NancyJong楊曉瓊

04/07/2025

𝐅𝐨𝐫 𝐫𝐞𝐧𝐭
Flat RPR TAMAN SRI MAKMUR BATU 6 MATANG

📌 Matang 6 Miles, Near SMK Matang Hilir, SM Sains Matang, Matang Jaya, Metrocity
✅ Block 5 Level 2 (1st Floor)
✅ Size : 495 sqft 🛌 2 Bedrooms, 🛁 1 Bathroom
✅ Partially Furnished
✅ Newly painted, Good Condition & Comfortable

💰 Rental Price : RM700

✅ 2 months security deposit
✅ 1 month utility deposit
✅ 1 month rental

REN72612 Nancy Jong
wa.me/601114396439
IQI Realty Sdn Bhd E(1) 1584/10

01/05/2025

23/03/2025

最近更看懂了这三个词：

✅认知
✅格局
✅风控

从事投资的你、我、他；这三个词决定了我们在行业里的发展方向和前景🤝

21/10/2024

04/09/2024

Importance of Pausing in any communication/conversation

22/07/2024

🔥国家银行将Refinancing (房屋再翻借）Cash Out 部分=缩短至10年供期🔥

❌这是另人失望的决策，银行可以从中获取利益，而借贷者则无法享有Refinancing 及资产增值带来的好处

❌假若300k的现金（Cash Out)，若以30年为支付，每月的供期会是Rm1600左右。若是改为10年供期，则需要Rm3200左右。对于投资人来说，要以租金做为供期的打算，基本不可能。同时会面对违约风险（Default Agreement)

❌土地抵押尚且能够15年，房屋却缩减2/3的时间变成10年，个人及企业需要在短时间内还清贷款，这将导致现金流出现问题。个人及企业债务比例高涨。

⭕若是政策必须实行，国家银行至少应该采取伸缩性的方式，让银行佣有权利，针对不同的顾客群来给于不同的贷款抵押时间。

#银行贷款咨询服务
#银行个人贷款 #信用卡申请 #房屋贷款 #房屋再融资 #商业贷款 #柔佛 #柔佛新山 #新加坡

07/06/2024

Unlock your productivity potential with the 80/20 Rule 💼💪

Discover how focusing on the crucial 20% of efforts can generate 80% of results. From tasks and strengths to relationships and health, applying this principle can transform your personal and professional life. 🌟

Here's a quick breakdown:
1️⃣ Tasks: Prioritize tasks that make the biggest impact.
2️⃣ Strengths: Focus on your strengths that yield the most positive results.
3️⃣ Activities: Eliminate time-wasting activities.
4️⃣ Decisions: Streamline decision-making for maximum impact.
5️⃣ Learning: Identify key skills to optimize your learning.
6️⃣ Habits: Double down on habits that bring positive outcomes.
7️⃣ Relationships: Nurture the most valuable connections.
8️⃣ Wardrobe: Invest in high-quality, versatile pieces.
9️⃣ Health: Focus on health habits that make a big difference.
🔟 Possessions: Declutter by keeping what you use most often.

Efficiency is just around the corner! Let's make the most of our time and energy. ⏳✨



Credit & Ref:
https://www.linkedin.com/posts/zaeem-jaffri-48701b128_productivity-efficiency-8020rule-activity-7203052649942781952-ErC6?utm_source=share&utm_medium=member_ios

03/06/2024

23/04/2024

22/04/2024

[Passion]✅

04/03/2024

Haven’t got a chance to pass by during night time yet