27/03/2026
๐ก Buying a house? Donโt forget the hidden costs!
Many buyers only focus on the house price, but there are extra costs you must prepare ๐
1๏ธโฃ Legal Fees
You need to pay lawyers for the SPA (Sale and Purchase Agreement) and loan agreement.
2๏ธโฃ Stamp Duty
A government tax for transferring the property and loan documents.
3๏ธโฃ Valuation Fee
The bank will check the property value before approving your loan.
4๏ธโฃ Renovation Cost
Even new houses may need basic renovation, furniture, or repairs.
5๏ธโฃ Moving & Misc Costs
Moving house, utilities setup, and other small expenses.
โจ Tip: Always prepare extra budget to avoid financial stress.
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