随着年份减少。Eg: 15年后，屋子只欠银行250k，保险照赔500k给你的受益人，她settle了还会有剩。
●给家人
●可转移
以后你再买屋子，也不用再买过保险，mlta不是跟屋子是跟你的，也不用担心年龄大了重新买。
●有creditor proof
⭕ got cash value and can withdraw money

12/09/2018

是否想过可以做一个大学/学院投资就好像 Sunway University, Subang Taylor College 一样出租给学生，然后租金又能 cover 到你的 installment， 未来还有 LRT 的发展， 有一定的 Appreciation Value ?

Feel free to pm me for more details:
http://glenmarienewcondo.wasap.my
http://glenmarienewcondo.wasap.my
http://glenmarienewcondo.wasap.my

What’s special about this project?
1. Freehold
2. Reputable Developer
3. Strategic Location & Great connectivity
4. Dual Key- Flexible living
5. Only RM 3000.00

Starting price from : RM 460K
688sqft - 2R2B
879sqft - 3R2B (dual key)
999sqft - 3R3B (dual key)

🎏 No direct competitor 🎏
🔑 High rental occupancy rate
🚅 5 min to LRT Station (Glenmarie station)
🚅 15 min to Subang Airport
🚅 10 min to Ara Damansara
🚅 10 min to Subang Jaya

💰 RM3,000 Booking Fee only !!

13/06/2018

This is so so so Dream House!
You buy your own
You make your own
You design your own
You owned it!

设计能让老房子赋予新的生命力
蛻變 . 改造 . 价值
|
New interpretation for the old house, the reborn transformation given a new life.
|
经历岁月摧残老屋 . 用藝術延伸想像力
將居家空間打造成藝術品
极具时代感的探索精神与设计风格
|
HomeStay | Johor Bahru . Malaysia
|
Project Completed in 2018
|
Architecture & Interior Design
Design & Build By : RICE Design Sdn Bhd
Contact us : 014 9858233

18/04/2018

Before buying a property, understand your developer background! Do some research or ask for professional advise regarding your developer

🥇Your property is Our responsibility🥇

买屋子最麻烦和头痛的是就是买到屋子建到一半，发展商竟然停工了。

17/04/2018

What happens to your housing loan when you die?
Without buying Mortgage Reducing Term Assurance (MRTA), what would happen to my housing loan/ property?

🥇Your property is Our responsibility🥇

BY VIKTOR [email protected] A property investor should always look to the future as he or she plans the next course of action, which also requires an individual to consider the aspect of death.When mortality is tied with the legal implication of housing loan, most people would be confused o....

26/02/2018

（八打靈再也6日訊）第二財政部長拿督斯里佐哈里指出，政府將計劃擬定租賃法令（Rental Law），以保障房東與房客雙方的利益。 他表示，這是為了確保房東與房客不會濫用本身的權利，導致對方的利益受損，也可防止「惡房東...