Sigma Property Knowledge Malaysia

Sigma Property Knowledge Malaysia SPKM aims to be an education hub for middle-class citizens. To feed real-time property knowledge so Real-Time Property Knowledge Malaysia

Just a random thought before noon. Thinking that investing in a property at a young age can provide a stable foundation ...
29/03/2023

Just a random thought before noon.

Thinking that investing in a property at a young age can provide a stable foundation for your financial future?

Taking charge of our financial well-being and start planning today?

The earlier we start, the more time our investment has to grow?

None of it matters unless we manifest our thoughts into reality.

26/06/2021

DSR made simple for you


Buying a strata property (condominiums, apartments, serviced apartments and flats) are all fun and games... until you le...
01/06/2021

Buying a strata property (condominiums, apartments, serviced apartments and flats) are all fun and games... until you learn about sinking fund and maintenance fees. Scary words huh?😟

Don't be 😉 . Strata properties all come with common facilities that are used by all of the residents within each buildings. These include lifts, walkways, swimming pools, gyms, you name it.

All these require proper maintenance and management. That's where monthly maintenance fees and sinking funds come in. Swipe left to learn
more! 😄

Semua sedang heboh tentang HOC ni, but what is it actually? SPK Malaysia telah menemui banyak projek baru di lembah klan...
06/04/2021

Semua sedang heboh tentang HOC ni, but what is it actually?

SPK Malaysia telah menemui banyak projek baru di lembah klang yang berkaitan dengan kempen pemilikan rumah kami. Ini adalah berita baik namun projek-projek tertentu yang tidak berkaitan dengan kempen biasanya lebih menarik untuk didiami.

What would you want to know more about HOC?

SPK Malaysia masih mendapati ramai antara kita yang masih salah faham tentang konsep antara Freehold & Leasehold propert...
05/04/2021

SPK Malaysia masih mendapati ramai antara kita yang masih salah faham tentang konsep antara Freehold & Leasehold properties.

SPK Malaysia, akan menasihati anda untuk mempertimbangkan kedua-dua jenis harta tanah untuk pembelian anda.

Alasannya adalah, campur tangan Kerajaan masih berlaku pada Pembangunan Hak Milik ketika ada keperluan untuk pembangunan Negara, dari segi infrastruktur seperti pembinaan MRT berdasarkan Akta Pengambilan Tanah 1960.

Untuk memastikan kelangsungan harta pegangan pajak anda untuk diturunkan kepada generasi anda yang akan datang. SPK Malaysia akan menasihati anda untuk memilih lokasi yang matang dari segi infrastruktur, yang sekurang-kurangnya akan diselesaikan dalam 10 tahun akan datang bermula dari jangka masa pembelian rumah.

Let us know how you feel about Freehold & Leasehold lands and properties in the comment section below 😄

Sebagai Kakitangan Kerajaan, anda akan mempunyai kelebihan menggunakan 2 jenis pinjaman rumah. SPK Malaysia akan menasih...
04/04/2021

Sebagai Kakitangan Kerajaan, anda akan mempunyai kelebihan menggunakan 2 jenis pinjaman rumah.

SPK Malaysia akan menasihati anda untuk menggunakan Pinjaman Perumahan 2 Pertama dengan Bank Konvensional dan Pinjaman Perumahan ketiga anda dengan Kerajaan.

Logik di sebalik tindakan ini mudah. Sekiranya anda memutuskan untuk menggunakan Pinjaman Perumahan Pertama anda dengan Kerajaan. Bank konvensional akan menghilangkan 1 daripada 2 Kuota 90% LTV anda. Meninggalkan anda dengan hanya 1 lagi pembelian dengan LTV 90% sahaja.

Anda nak ketahui lebih tentang pinjaman rumah?

Hubungi kami segera 😄

A township emerging in the city only happens once or twice every decade. Understand the beauty of an emerging township. ...
03/04/2021

A township emerging in the city only happens once or twice every decade.

Understand the beauty of an emerging township. You might not be able to see it today but your friends from Gombak would pass it by on the way to 1Utama in 2024.

What do you know about a township? Would you like to know from us?

The best time to buy and invest in property is very much subjective. It depends on your financial capabilities. If its t...
04/03/2021

The best time to buy and invest in property is very much subjective. It depends on your financial capabilities.

If its today, then its today. If its tomorrow then its tomorrow.

But dont wait to buy properties.

Buy properties and wait.

Can we identify in which zone are we as of 2021 today?

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