D’Vervain at Central Park Damansara by Exsim

10/04/2023

New mall in ?

While the Hakka Restaurant has been a big news in the Malaysia property market scene few months ago, many of us had forgotten the piece of land that is adjacent to Banyan Tree and Pullman..

Hear say is..it is back! the infamous retail giant of Pxx has gotten the approval and will be launching a project there soon! The development will be comprising of extention of the Pxx mall, office and residential towers. Guess what is the indicative prices?

06/04/2023

https://www.facebook.com/KevinHoIQI/posts/pfbid02XxsRWYcqfnZcC9xwNmtkqf8QpoDRkbcWrkN5oSdjanhhxEpE69GViHS2rGdk1fbVl

Saw a post about a condo, this brother have made a very valid point about this type of . High density project is always a headache. There are countless of case studies that you can refer to, ie. Ampang Hilir , , etc.

I will talk about the solutions below:

Ms A (化名) 有个condo 拿了锁匙半年卖不出租不出，卡着了才来找我1on1... 如果她买之前有和我1on1的话一定会劝阻她别买，因为她做due diligence 时少了一个关键点。就是没有一个明确的出场计划。
问她买来做甚？她回答想赚钱而买，最理想时建好就卖赚个100k，(卖给她的agent就说可以）不然就出租几年再卖，但是不考虑自住因为觉得太塞车了😳😳我晕。。。她真的很有勇气 (大家有中枪吗😂 😂）
她的Project condo 刚拿锁匙不久在Cheras KL区，前阵子在viral在FB满红的。手工普通，价钱中下，比2手房贵一点但又比附近高级condo便宜20%
她当时也做了功课的，Location地点属于成熟地段，走路到2间mall, mrt lrt， Demand 未来前景看来也不错有个大项目，Population 旺着起来的地区，一切都看起来完美对吧？她看少了Density factor,
这里分享我给她的一个formula, 学会这个就能推算知道hold多久才能达到她要的价钱，
3,600间，
60%自住 ：2,160间
40%投资 ：1,440间
1,440
50% 想立刻卖 ：720间
50% 出租先等高价才卖 ：720间
可问问看身边做房地产的朋友，在你的房地产地区，一个新拿锁匙condo一个月平均成交量是多少。
一个月买卖几十间，百间？
一个月出租几十间，百间？
example，一个月出租50间，内部供应720间，tenant agent都是挑最便宜成交先的， 分分钟4-6个月才出完便宜的单位（这里要考虑的变数是邻居们的holding power)
如果你要的价位偏高，这会帮你理清几时才会轮到你的单位。（现实点吧）

If you die die still want to buy this property, what can you do?
How do you solve the high density problem?

Here are 5 tips you can do to maximise your return and lower your risk:

1) Renovation
2) Choose the right unit
3) Be realistic with the rental and selling price
4) Open to different renting options
5) Join to be a committee member!

As for the rest, we leave it to the god of money(or god of the market).

If you want the full details of the 5 tips above, feel free to DM me to get it. for the first 10 takers!

13/03/2023

If you are curious about Landlord Insurance

is still a relatively new product in Malaysia. It will take some time before it becomes effective.

It is human nature that without a attached, tenants will think they can get away from liability. Since they have bought and paid for the insurance, just let the insurance to pay for the damages they made.

It is still best for owners to combine both conventional security deposit and insurance together. If they can't even pay you at least 1 month deposit, you might want to reconsider your tenant capability to pay the rental on time, don't you think?

06/03/2023

"Not now, we don't have enough to buy a .."

What is the of buying property without much cash?

What most buyers don't understand is, you don't need a lot to start investing in property, especially in new projects. Most often than not, developers will give rebates to ease the burden of the buyers to pay too much down payment, as you are required to pay 10% in any normal purchase, especially if you are buying a sub-sale property.

However, most developers are willing to offer up to 10% rebates and only few hundreds or few thousands to book an unit, so if you are short of cash, this will be a good start.

Since most new projects(high rise) take 4 years to complete, assuming you booked your unit as soon as the project is launched, most often you don't have to pay any interest in your first year as it takes about a year to compete the piling, the developers will then only send the invoice to you and the bank asking for 10% payment of the selling price. If your loan is about RM500,000, that means you will start paying about RM165 to the bank every month.

The payment amount will increase slowly as the construction completed more stages, and you will only start paying the principle amount when the property has received the CCC when it's completed.

In this case it means you have 4 years to save your money to renovate the property. Now not only you don't have to pay for rental anymore, you are paying something that you actually own.

So what is most important in buying a property?

The ability to take a bank loan.

What is a good "profile" for banks to loan you the money? What do you need to do to secure it?

DM me check your "profile", how much loan you can take, and how much you should take.

#房产投资

24/02/2023

Reputable developer Exsxx pre-launching Pavilion Bukit Jalil project! 🔥🔥🔥

Phase 1 easily make 20% profit over future launches 💰

✅ Next to world class medical centre, MSC technology park
✅ 1012sf 3+1r2b 2 single carparks
✅ low density - 508 units only!
✅ Choose with or without balcony
✅ Beautiful design - high-end facade, horizontal layout

Register your interest NOW and receive 5⭐ KLCC residence 2 night stay when you book with us!

DM or whatsapp me:
https://wa.link/a48ohy


#房产投资

17/02/2023

14/02/2023

https://fb.watch/iGWTiQayvC/

04/02/2023

4亿美金身家大佬的9个投资思维

这支影片是由一位超级富豪对一个投资组合的看法。那位超级富豪是来自真人秀Shark Tank的评委之一，Kevin O'Leary。他的个人资产大概有4个亿美金。以下是他对投资的看法：

1) 如果你还年轻，房地产是一个很好的投资工具，因为他的风险明显比其他的投资工具低很多，而且长期回酬很吸引。你开始头几年可能看不到什么钱，可是价值会随着时间而提升，并且可以赚取被动收入。

2) 银行贷款是很好的投资工具。你必须学会如何跟银行建立信贷记录，银行有了你的还款记录，才会让你申请更多的贷款。信用卡就是一个很好的开始，可是小心陷入过度借贷的陷阱，尽量每个月还清。

3） 将你的投资组合多元化。不要在单一投资工具投资超过20%，除非你非常了解当中的技巧。譬如房地产，虽然它风险低回酬高，可是他有一个大缺点：不容易变现。如果是股票的话，就可以随时买卖。尤其当你遇到麻烦，需要大量资金时（除非你本来就有大量现金）。

4） 如果你要快速让你的房地产组合可以快速增长，你必须善用贷款。但是不要借贷过度，万一市场不景气时，利息走高，又没有租客时，你能不能继续还你的房贷呢？

5） 适当的提升租金是可以的，但是如果你有一个好的租户准时交租和保护你的房产的话，就算不起租金也没关系。一个好的租户真的不是那么容易遇到。

6） 学会节制，小心贷款。不要花在无谓的豪车，豪宅，名表，游艇，名牌服装等等没多大意义的东西。一个经济不景气就会让你资产归零。

7）不需要太担心还税。这代表你赚的足够多才有的问题。不要纠结在为了不想还税而选择保留某投资产品。譬如在市场好的时候，你的房产可以卖掉一个很好的价钱。可是因为你不想给RPGT（因为还没有过5年）而决定不卖。可是当5年过后，市场低迷，价格比之前跌了20%，比你之前要给的RPGT多很多，现在可能要等多10年才可以恢复之前的价格，那就真的得不偿失了。

8） 当你投资一门新的生意时，要做好完全亏掉的心理准备。千万不要把你全部家产拿去投资。

9） 永远不要用MARGIN投资股票。市场一跌你就完了。

#富人投资 #房产投资

07/09/2022