Shafiq Rahman

11/08/2026

11/08/2026

Tips beli rumah pertama hari ni:

Step pertama yang paling penting adalah kena check kelayakan berapa harga rumah yang kita mampu untuk beli.

Bila dah tahu berapa kelayakan dan kemampuan kita untuk beli rumah dalam range harga berapa, mudah untuk kita ke steps seterusnya nak cari rumah kat mana & dan projek atau rumah yang jenis macam mana.

Kelayakan ni bukan semata-mata gaji tapi melibatkan komitmen bulanan sedia ada terutamanya yang ada dalam rekod CCRIS, ni yang penting.

Cara kira yang paling straight forward:
1. Kira gaji bersih x % DSR (Debt service ratio) = (A)
2. (A) - (Jumlah komitmen sedia ada ada dengan bank) = (B)
3. (B) x 200 = Anggaran harga maksimum rumah yang boleh dibeli.

Peratus DSR (Anggaran sahaja sebab setiap bank berbeza.):
Kalau gaji bawah RM3000: 60%
Kalau gaji antara RM3001 ke RM5000: 70%
Kalau gaji lebih RM5000: 75%

Kita kira contoh kalau gaji bersih RM3500
DSR nya: 70%
Komitmen sedia ada (Bulanan):
- Kereta RM500
- Motorsikal RM250
Jumlah komitmen = RM750

Jadi kiraannya:

RM3500 x 70% = RM2450 (A)

RM2450 - RM750 = RM1700 (B)

RM1700 x 200 = RM340,000

Jadi anggaran harga rumah maksimum boleh dibeli adalah sekitar RM340k.

Jadi kalau beli rumah harga RM300k contohnya macam Rumawip kat KL, insyaAllah layak & lepas kalau apply financing / loan.

Ini contoh anggaran kiraan secara kasar yang kita boleh buat bila dah mula berfikir untuk cari rumah yang kita nak beli mengikut pendapatan dan komitmen kita.

Cuba try kira berapa kelayakan yang anda boleh untuk beli rumah =)

16/05/2026

Rumawip baru⭐️
Unit terhad ‼️
Ada satu blok & 20 tingkat sahaja ‼️

Pm 011-5648 8149

09/05/2026

Rumawip baru dekat kepong
239 unit sahaja 🔥
RM300k & dah nak launch!
Pm 📲 01156488149

05/02/2026

Rumah kondo baru dekat Taman Melati. Residential title, dekat LRT.

Unit layout 4 bilik & 2 bilik air dengan saiz 1,10p sq ft.

Low booking, free legal fee SPA dan setiap rumah ada 2 parking.

Pm untuk view & info lanjut
011-5648 8149

04/03/2025

Tengah cari rumah baru kat KL?

Ada satu ni saya nak share, kondo baru kat Sentul, KL.

✅ Freehold & residential title.
✅ Saiz 1,200 sq ft.
✅ 3 bilik & 3 bilik air (Dual-key ready).
✅ Low density (205 unit sahaja).

Booking RM500 sahaja!

Legal fee SPA, loan, stamp duty loan & MOT semua free❗️

Pm atau contact

Shafiq
011.5648.8149

18/01/2025

TURUN HARGA‼️
RM300k >> RM275k ✅✅✅

FOR SALE:
AMPANG PUTRA RESIDENCY
(STUDIO UNIT)
(AMPANG PUTRA RESIDENSI)

Fully Furnished!
Suitable for own stay & investment.

DETAILS:
- Leasehold.
- 607 sq. ft.
- Fully Furnished.
- 1 bathroom.
- Block B.
- Level 8.
- Maintenance fee RM173.
- Fully furnished with kitchen cabinet, table top, kitchen hood & hob.
- Refrigerator & washing machine ready.
- 1 Television with tv cabinet.
- Queen sized bed, sofa set & sofa bed.
- Water heater in bathroom.
- Spacious balcony.
- Currently tenanted.

FACILITIES:
- 24-hour Security with Card Access.
- Swimming pool with whirlpool bath.
- Multipurpose hall
- Playground.
- Barbecue area.
- Gymnasium.
- Surau.

NEARBY TO:
- Ampang Point.
- Plenty of restaurants & convenience stores around.
- Various international food outlet & supply stores (Walking distance & just next door to condo).
- Ampang Puteri Hospital & clinics.
- Various international & private schools and children daycare.

EASY ACCESS TO:
- MRR2
- AKLEH
- Easy access to KL city center.

==========================
Asking Price: RM275,000 (Nett)
Contact: 011 5648 8149 (Shafiq R)
==========================

Kindly contact:
Shafiq Rahman
011 5648 8149
REN21735
Renstar Properties International Sdn Bhd
www.wasap.my/601156488149/APR275

03/10/2024

NEW FREEHOLD & RESIDENTIAL TITLE CONDOMINIUM @ SENTUL, KL 😍

✓ JUST 205 Units! (Super Low Density) 😱
✓ Built up 1,200 sq ft
✓ 3 Bedrooms & 3 Bathrooms
✓ Swimming Pool, Gym, BBQ area, Games Rooms & Many more
✓ Just 9 Units per floor 😍
✓ SMART Community & Multi-tier Security.
✓ Gated & Guarded.
✓ Walking distance to McDonald's Jalan Sentul, Maxim Citylights & Many more

*EASY ACCESS:*
✓ DUKE Highway
✓ Jalan Sentul Pasar
✓ MRR2 Highway

*PACKAGE:*
✓ _FREE SPA & Loan Legal Fee_ 😍
✓ _FREE Loan Agreement Stamp Duty_ 😍
✓ _FREE Disbursement Fee_ 😍
✓ _FREE Aircond & Water Heater_ 😍
✓ _FREE Fully Furnished RM40K Moving-in Cash Voucher Package_

BOOKING FEE RM500 ONLY! (Fully refundable) ☺️

*Starting Price From RM560K*

_Visit by Appointment. Showroom ready_ 😊

📲Kindly Contact:
Shafiq 0123948149

Click link for direct whatsapp:
www.wasap.my/60123948149/SentulNewCondo

03/09/2024

FOR SALE:
RENOVATED!
DEKAT PADANG!
DOUBLE STOREY TERRACE
TAMAN IMPIAN MURNI,
SAUJANA IMPIAN, KAJANG

======================
Asking Price : RM 620,000 (Slightly Negotiable)
======================

PROPERTY DETAILS
Type : Double Storey Terrace
Tenure : Freehold
Land Area : 20 x 60 Sqft (1200 Sqft)
Built Up Area : 1361 Sqft (Approximately)
Bedroom : 4
Bathroom : 3
Facing : West
Renovation : Plaster Ceiling, Kitchen Cabinet, Extension at the front

AMENITIES :
- SK Saujana Impian & SMK Saujana Impian
- 99 Speedmart
- Playground front of the house
- Kajang SILK, Cheras-Kajang Highway
- Lotus's Kajang

NOTES :
- 100% Booking fees refundable if loan is not approved
- Loan & Lawyer can be arranged

Kindly Contact:
Shafiq Rahman
Ren 21735
01156488149
Renstar Properties