Property Superstars 地产精英

10/09/2018

DAULAT TUANKU

07/09/2018

5 HOME BUYING TIPS
Buying a house can be so much fun and full of excitement but at the same time it’s can be nerve wrecking and stressful too.
Why?
Most people buy a house to start a family, a new start and have a place to call home to create new memories and some called Home is where the heart is. But, the journey of buying a house can be a bumpy road if you don’t have the proper knowledge about it.
Today, we will share a few tips and tricks before buying a house.
1. Evaluate Yourself
Stop looking for a new house or talking to anyone first, but one thing you need to do is evaluate yourself first.
Start by calculating how much cash you have in hand.
2. How Much You Need To Buy A House?
Okay, now you know how much cash you have. The next step is to calculate property price that you can buy.
While, the estimate of all cost you need when buying a house is about 17% from the Purchase Price.
3. How Much Loan You're Eligible?
To calculate your eligibility for Home Loan can be a bit tricky but for the sake of general idea, you can just do a simple calculation.
The calculation will need Net Income, all commitments Instalment and the new home loan instalment.
4. Print CCRIS Report
Get your CCRIS report print out before go-ahead to purchase a house.
5. You’re Ready!
Now that you’re ready to buy a house.
If you think this help you, pls LIKE & TAG your friend who going to buy house soon. Thanks.

29/08/2018

29/08/2018

马来西亚富力公主湾：史上最“全”的混合式高端服务型公寓

作为富力集团进军海外的第一个项目，R&F Princess Cove（富力公主湾）可谓是占尽了天时地利人和！

其总项目占地共116英亩，拥有超过100栋建筑，规模超前。富力公主湾，未来将是全世界离新加坡最近的临海项目，其规划涵盖五星级酒店（Hotel）、企业办公大楼(Office tower)、滨海公园（Park）、时尚滨海商业街区(Shopping mall)、天际会所(Clubhouse)及新山前所未见的奢华住宅(Apartment)，五大行业形态一应俱全。在新山，从未有一个项目规模能达到如此完整和巨大，整个新山之前也都未曾有过功能如此齐全、体量如此大的地产项目！

R&F Princess Cove（富力公主湾）拥有丰富的社区配套设施，如花园俱乐部，绿色广场，游泳池，桑拿房，游戏室，景观墙，海景吧，贵宾等候室，儿童游乐场，健身房以及观景台等等，应有尽有！用户在社区内里即可充分享受与外界特定场所所能得到的舒适及高档体验，如专业的健身设施、具有美容和瘦身效果的桑拿房、满足孩子好动天性的游戏室和儿童游乐场，更有能够轻松观看到美丽景色的观景墙、观景台和海景吧！

室内由知名设计师操刀设计，设计极富美感，完美的色调搭配打造出了和谐的居家风格，让人感到十分大的温馨和舒适！

28/08/2018

6 Things To Consider When Taking Up A Home Loan In Malaysia

To the common folks, choosing a home loan is almost as hard as choosing the property itself. If you’re currently in the midst of shopping for a home loan to buy the house of your dream, here are the 6 things you should consider before making what would arguably be the biggest financial decision of your life.

1) Types of home loan
First and foremost, consider what works best for you: a Traditional Term Loan or a Flexible Home Loan (“Flexi-Loan”). A Traditional Term Loan requires you to pay a fixed amount each month for the entire tenure of your home loan (e.g. 30 years), whilst a Flexi-Loan gives you the option of reducing your interest whenever you wish (i.e. by saving your extra money into a linked current account. The more you save, the less interest you pay).

If you have a strict and predictable cash-flow pattern, a Traditional Term Loan may be best. If you prefer flexibility in paying off your loan, a Flexi-Loan is recommended.

2) Interest rate
As of all loans, your priority should probably go to the bank that offers you the lowest interest rate. Citing an example we’ve used before: for a home loan of RM500,000 over a period of 30 years, the difference in interest between an interest rate of 4.2% and 4.15% (i.e. a mere 0.05%) could be well over RM5,000! To find out which bank offers the best home loan interest rate, check out our handy home loan comparison table

3) Margin of financing (How much you can borrow)
Depending on various factors which include the value of the property as well as your standing with the bank, different banks may offer you different margins of financing. As you’ll be required to pay any amount not covered by the home loan upfront, this becomes very important especially if you’re short on cash.

As an example: for a RM500,000 house, you’ll need to pay RM100,000 upfront if your margin of financing is 80%; but you’ll only need to pay RM50,000 upfront if your margin of financing is 90%.

4) Lock-in period
Lock-in period is the period you’ll incur a penalty (usually 2-3% of the principle loan amount) if you choose to pay off your home loan in full before it reaches the end of its tenure. When it comes to choosing a home loan in Malaysia, it pays to have the lock-in period as short as possible and the penalty as low as possible. Also, some banks do not charge a penalty at all if sufficient notice is given. For a start, you may wish to compare the lock-in periods of all Malaysian banks with the home loan calculator.

5) Fees and charges
A home loan application involves professional and government-regulated processes such as preparation and disbursement of loan agreement, payment of stamp duty and processing by the bank, just to name a few. All these processes usually come with fees & charges that will be borne by you, the buyer. In certain cases, it may also be wholly or partly borne by the banks as part of your loan packages. Hence, is it best to sit down with the loan officers (for all the banks you are considering taking your home loan from) and have them run through the fees and charges with you. The task may be repetitive and time-consuming… but it’ll be time well spent.

6) The bank
Lastly, understand that you’ll be dealing with the bank on a very frequent basis for as long as your home loan is in effect (which may be 20 to 30 years). With that in mind, you should probably choose a bank you are very comfortable with. Some of the things you may wish to think about include:

Do you have an existing savings or current account with the bank (for ease of inter-account transfer)?
Are you satisfied with their standards of service?
Is a local branch available near your home or office?
Do you consider the bank to be trustworthy or reliable?
Does the bank offer value-added services that will make your life easier for the long haul?
How is the bank’s reputation as a whole?

28/08/2018

The bustling city of Johor Bahru continues to flourish as it serves as a melting pot in Malaysia’s southern corridor. A major hub for trade and lifestyle, Johor Bahru is set to welcome a sterling development called R&F Princess Cove. The development provides the ultimate marina living concept.

Spread across 116 acres of freehold land in the metropolitan hub of Johor Bahru, R&F Princess Cove promises modern living, with first-class residences coupled with high-end commercial units as well as premium recreational options. The development is Southeast Asia’s first HOSPCA development – an integration of hotels, office towers, parks, shopping malls, clubhouses and apartments – where live, work, play and shop are epitomised.

Offering the ultimate urban lifestyle experience, R&F Princess Cove focuses on making all key amenities and conveniences within walking distance and highly accessible. Corporate offices, international-class hotels, retail outlets, F&B outlets, business centres, transportation hubs and parks will all be within a stone’s throw from the development.

Premium residences

R & F Princess Cove comprises innovative and stylish residences with a range of built-up sizes ranging from 471 sq ft to 1,471 sq ft, creating ideal options for the diverse needs of home-owners. The units comprise 1 to 4 bedrooms and 1 to 3 bathrooms. Special dual-key units give discerning buyers the opportunity to own 2 units under 1 title. The dual-key units present an adjoining studio unit which can be sub-let or allotted to extended family, while maintaining the privacy of both units with separate entry keys.

The homes were designed to provide holistic living experiences complemented by state-of-the-art technology such as video intercom systems, smart door locks, intelligent door bells, a fully-operational cloud management system to enhance safety features and premium security features.

R&F Princess Cove is the only residential development that offer built-in intelligent gas systems and smoke detectors in all units. Directly connected to the management office on the ground floor, the intelligent gas system will alert the building management in the event of a leak.

Digital locks promise innovative safety features while visitor management is made easy by the visual intercom system. Emergency call buttons connected to the central security command centre offers residents peace of mind.

Privacy is a top priority at R&F Princess Cove with each floor comprising less than 10 residential units, with front entrances facing away from neighbouring units. To optimise space and reduce density, corridor sizes have been reduced. Spacious common areas between towers provide a sense of exclusivity and privacy for residents while reducing the claustrophobic feel.

Residents get to enjoy an endless and unobstructed view of the seafront from their homes. South-facing units have a picturesque view of the coastal garden promenade with luxury marina yachts moored just below the units. Residents can capitalise on the yacht berths available to enjoy leisure water activities.


Holistic living experience

R&F Princess Cove offers a sprawling 6,500-square meter sports centre which include a fully-equipped gymnasium, table tennis court, yoga room, jogging tracks and an international-standard kindergarten with 18 classrooms. More than 4,500 square meters of Skyline clubhouse space and 20,000 square meters of outdoor landscape activity area, have been dedicated to recreational and leisure facilities. Other facilities include an elite children’s training centre, sky pools and a sports club, among others.

R&F Princess Cove promises ultimate convenience with its comprehensive integrated urban blue-print. The development neighbours the first opera house in Johor Bahru, which serves as one of Asia’s cultural and artistic centre showcasing cultural shows and performing arts. The project presents a 650-meter CIQ link bridge directly connecting pedestrians and commuters to the Johor Bahru Customs, Immigration and Quarantine (CIQ) complex, from R&F Mall and the condominium complex. Residents will only need to take a 5-minute walk to arrive at the CIQ and JB Sentral transportation hub, enabling them to board the new RTS trains into Singapore’s commercial business district.

The development is surrounded by a host of urban lifestyle options such as shopping malls, corporate towers, commercial centres and retail hubs. Adjacent to the development is JB City Square, JB City Centre Mall and Komtar JBCC. Hospital Sultanah Aminah is just 5 minutes away.

Targeted at professionals, expatriates and investors, R&F Princess Cove is an ideal option for those seeking a holistic urban lifestyle. The developer is offering eligible buyers attractive perks such as free legal fees for SPA and loan documentation while stamp duty charges for MOT will be borne by the developer.

About the Developer

R&F Princess Cove is a signature development by R&F Development Sdn Bhd, a reputable property developer in Malaysia.

28/08/2018

DEVELOPERS REITERATE CALL TO EASE HOME LOAN RULES
According to Housing Minister Zuraida Kamaruddin, the main objective of this policy is to help the B40 and M40 groups purchase quality and affordable housing. The former refers to the bottom 40 percent income earners, while the other pertaining to the middle 40 percent.

Builders are looking forward to the Federal Government’s National Housing Policy that will be announced in September, however, they think more should be done such as easing bank lending rules.

28/08/2018

Top 20 Cities in the World

Global design and consultancy firm Arcadis has released a report on the most sustainable cities in the world. The report, compiled by the Centre for Economic and Business Research, ranked 100 cities around the world based on the three dimensions, or pillars, of sustainability: People (social), Plane...

28/08/2018

R&F Princess Cove
ONE BRIDGE MEETS THE SCENERY OF THE TWO CITIES WITH CRAZY MARINE VIEW!!!
OPEN TO ALL FOREIGNERS & Local Malaysians
Price starts from RM640K*
studio, 1 bedroom, 2 rooms, 3 rooms, 4 rooms and dual-keys
The most advantageous location in Johor Bahru!! ️
☘️ Exclusive Bridge Easy to walk from CIQ / City Square to your doorstep!
☘️The first diamond Opera Theatre
☘️Distance between Singapore to Johor Bahru

28/08/2018

AFFORTABLE DREAM HOUSE FOR JUST RIGHT BETWEEN SINGAPORE & JOHOR BAHRU!
Princess Cove is strategically located
at fan geometry which is also the
central business district for johor
bahru and it's merely 1056 meters away
from Singapore
huh that is just a little
over 1 kilometer being right next to a
transport hub that facilitates buses and
trains travelling between Singapore and
Johor Bahru rnf princess Cove offers an
extra level of connectivity with the
successful completion of a 615 meters
ciq link bridge
walking from the apartment to the ciq
checkpoint and the upcoming RTS book
each a gas station only takes a breeze
five minutes ranging from luxury
apartments to state-of-the-art
commercial buildings every detail is
designed for maximum economics
efficiency and comfort phase 1a of the
project which is the development of
luxury apartments has been successfully
completed and handed over to home owners
while upcoming phases will see the
development of a five-star hotel
JB's first opera theater upscale
shopping mall Premium recreational
facilities and more rising above the
streets of jaha's skyline R&F; princess
Cove is a visually outstanding high-rise
surrounded by lush green gardens and
breathtaking view of Singapore it stands
out as a stylish and a well furnished
service apartment
it has always been my
dream to own a luxury apartment like
this rnf Princess Cove is not only
within financial reach but also
convenience for working professional who
travel to and fro Singapore on a daily
basis our units come partially furnished
with quality materials the bigger tree
and four betas are great for families
while dual key units are perfect for
retirees looking to live with their
Bonus : FREE SPA legal fee, FREE bank legal, FREE Bank Stamp Duty for Early bird
Hurry up!!! EARLY BIRD PROMOTION GOING TO END SOON!! Contact us Now for more details
Wasap.my/60187690038
Wasap.my/60187690038
Wasap.my/60187690038

28/08/2018

Forest City homes no longer for sale to foreigners.

KUALA LUMPUR (Aug 27): Overseas buyers will no longer be allowed to purchase homes in the US$100 billion Forest City development in Johor, Prime Minister Tun Dr Mahathir Mohamad said today. "One thing is certain, the city that is going to be built cannot be sold to foreigners," he told a press confe...

28/08/2018

富力公主湾
交房细节，品质富力