Alina Jaini - Mortgage & Property Specialist

11/11/2024

More achievements coming💪🏻💪🏻

Congratulations to our October 2024 Senior Achiever

28/10/2024

Thank you PMA for giving us a platform to grow and be successful. Thank you business partners for coming and may we gain more success in future🥂✨

19/10/2024

15/10/2024

Untuk membeli rumah, pembeli perlu sediakan beberapa kos penting. Ramai yang kurang tahu tentang kos-kos ni.

Antaranya:
1. Deposit ; Kebiiasanya sekitar 10% daripada harga rumah
2. Yuran guaman untuk pemprosesan dokumen,
3. kos valuation bagi menilai nilai sebenar rumah
4. Insurance untuk melindungi hartanah daripada risiko yang tidak dijangka.

Semua kos ini penting untuk memastikan proses pembelian berjalan lancar.

09/10/2024

Selalu orang cakap kalau ada CTOS je loan tak boleh approve? Betul ke? Tapi kenapa some cases Alina submitted boleh dapat approval dari bank? Bank apa tu????

03/01/2024

📝Educational Video

Ada 3 BENDA UTAMA yang perlu dipertimbangkan sebelum pembelian rumah. Tonton video untuk mengetahui apakah benda utama tersebut‼️

04/12/2023

In Malaysia, like in many other countries, property ownership can be classified into two main types: leasehold and freehold. The key differences between these two types of property ownership are outlined below:

30/11/2023

🏡 Homeownership Triumph: En Ismail and Pn Yuniza's Journey 🌟
Meet our amazing clients, En Ismail and Pn Yuniza, on their journey to a second home! Their joint loan application hit a snag, but that didn't stop them.

📉 DSR Burst:
The bank slammed the brakes, citing DSR concerns. But wait, there's more to their financial story!

💪 Hidden Strength: ASB and Rental Income:
Digging deeper, we discovered En Ismail and Pn Yuniza had a financial ace up their sleeves - ASB savings! 💰 We used this to showcase their financial strength, and their rental income became the unsung hero, acting as additional income.

🚀 Loan Approval Victory:
With these insights, we approached the bank again. Guess what? The loan got the green light! 🎉 Plus, we secured financing for legal fees and valuation at a lower rate.

🏠 Ready for Your Home Sweet Home?
If you're dreaming of a home but hit a roadblock, let's chat! Your dream home could be closer than you think. 📞✨

29/11/2023

🏡 Encik Azman's Homeownership Journey: A Story of Triumph 🚚
Meet Encik Azman, a hardworking lorry driver with a dream - owning a home. His income fluctuates, making banks unsure about his loan applications.

💼 Facing Hurdles:
Banks hesitated due to Encik Azman's job nature and irregular income. Rejections piled up.

🏦 Bank Approval:
With determination, we worked to convince the bank. Guess what? Encik Azman got the approval he needed! Now we're signing his house LETTER OFFER!

📞 Got Dreams Like Encik Azman?
If you're dreaming of your home, I am here to help. Let's chat and make it happen!