People's Home

31/10/2021

Budget 2022: No more RPGT from 6th year!! Hooray...

https://www.thesundaily.my/business/budget-2022-comments-property-sector-FC8510052?fbclid=IwAR1yUqa2Fkgb16u504NBCss2S-VmZu-_4qYzxACv_aDzzP-U7sV7BjXBCMA

Real Estate and Housing Developers’ Association Malaysia (Rehda) president Datuk Soam Heng Choon Rehda is appreciative that the government has taken i...

03/07/2021

MOT? Stamp duty?
Click here to understand more

MOT merupakan antara dokumen pertama dan terakhir yang ditandatangani oleh pembeli rumah, manakala duti setem adalah cukai yang dikenakan ke atas dokumen penjualan atau pindah milik hartanah.

03/07/2021

Morotarium Pemulih

For those facing financial issues (paycut, unemployed, business affected), it's advisiable you to apply it.

But if you are planning to purchase a property within this year and your financial is remain at good condition, its not recommend you to apply it.
Why?? can pm us ^^

Moratorium PEMULIH automatik tanpa syarat selama 6 bulan ditawarkan kepada B40, M40, T20, usahawan dan peniaga mikro yang terjejas akibat PKP.

01/06/2021

Great News to Home Buyer!!!!

HOC extended until end of Dec 31st 2021.
You are still able to save money on stamp duty for Instrument of Transfer and loan agreement.

PETALING JAYA (May 31): The Ministry of Finance (M*F) has agreed to extend the residential home stamp duty exemption scheme under the Home Ownership C...

17/02/2021

LPPSA Guidance for Goverment Servant;
>Syarat-syarat kelayakan bagi pemohon pembiayaan LPPSA
>Amaun kelayakan pinjaman
>Amaun kelulusan pinjaman
>Kadar faedah yang ditawarkan oleh LPPSA
>Ansuran bulanan

Pinjaman Perumahan Kerajaan melalui Lembaga Pembiayaan Perumahan Sektor Awam (LPPSA) menguruskan kemudahan pembiayaan perumahan untuk penjawat awam yang masih belum mempunyai kediaman sendiri.

17/02/2021

We cannot break in or claim possession of the property on your own without making any police report or taking any legal steps.
You could potentially get sued by the tenant for these unintentionally move.
# Get advice from experience real estate negotiator or Profeesional Lawyer

Here's the 8 things no one tells you about dealing with tenants who default on their rent & how to ensure your cash flow is not affected in the long term.

27/01/2021

Ever heard of CCRIS & CTOS? feeling confuse?
You don't have to worry anymore, read this brief explanation.

For more information about CCRIS & CTOS click here:
http://bit.ly/CCRISnCTOS

27/01/2021

Bank Negara Malaysia (BNM) is ready to help those of you who have problems contacting the bank for loan repayment assistance.

07/07/2020

Latest News!!!
The Bank’s Monetary Policy Committee decided to reduce the OPR by 25 basis pts to 1.75%. The ceiling & floor rates of the OPR’s corridor are correspondingly reduced to 2.00% and 1.50%, respectively.

At its meeting today, the Monetary Policy Committee (MPC) of Bank Negara Malaysia decided to reduce the Overnight Policy Rate (OPR) by 25 basis points to 1.75 percent. The ceiling and floor rates of the corridor of the OPR are correspondingly reduced to 2.00 percent and 1.50 percent, respectively.

08/06/2020

REAL ESTATE GOOD NEWS!!!
These are the goodies announced by our PM which will impact and boost property market in general.
𝐇𝐨𝐦𝐞 𝐎𝐰𝐧𝐞𝐫𝐬𝐡𝐢𝐩 𝐂𝐚𝐦𝐩𝐚𝐢𝐠𝐧 𝐑𝐄𝐓𝐔𝐑𝐍𝐒
HOC will be reintroduced again.
Through this campaign, stamp duty will be given on SPA/Transfer Of Title and Loan Agreement for Residential Property value between RM300,000 upto RM2,500,000.
Stamp duty waiver on Transfer of Property Title is capped at first RM1mil of the residential property price while full waiver will be given on Loan Agreement.
This waiver will start effect from 1 June 2020 till 31 May 2021 (with condition that developer must give at least 10% rebate to purchaser.)
𝐑𝐞𝐚𝐥 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐆𝐚𝐢𝐧 𝐓𝐚𝐱
RPGT waiver you all Malaysian resident individuals for disposal of residential property made from 1 June 2020 till 31 December 2021.
The waiver is subject to maximum of upto three (3) properties per individual.
𝐋𝐓𝐕 (𝐋𝐨𝐚𝐧 𝐓𝐨 𝐕𝐚𝐥𝐮𝐞 𝐑𝐚𝐭𝐢𝐨) 𝐨𝐧 𝟑𝐫𝐝 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲
😍🥰😘🥰😍🥰😘🥰😍
Besides that, DSR for third (3rd) property with value of RM600,000 and above is not subject to 70% loan margin cap during this reintroduction of HOC period, loan margin cap will be determined subject to risk management of individual banks.

27/05/2020

Learn More:
1)Things To Consider Before Refinancing Your Home In Malaysia.
2)What is Refinance?
3)Why do people refinance their homes?
4)Is refinancing your home suitable for you?

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06/05/2020

BREAKING NEWS!!

Bank Negara Malaysia decided to reduce the Overnight Policy Rate (OPR) by 50 basis points to 2.00%.

The ceiling and floor rates for the OPR have been reduced to 2.25% and 1.75% respectively.

Bank Negara Malaysia (BNM) has cut its overnight policy rate (OPR) by 50 basis points (bps) to 2%, a level last seen during the 2008-09 global financial crisis. In a statement issued after its Monetary Policy Committee meeting today, BNM said the ceiling and floor rates for the OPR have been reduced...