Victoria Wong - Kozin Real Estate

05/10/2026

29/09/2026

🏠 HOW TO WITHDRAW KWSP FOR YOUR HOUSE PURCHASE? 💰

A simple step-by-step guide 👇

1️⃣ Check Eligibility
Make sure you meet KWSP’s current requirements.

2️⃣ Prepare Documents 📄
SPA + Housing Loan documents + required supporting documents.

3️⃣ Login to KWSP i-Akaun 📲
Go to Withdrawal → Apply for Withdrawal.

4️⃣ Select Housing Withdrawal 🏡
Choose the relevant option for your house purchase.

5️⃣ Fill In Property Details ✍️
Enter the details according to your SPA.

6️⃣ Upload & Submit 📤
Upload your documents and submit the application.

7️⃣ Complete Verification 👤
Complete eKYC/identity verification if required.

💡: Always check the latest KWSP requirements before applying, as eligibility and procedures may change.

🏡 Planning to buy a house?
Feel free to PM me if you need help understanding the home-buying process.

21/09/2026

Shop rental viewing day at The NorthBank

12/09/2026

SCAM ALERT !!

⚠️ SCAM ALERT | IMPORTANT NOTICE

We have been made aware of an unauthorised WhatsApp account impersonating Emart Residences.

❌ +60 11-5933 5380 is NOT our official contact number.

Please do not respond, make any payments, click on unknown links, or share personal information with this number.

If you receive any suspicious messages claiming to be from Emart Residences, please block & report the account immediately and verify with us through our official channels.

请大家提高警惕，也欢迎转发提醒身边的家人朋友。🙏

Stay alert. Stay safe.

08/09/2026

🏡 MILTONIA RESIDENCE – 2-STOREY CO-HOME
📍Behind Emart Moyan

💰 Monthly Instalment From RM1,5XX Only!

✨ Why Choose Miltonia Residence?
🔹 Gated & Guarded Community
🔹 24/7 CCTV Surveillance
🔹 2 Covered Car Parks
🔹 Spacious Built-Up: 989 – 1,103 sq. ft.
🔹 3 Bedrooms | 2 Bathrooms

🎁 FREE GIFTS & SPECIAL PACKAGE INCLUDED:
✅ Legal Fees – SPA & MOC
✅ Washing Machine
✅ TV Cabinet
✅ Vinyl Flooring
✅ Digital Door Lock
✅ 1st Year FREE Maintenance Fee

💯 FULL LOAN AVAILABLE*
Terms & conditions apply.

📲 Limited units available!
Miltonia Residence — Your New Home Starts Here. 🏠✨

Contact us today to check availability, eligibility & arrange a viewing.
📲https://wa.me/60193293123?text=Miltonia
📲https://wa.me/60193293123?text=Miltonia
📲https://wa.me/60193293123?text=Miltonia

Victoria Wong｜REN30985
019-3293123
Kozin Real Estate Sdn Bhd E(1)1576
Buy | Sell | Rent | Investment

07/09/2026

🏡 BELOW MARKET VALUE | DESA ILMU, SAMARAHAN

Double-Storey Terrace Corner House

📐 Land: 3.7 Points
📜 Tenure: Until 2059
🛏️ 3 Bedrooms
🚿 1 Bathroom
🚽 1 Toilet

🔨 NEED RENOVATION!
Perfect opportunity for buyers looking for a renovation project and investors seeking to add value.

💰 Selling Price: RM338,000
📍 Desa Ilmu, Kota Samarahan

A corner house at below-market value — renovate it your way and unlock its potential!

📞 Contact 019-3293123 for more information or to arrange a viewing.

📲https://wa.me/60193293123?text=Subsale_DesaIlmuDSTC_RM338k_JB
📲https://wa.me/60193293123?text=Subsale_DesaIlmuDSTC_RM338k_JB
📲https://wa.me/60193293123?text=Subsale_DesaIlmuDSTC_RM338k_JB

Victoria Wong｜REN30985
019-3293123
Kozin Real Estate Sdn Bhd E(1)1576
Buy | Sell | Rent | Investment

06/09/2026

🏠 𝗙𝗶𝗿𝘀𝘁 𝗛𝗼𝗺𝗲 𝗕𝘂𝘆𝗲𝗿｜第一次买房，你需要知道的 𝟲 件事

𝟭️ 买房前，先算预算 💰
不要只看房价，要算清楚：
💰 𝗗𝗲𝗽𝗼𝘀𝗶𝘁 + 𝗟𝗼𝗮𝗻 + 𝗟𝗲𝗴𝗮𝗹 𝗙𝗲𝗲 + 每月供款

𝟮️ 先知道自己可以借多少 🏦
先做 𝗟𝗼𝗮𝗻 𝗘𝗹𝗶𝗴𝗶𝗯𝗶𝗹𝗶𝘁𝘆，
知道自己的预算，再开始找房。

𝟯️ 𝗟𝗼𝗰𝗮𝘁𝗶𝗼𝗻 很重要 📍
交通、生活配套、工作地点、未来发展，
都要考虑。

𝟰️ 𝗡𝗲𝘄 𝗣𝗿𝗼𝗷𝗲𝗰𝘁 𝘃𝘀 𝗦𝘂𝗯𝘀𝗮𝗹𝗲 🏡
🏗️ 𝗡𝗲𝘄 𝗣𝗿𝗼𝗷𝗲𝗰𝘁：新、配套多
🏠 𝗦𝘂𝗯𝘀𝗮𝗹𝗲：可以看到实际房子
👉 没有一定哪一个比较好，适合自己最重要。

𝟱️ 不要只看「便宜」💡
便宜不一定适合你。
要看 𝗟𝗼𝗰𝗮𝘁𝗶𝗼𝗻 + 𝗦𝗶𝘇𝗲 + 𝗟𝗮𝘆𝗼𝘂𝘁 + 𝗙𝗮𝗰𝗶𝗹𝗶𝘁𝗶𝗲𝘀 + 𝗙𝘂𝘁𝘂𝗿𝗲 𝗩𝗮𝗹𝘂𝗲。

𝟲️ 买之前，多比较几个单位 🔍
不要看第一间就决定。
比较价格、地点、面积、月供和整体条件。

❤️ 𝗙𝗶𝗿𝘀𝘁 𝗛𝗼𝗺𝗲 𝗕𝘂𝘆𝗲𝗿，买房前先做好功课！

如果不知道从哪里开始，
可以联系我们帮你分析：
𝗕𝘂𝗱𝗴𝗲𝘁 → 𝗟𝗼𝗮𝗻 → 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 → 𝗩𝗶𝗲𝘄𝗶𝗻𝗴 🏠

Victoria Wong｜REN30985
019-3293123
Kozin Real Estate Sdn Bhd E(1)1576
Buy | Sell | Rent | Investmet

#买房攻略 #第一次买房

04/09/2026

🏙️ 𝗟𝗢𝗖𝗔𝗧𝗜𝗢𝗡! 𝗟𝗢𝗖𝗔𝗧𝗜𝗢𝗡! 𝗟𝗢𝗖𝗔𝗧𝗜𝗢𝗡!

𝗘𝗺𝗮𝗿𝘁 𝗥𝗲𝘀𝗶𝗱𝗲𝗻𝗰𝗲𝘀 𝗧𝗮𝗻𝗷𝘂𝗻𝗴 𝗕𝗮𝘁𝘂
✨ 𝗡𝗢𝗪 𝗢𝗣𝗘𝗡 𝗙𝗢𝗥 𝗕𝗢𝗢𝗞𝗜𝗡𝗚! ✨

𝗟𝗼𝗼𝗸𝗶𝗻𝗴 𝗳𝗼𝗿 𝗮 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰𝗮𝗹𝗹𝘆 𝗹𝗼𝗰𝗮𝘁𝗲𝗱 𝗵𝗼𝗺𝗲 𝘄𝗶𝘁𝗵 𝗳𝗹𝗲𝘅𝗶𝗯𝗹𝗲 𝗹𝗶𝘃𝗶𝗻𝗴 𝗼𝗽𝘁𝗶𝗼𝗻𝘀? 𝗧𝗵𝗶𝘀 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝘁𝗵𝗲 𝗼𝗻𝗲!

🏡 𝗗𝘂𝗮𝗹-𝗞𝗲𝘆 𝗨𝗻𝗶𝘁𝘀
🏡 𝗧𝗿𝗶𝗽𝗹𝗲-𝗞𝗲𝘆 𝗨𝗻𝗶𝘁𝘀
💰 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗳𝗿𝗼𝗺 𝗥𝗠2,500+/-
📍 𝗣𝗿𝗶𝗺𝗲 𝗟𝗼𝗰𝗮𝘁𝗶𝗼𝗻 𝗮𝘁 𝗧𝗮𝗻𝗷𝘂𝗻𝗴 𝗕𝗮𝘁𝘂

👀 𝗦𝗵𝗼𝘄 𝗨𝗻𝗶𝘁 𝗔𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲 𝗳𝗼𝗿 𝗩𝗶𝗲𝘄𝗶𝗻𝗴
📅 𝗩𝗶𝗲𝘄𝗶𝗻𝗴 𝗯𝘆 𝗔𝗽𝗽𝗼𝗶𝗻𝘁𝗺𝗲𝗻𝘁 𝗢𝗻𝗹𝘆

📲 𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝘂𝘀 𝘁𝗼𝗱𝗮𝘆 𝘁𝗼 𝗮𝗿𝗿𝗮𝗻𝗴𝗲 𝘆𝗼𝘂𝗿 𝗽𝗿𝗶𝘃𝗮𝘁𝗲 𝘃𝗶𝗲𝘄𝗶𝗻𝗴 & 𝘀𝗲𝗰𝘂𝗿𝗲 𝘆𝗼𝘂𝗿 𝗽𝗿𝗲𝗳𝗲𝗿𝗿𝗲𝗱 𝘂𝗻𝗶𝘁!

𝗘𝗺𝗮𝗿𝘁 𝗥𝗲𝘀𝗶𝗱𝗲𝗻𝗰𝗲𝘀 𝗧𝗮𝗻𝗷𝘂𝗻𝗴 𝗕𝗮𝘁𝘂 — 𝗟𝗶𝘃𝗲, 𝗜𝗻𝘃𝗲𝘀𝘁 & 𝗚𝗿𝗼𝘄 𝗶𝗻 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗹𝗼𝗰𝗮𝘁𝗶𝗼𝗻.
📲https://wa.me/60193293123?text=Emart
📲https://wa.me/60193293123?text=Emart
📲https://wa.me/60193293123?text=Emart

Victoria Wong｜REN30985
019-3293123
Kozin Real Estate Sdn Bhd E(1)1576
Buy | Sell | Rent | Investment
Emart's Official Sales and Marketing Agent

#双钥匙公寓 #双钥匙单位 #房地产投资 #公寓投资 #自住投资

03/09/2026

一杯咖啡 ☕
一个新的9月。
继续努力，继续走在寻找好房子的路上。🏡
欢迎咨询｜买房・卖房・投资，都可以找我。✨