地产大小事 - Property Master

地产大小事 - Property Master Passionate about turning property dreams into reality

Property addrsss : 71,Jalan Bangi Avenue 6/3 , Taman Bangi Avenue , 43000 Kajang ,SelangorProperty type : double storey ...
06/12/2023

Property addrsss : 71,Jalan Bangi Avenue 6/3 , Taman Bangi Avenue , 43000 Kajang ,Selangor
Property type : double storey
Land size 20×70
Built up size 2,000 sq.ft
Selling Price: RM650k (Negotiable)

DM for more information

Tricks to get Zero Downpayment House 😉As we know almost every property we bought can only apply 90% loan amount from the...
06/12/2023

Tricks to get Zero Downpayment House 😉
As we know almost every property we bought can only apply 90% loan amount from the property selling price. For example, we buy a property with RM600k, thus we can only get RM540k loan amount from bank and we need to pay RM60k as our downpayment.

I got some tips here to get Zero Downpayment and you might get some cashback for extras. Some of the developers are giving discount/rebate for the newly launched projects. So, we can look for the newly launched projects and research on it. Some projects offer 10% as rebate some even giving more rebate by generous developer.

If we are getting 15% rebate, RM600k property, we got loan offer for RM540k but we are getting discount for RM90k. Therefore, after deduction from the downpayment (RM90k-RM60k), we got excess of RM30k which is our cashback.

🇲🇾必须收藏！全马银行DSR列表在此😍DSR = 贷款偿还率 Debt Service Ratio即是用自己的Nett Income / Commitment = ? %计划买房的你 可以先大略算一下自己有没有符合银行的guidelines...
05/12/2023

🇲🇾必须收藏！全马银行DSR列表在此😍
DSR = 贷款偿还率 Debt Service Ratio
即是用自己的Nett Income / Commitment = ? %
计划买房的你
可以先大略算一下自己有没有符合银行的guidelines喔

Bank DSR Calculation
DSR - Debt Service Ratio = total commitment / Net income = ? %

What you need to know buying your first home.
30/11/2023

What you need to know buying your first home.

29/11/2023

Bandar Sri Sendayan - Lunaria 二手 22×85
Subsales

1) Type : Double Storey
2) Land Title Type : Residential
3) Land Tenure : Freehold
4) Title Type : Individual Title
5) Land Area : 1,870 sq ft
6) Built Up Area : 3,164 sq ft
7) House Unit : Intermediate
8) Bedroom : 4
9) Bathroom : 4
10) Store : 1
13) Occupancy : Nil
14) Unfurnished
15) Facing Direction : South
16) Renovation : Nil
17) Facilities/remarks : 22x85 biggest layout in the township, brand new, laminated timber flooring @ 1st floor and staircase, all aircond points comes with piping, fully extended, alarm system & clubhouse facilities (subject to subscription)

Source:
29/11/2023

Source:

Choosing a prime location for real estate is crucial for long-term satisfaction and potential investment returns. Here a...
28/11/2023

Choosing a prime location for real estate is crucial for long-term satisfaction and potential investment returns.
Here are the tips:

1) Investigate any community development plans. Municipal plans for growth and development can impact property values.

2) Investigate the area's potential for future growth. Emerging neighborhoods often provide opportunities for property value appreciation.

3) Even if you don't have children, proximity to good schools positively influences property values. Research the quality of local school districts.

4) Check for job opportunities in the vicinity. Proximity to job centers reduces commute times and enhances the area's appeal.

5) Safety is paramount. Research the crime rates in the area to ensure you're selecting a neighborhood with a good safety record.

Good Luck in looking into your dream property !

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