Julivas Housing Consulting

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09/07/2023

The Benefits of Real Estate Investing: Why it’s a Smart Move for Your Financial Future

Real estate investing is one of the most reliable and lucrative investment strategies. With its potential for long-term growth, passive income generation, and diversification benefits, it’s no wonder that many individuals consider real estate as a cornerstone of their investment portfolios. In this article, I will explore the numerous advantages of real estate investing and why it should be on your radar.
1. Income Generation:
One of the primary benefits of real estate investing is the potential for regular and passive income. Rental properties can provide a steady stream of monthly cash flow. Unlike other investments that may rely on market fluctuations or dividends, rental income is relatively stable and can be increased over time as rental rates rise.
2. Appreciation and Wealth Building:
Real estate has historically appreciated in value over the long term, allowing investors to build wealth through property ownership. While short-term market fluctuations may occur, real estate tends to appreciate over time, providing investors with the potential for substantial returns. Additionally, as property values increase, so does the equity in your investment, allowing for leverage and the potential to acquire additional properties.
3. Tax Advantages:
Real estate investing offers several tax benefits that can significantly impact your overall financial situation. Investors can deduct mortgage interest, property taxes, insurance, and operating expenses, effectively reducing their taxable income.
4. Portfolio Diversification:
Diversification is a key principle of successful investing, and real estate can play a vital role in achieving a well-balanced portfolio. Real estate investments have a low correlation to traditional assets like stocks and bonds, meaning that they can help reduce overall portfolio risk.
5. Inflation Hedge:
Real estate investments have historically been an effective hedge against inflation. As the cost of living increases, rental income and property values tend to rise accordingly. By investing in real estate, you can protect your purchasing power and potentially benefit from increased cash flow and property appreciation in inflationary periods.
6. Control and Tangible Asset:
Unlike some investments that are intangible or subject to market volatility, real estate investments provide a tangible asset that you can see, touch, and control. This level of control allows investors to make strategic decisions regarding property management, renovations, and rental rates.
Overall, Real estate investing offers a multitude of benefits that can positively impact your financial future. From generating passive income and wealth building to tax advantages and portfolio diversification, it’s clear that real estate should be a consideration for any investor.



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05/07/2023

WHAT TO DO AS A TENANT IF YOUR LANDLORD SELL THE HOUSE YOU ARE CURRENTLY LIVING IN.

First, you need to know that It is the right of the Landlord to sell his property whenever he chooses to do so.
It does not matter whether or not there are tenants in the property and It does not matter that they just renewed their tenancy or they are long-term tenants in the property.

He also does not need the permission of the tenants to sell his property.

While the landlord can sell at anytime, the New Buyer or the New Landlord cannot take possession at anytime just like that.
There are laws that govern the process for taking possession of a new property that have tenants staying there.

The sale of the property does not confer on the New landlord or the new owner the right to forcibly eject any tenant from the property.

The Rent you paid to the former Landlord still runs and can't be terminated by the New Landlord for any reason.

At the expiration of your rent, You are entitled to 6 months Notice to Quit.

The New owner does not have the right to start breaking down the building or part of it, in order to inconvenient the tenants.

The New owner does not have right to intimidate you or abuse you verbally for any reason.

The new owner does not have the right to Physically assault you or bring some thugs to threaten you to pack out.

If the New owner or Landlord, Goes against any of this law stated above.

Feel free as a Tenant to Arrest the New Landlord and charge him to Court immediately

Let him come and tell the court who gave him the power to go against the law because he just buy new house.

Ignorance of the Law is not an excuse EAGLE EYE.

Efetobor C Utedjor

30/06/2023

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WHY BUILDING AND SELLING IS BETTER THAN BUILDING AND RENTING

My guy who lives abroad invested over 100 million naira building a rental property in Anambra.

After collecting the first year rent, he did a little hood maths and realised it would take him over 20 years to realise his capital and not to talk about profits.

The funny thing is that about 30 percent of that money will go into maintenance and 20 go to court case because some tenants will surely drag you to court or you drag them to court.

So you end up losing 50 percent of your ROI in miscellaneous.

In the other hand, one of my bosses built 6 units 3 bedroom terrace apartment in Abuja. It cost him 200 million.

He sold each units 65 million each unit. So the 6 units gave him N390,000,000.

He made a profit of 190,000,000 within a year after selling the 6 units.

If I can invest and make my Profit within a year why wait for 20 years to make same profit?

Unfortunately the building will be outdated and start losing value after lasting for many years.

Case study is 4 storey buildings built in Onitsha 20 years ago by Igbo billionaires. Can you live in such buildings today? How much is their rent today?

If you build a tenant house, it is good. But you're storing money you might not be alive or healthy to enjoy. You become rich at old age when you're struggling with diabetes or stroke.

It only pays you at old age or your children enjoys it. This is not business. It is investment.

That doesn't sound like a good idea to me.

Business is cashflow and cashflow is King.

Again, business is cashflow and cashflow is king.

I would rather build and sell and make money immediately with profit than wait for 20 years before making only my capital.

Remember, Cashflow is King.

— Nelson Nwamara

21/05/2023

10 WAYS TO MAKE MONEY IN REAL ESTATE

1. PROPERTY/FACILITY MANAGEMENT:

This has to do with helping to carry out regular maintenance. You serve as a "go between" for the landlord and tenants. Your duty will be to ensure that tenants adhere strictly to their tenancy agreement etc.

2. PROPERTY DEVELOPMENT:

This can either be by JV (Join venture ) what this means is that you can work in partnership with a land owner or a direct developer where you can own it personally.
As an investor, you can bring in your cash, bound, bank loan if you have access to any to build a commercial of residential houses, sell and share profit according to the investment value on an agreed ratio with your partner.

NOTR: Real Estate investment is the best tool to create wealth.

The process is capital intensive but it gives you quick money because you can do a lot of offline sales before the commencement of the building and its completion.

4. SHORT LET:

This concept helps you to make money fast. All you need to do is to lease a house, furnish it, short let it to prospective customers on a weekly or monthly basis depending. Families on vacation prefer a short let than a regular hotel.

5. COMMISSION AGENT:

You can get your licence where it applies or do an apprenticeship to a known agent to enable you become a middle man between tenants and landlords, buyer and seller of a particular property.

6. CONSULTANCY:

You can become a Consultant in the Real Estate sector. Before you can, ensure you get the right training, certificates and mentoring from reputable organisations to enable you consult for people or organisations.

7. LAND BANKING:

This is process of aggregating or acquiring land for future development or investment.

We have two ways or areas of land banking which are: (a) developed areas and (b) developing areas. For example, you can buy land in Okuku, Oforola, Naze etc at ₦600k today and leave it for the next three years and sale at 2.5m or more.

Those who are interested in Land Banking are usually advised to start from 5-10 plots or more . You can never go wrong when it come to land banking because it is a sure way of making financial gains and anybody can do it .

8. COMMERCIAL REAL ESTATE:

You can go into developing a Hotel, Hospital, Shopping Mall, Commercial Residential, etc. It gives money and guarantees your investment. You can get your ROI in a record time or not. But what is constant is, after years , you can sell or use the assets as a collateral.

8. REAL ESTATE INVESTMENT:

This has to do with investing your money in a reputable and reliable company that is into real estate as an investor or partner. They will use it to develop an estate, sell and share profit with you.
You are not the owner of the company, you may not have an idea of what they are doing there, but there is an understanding legally binding on both of you. The ROI may not be much but it is guaranteed.

9. INDUSTRIAL REAL ESTATE:

In this area you can go into construction of warehouse, factories, petrochemical industries, building of industrial estate which will lease out to others. This particular investment gives a lot of money and creates sustainable wealth channel.

10. PRO TECH:

Those into IT can take advantage of this area. One can create or build platforms or softwares that can help those in the real sector.

Based on the above, a Software that can help manage security in an estate is in high demand now. People want to sale their properties fast and any platform that guarantees that will attract more business and drop good money into the account of the creator or designer.

You can as well develop a property leasing site, write newsletters etc for real estate companies.

In conclusion, I must tell you the truth that since my ten years of practice, LAND BANKING remains the best area for anyone who desires to venture into real estate investment. You don't need any experience to do that, just put a call to Owerri Property Search+2347034513052

We will updated with the movement of development here in Owerri, Port Harcourt, Enugu, Asaba, Lagos and Abuja and you and in two years time, you will be happy you did.

God bless you.

Feel free to call or email us on your concerns when it comes to real estate investment. We are here to serve you better.

Thanks

Rtn Kelechi iwueze

25/08/2022

𝑮𝑶𝑽𝑬𝑹𝑵𝑶𝑹’𝑺 𝑪𝑶𝑵𝑺𝑬𝑵𝑻
𝑰𝒕’𝒔 𝒂 𝒍𝒂𝒏𝒅 𝒅𝒐𝒄𝒖𝒎𝒆𝒏𝒕 𝒕𝒉𝒂𝒕 𝒊𝒔 𝒐𝒃𝒕𝒂𝒊𝒏𝒆𝒅 𝒘𝒉𝒆𝒏𝒆𝒗𝒆𝒓 𝒚𝒐𝒖 𝒃𝒖𝒚 𝒂 𝒍𝒂𝒏𝒅 𝒘𝒊𝒕𝒉 𝑪𝒐𝒇𝑶. 𝑰𝒕’𝒔 𝒕𝒉𝒆 𝒍𝒂𝒏𝒅 𝒅𝒐𝒄𝒖𝒎𝒆𝒏𝒕 𝒕𝒉𝒂𝒕 𝒍𝒆𝒕𝒔 𝒕𝒉𝒆 𝑮𝒐𝒗𝒆𝒓𝒏𝒐𝒓 𝒂𝒏𝒅 𝒕𝒉𝒆 𝒈𝒆𝒏𝒆𝒓𝒂𝒍 𝒑𝒖𝒃𝒍𝒊𝒄 𝒌𝒏𝒐𝒘 𝒕𝒉𝒂𝒕 𝒕𝒉𝒆 𝒍𝒂𝒏𝒅 𝒊𝒏 𝒒𝒖𝒆𝒔𝒕𝒊𝒐𝒏 𝒉𝒂𝒔 𝒄𝒉𝒂𝒏𝒈𝒆𝒅 𝒉𝒂𝒏𝒅𝒔.

♦️𝑫𝑬𝑬𝑫 𝑶𝑭 𝑨𝑺𝑺𝑰𝑮𝑵𝑴𝑬𝑵𝑻
𝑰𝒕’𝒔 𝒂𝒄𝒕𝒖𝒂𝒍𝒍𝒚 𝒂 𝒅𝒐𝒄𝒖𝒎𝒆𝒏𝒕 𝒕𝒉𝒂𝒕 𝒔𝒉𝒐𝒘𝒔 𝒕𝒉𝒂𝒕 𝒚𝒐𝒖 𝒂𝒓𝒆 𝒏𝒐𝒘 𝒕𝒉𝒆 𝒏𝒆𝒘 𝒐𝒘𝒏𝒆𝒓 𝒐𝒇 𝒕𝒉𝒆 𝒍𝒂𝒏𝒅. 𝑰𝒕 𝒊𝒔 𝒂𝒏 𝒂𝒈𝒓𝒆𝒆𝒎𝒆𝒏𝒕 𝒃𝒆𝒕𝒘𝒆𝒆𝒏 𝒕𝒉𝒆 𝒔𝒆𝒍𝒍𝒆𝒓 𝒐𝒇 𝒂 𝒍𝒂𝒏𝒅/𝒑𝒓𝒐𝒑𝒆𝒓𝒕𝒚 𝒂𝒏𝒅 𝒕𝒉𝒆 𝒃𝒖𝒚𝒆𝒓; 𝒔𝒉𝒐𝒘𝒊𝒏𝒈 𝒆𝒗𝒊𝒅𝒆𝒏𝒄𝒆 𝒕𝒉𝒂𝒕 𝒕𝒉𝒆 𝒔𝒆𝒍𝒍𝒆𝒓 𝒉𝒂𝒔 𝒕𝒓𝒂𝒏𝒔𝒇𝒆𝒓𝒓𝒆𝒅 𝒂𝒍𝒍 𝒉𝒊𝒔/𝒉𝒆𝒓 𝒓𝒊𝒈𝒉𝒕𝒔, 𝒕𝒊𝒕𝒍𝒆𝒔, 𝒊𝒏𝒕𝒆𝒓𝒆𝒔𝒕𝒔 𝒂𝒏𝒅 𝒐𝒘𝒏𝒆𝒓𝒔𝒉𝒊𝒑 𝒐𝒇 𝒕𝒉𝒆 𝒍𝒂𝒏𝒅 𝒕𝒐 𝒕𝒉𝒆 𝒃𝒖𝒚𝒆𝒓.

♦️𝑹𝑬𝑪𝑰𝑬𝑷𝑻
𝑻𝒉𝒊𝒔 𝒍𝒂𝒏𝒅 𝒅𝒐𝒄𝒖𝒎𝒆𝒏𝒕 𝒊𝒔 𝒕𝒉𝒆 𝒍𝒆𝒂𝒔𝒕 𝒐𝒇 𝒂𝒍𝒍 𝒂𝒏𝒅 𝒊𝒕’𝒔 𝒋𝒖𝒔𝒕 𝒇𝒐𝒓 𝒕𝒉𝒆 𝒔𝒆𝒍𝒍𝒆𝒓 𝒕𝒐 𝒂𝒄𝒌𝒏𝒐𝒘𝒍𝒆𝒅𝒈𝒆 𝒕𝒉𝒂𝒕 𝒉𝒆/𝒔𝒉𝒆 𝒉𝒂𝒔 𝒓𝒆𝒄𝒆𝒊𝒗𝒆𝒅 𝒕𝒉𝒆 𝒅𝒖𝒆 𝒎𝒐𝒏𝒆𝒚 𝒉𝒆/𝒔𝒉𝒆 𝒘𝒂𝒏𝒕𝒔 𝒕𝒐 𝒔𝒆𝒍𝒍 𝒕𝒉𝒆 𝒍𝒂𝒏𝒅. 𝑨𝒔 𝒔𝒊𝒎𝒑𝒍𝒆 𝒂𝒔 𝒕𝒉𝒊𝒔 𝒅𝒐𝒄𝒖𝒎𝒆𝒏𝒕 𝒎𝒂𝒚 𝒔𝒆𝒆𝒎 𝒐𝒓 𝒂𝒑𝒑𝒆𝒂𝒓, 𝒊𝒕 𝒊𝒔 𝒔𝒕𝒊𝒍𝒍 𝒗𝒆𝒓𝒚 𝒊𝒎𝒑𝒐𝒓𝒕𝒂𝒏𝒕 𝒇𝒐𝒓 𝒇𝒖𝒕𝒖𝒓𝒆 𝒑𝒖𝒓𝒑𝒐𝒔𝒆𝒔.

♦️ 𝑪𝑶𝑵𝑻𝑹𝑨𝑪𝑻 𝑶𝑭 𝑺𝑨𝑳𝑬
This 𝒊𝒔 𝒂 𝒄𝒐𝒏𝒕𝒓𝒂𝒄𝒕 𝒃𝒆𝒕𝒘𝒆𝒆𝒏 𝒕𝒘𝒐 𝒐𝒓 𝒎𝒐𝒓𝒆 𝒑𝒂𝒓𝒕𝒊𝒆𝒔 𝒊𝒏 𝒘𝒉𝒊𝒄𝒉 𝒕𝒉𝒆 𝒔𝒆𝒍𝒍𝒆𝒓 𝒂𝒈𝒓𝒆𝒆𝒔 𝒕𝒐 𝒔𝒆𝒍𝒍 𝒂𝒏𝒅 𝒕𝒉𝒆 𝒃𝒖𝒚𝒆𝒓 𝒂𝒈𝒓𝒆𝒆𝒔 𝒕𝒐 𝒃𝒖𝒚 𝒂 𝒓𝒆𝒂𝒍 𝒑𝒓𝒐𝒑𝒆𝒓𝒕𝒚. 𝑻𝒉𝒆 𝒄𝒐𝒏𝒕𝒓𝒂𝒄𝒕 𝒐𝒖𝒕𝒍𝒊𝒏𝒆𝒔 𝒕𝒉𝒆 𝒕𝒆𝒓𝒎𝒔 𝒂𝒏𝒅 𝒄𝒐𝒏𝒅𝒊𝒕𝒊𝒐𝒏𝒔 𝒇𝒐𝒓 𝒕𝒉𝒆 𝒔𝒂𝒍𝒆 𝒂𝒏𝒅 𝒑𝒖𝒓𝒄𝒉𝒂𝒔𝒆 𝒐𝒇 𝒕𝒉𝒆 𝒑𝒓𝒐𝒑𝒆𝒓𝒕𝒚.

01/04/2022

Property Rights
This is the recognised interest of an individual or group as regards to land and the development on the land. This include activities below;
Access
Use
Transfer
Development
Inheritance
Access to credit and services

18/01/2022

𝑳𝑨𝑵𝑫 𝑫𝑶𝑪𝑼𝑴𝑬𝑵𝑻𝑺 & 𝑳𝑨𝑵𝑫 𝑻𝑰𝑻𝑳𝑬

♦️ 𝑺𝑼𝑹𝑽𝑬𝒀 𝑷𝑳𝑨𝑵
This 𝒊𝒔 𝒂 𝒅𝒐𝒄𝒖𝒎𝒆𝒏𝒕 𝒕𝒉𝒂𝒕 𝒎𝒆𝒂𝒔𝒖𝒓𝒆𝒔 𝒕𝒉𝒆 𝒃𝒐𝒖𝒏𝒅𝒂𝒓𝒚 𝒐𝒇 𝒂 𝒑𝒂𝒓𝒄𝒆𝒍 𝒐𝒇 𝒍𝒂𝒏𝒅 𝒕𝒐 𝒈𝒊𝒗𝒆 𝒂𝒏 𝒂𝒄𝒄𝒖𝒓𝒂𝒕𝒆 𝒎𝒆𝒂𝒔𝒖𝒓𝒆𝒎𝒆𝒏𝒕 𝒂𝒏𝒅 𝒅𝒆𝒔𝒄𝒓𝒊𝒑𝒕𝒊𝒐𝒏 𝒐𝒇 𝒕𝒉𝒂𝒕 𝒍𝒂𝒏𝒅.

♦️𝑬𝑿𝑪𝑰𝑺𝑰𝑶𝑵
𝑨𝒏 𝒆𝒙𝒄𝒊𝒔𝒆𝒅 𝒍𝒂𝒏𝒅 𝒊𝒔 𝒂 𝒍𝒂𝒏𝒅 𝒕𝒉𝒂𝒕 𝒉𝒂𝒔 𝒃𝒆𝒆𝒏 𝒓𝒆𝒍𝒆𝒂𝒔𝒆𝒅 𝒃𝒚 𝒕𝒉𝒆 𝒈𝒐𝒗𝒆𝒓𝒏𝒎𝒆𝒏𝒕 𝒕𝒐 𝒕𝒉𝒆 𝒊𝒏𝒅𝒊𝒈𝒆𝒏𝒆𝒔 𝒐𝒇 𝒕𝒉𝒆 𝒂𝒓𝒆𝒂 𝒘𝒉𝒐 𝒐𝒓𝒊𝒈𝒊𝒏𝒂𝒍𝒍𝒚 𝒐𝒘𝒏𝒆𝒅 𝒕𝒉𝒆 𝒍𝒂𝒏𝒅 𝒃𝒆𝒇𝒐𝒓𝒆 𝒕𝒉𝒆 𝒈𝒐𝒗𝒆𝒓𝒏𝒎𝒆𝒏𝒕 𝒂𝒄𝒒𝒖𝒊𝒓𝒆𝒅 𝒊𝒕. 𝑻𝒉𝒊𝒔 𝒎𝒆𝒂𝒏𝒔 𝒕𝒉𝒂𝒕 𝒕𝒉𝒆 𝒍𝒂𝒏𝒅 𝒊𝒔 𝒏𝒐 𝒍𝒐𝒏𝒈𝒆𝒓 𝒖𝒏𝒅𝒆𝒓 𝒈𝒐𝒗𝒆𝒓𝒏𝒎𝒆𝒏𝒕 𝒂𝒄𝒒𝒖𝒊𝒔𝒊𝒕𝒊𝒐𝒏 𝒂𝒏𝒅 𝒑𝒓𝒐𝒄𝒆𝒔𝒔𝒊𝒏𝒈 𝒐𝒇 𝑪 𝒐𝒇 𝑶 (𝑪𝒆𝒓𝒕𝒊𝒇𝒊𝒄𝒂𝒕𝒆 𝒐𝒇 𝑶𝒄𝒄𝒖𝒑𝒂𝒏𝒄𝒚) 𝒊𝒔 𝒑𝒐𝒔𝒔𝒊𝒃𝒍𝒆.

♦️𝑮𝑨𝒁𝑬𝑻𝑻𝑬:
𝑨 𝒈𝒂𝒛𝒆𝒕𝒕𝒆 𝒊𝒔 𝒂𝒏 𝒐𝒇𝒇𝒊𝒄𝒊𝒂𝒍 𝒓𝒆𝒄𝒐𝒓𝒅 𝒃𝒐𝒐𝒌, 𝒘𝒉𝒆𝒓𝒆 𝒂𝒍𝒍 𝒔𝒑𝒆𝒄𝒊𝒂𝒍 𝒈𝒐𝒗𝒆𝒓𝒏𝒎𝒆𝒏𝒕 𝒅𝒆𝒕𝒂𝒊𝒍𝒔, 𝒂𝒓𝒆 𝒔𝒑𝒆𝒍𝒕 𝒐𝒖𝒕, 𝒅𝒆𝒕𝒂𝒊𝒍𝒆𝒅 𝒂𝒏𝒅 𝒓𝒆𝒄𝒐𝒓𝒅𝒆𝒅. 𝑨 𝒈𝒂𝒛𝒆𝒕𝒕𝒆 𝒘𝒊𝒍𝒍 𝒔𝒉𝒐𝒘 𝒕𝒉𝒆 𝒄𝒐𝒎𝒎𝒖𝒏𝒊𝒕𝒊𝒆𝒔 𝒂𝒏𝒅 𝒗𝒊𝒍𝒍𝒂𝒈𝒆𝒔 𝒕𝒉𝒂𝒕 𝒉𝒂𝒗𝒆 𝒃𝒆𝒆𝒏 𝒈𝒓𝒂𝒏𝒕𝒆𝒅 𝒆𝒙𝒄𝒊𝒔𝒊𝒐𝒏 𝒂𝒏𝒅 𝒕𝒉𝒆 𝒏𝒖𝒎𝒃𝒆𝒓 𝒐𝒇 𝒂𝒄𝒓𝒆𝒔 𝒐𝒓 𝒉𝒆𝒄𝒕𝒂𝒓𝒆𝒔 𝒐𝒇 𝒍𝒂𝒏𝒅 𝒕𝒉𝒂𝒕 𝒕𝒉𝒆 𝒈𝒐𝒗𝒆𝒓𝒏𝒎𝒆𝒏𝒕 𝒉𝒂𝒔 𝒈𝒊𝒗𝒆𝒏 𝒕𝒐 𝒕𝒉𝒆𝒎.

♦️𝑪𝑬𝑹𝑻𝑰𝑭𝑰𝑪𝑨𝑻𝑬 𝑶𝑭 𝑶𝑪𝑪𝑼𝑷𝑨𝑵𝑪𝒀 (𝑪𝒐𝒇𝑶):
𝒊𝒕’𝒔 𝒂 𝒍𝒂𝒏𝒅 𝒅𝒐𝒄𝒖𝒎𝒆𝒏𝒕 𝒊𝒔𝒔𝒖𝒆𝒅 𝒃𝒚 𝒕𝒉𝒆 𝒔𝒕𝒂𝒕𝒆 𝒈𝒐𝒗𝒆𝒓𝒏𝒎𝒆𝒏𝒕 𝒕𝒐 𝒐𝒇𝒇𝒊𝒄𝒊𝒂𝒍𝒍𝒚 𝒍𝒆𝒂𝒔𝒆 𝒂𝒏𝒚 𝒍𝒂𝒏𝒅 𝒖𝒏𝒅𝒆𝒓 𝒕𝒉𝒆 𝒔𝒕𝒂𝒕𝒆 𝒕𝒐 𝒚𝒐𝒖 (𝒕𝒉𝒆 𝒂𝒑𝒑𝒍𝒊𝒄𝒂𝒏𝒕), 𝒇𝒐𝒓 𝟗𝟗𝒚𝒆𝒂𝒓𝒔. 𝑨𝒔 𝒂𝒍𝒓𝒆𝒂𝒅𝒚 𝒊𝒏𝒅𝒊𝒄𝒂𝒕𝒆𝒅 𝒂𝒃𝒐𝒗𝒆, 𝒂𝒍𝒍 𝒍𝒂𝒏𝒅𝒔 𝒃𝒆𝒍𝒐𝒏𝒈 𝒕𝒐 𝒕𝒉𝒆 𝒈𝒐𝒗𝒆𝒓𝒏𝒎𝒆𝒏𝒕. 𝑨 𝑪𝒐𝒇𝑶 𝒉𝒐𝒘𝒆𝒗𝒆𝒓 𝒊𝒔 𝒕𝒉𝒆 𝒐𝒇𝒇𝒊𝒄𝒊𝒂𝒍𝒍𝒚 𝒓𝒆𝒄𝒐𝒈𝒏𝒊𝒛𝒆𝒅 𝒍𝒂𝒏𝒅 𝒅𝒐𝒄𝒖𝒎𝒆𝒏𝒕 𝒇𝒐𝒓 𝒅𝒆𝒎𝒐𝒏𝒔𝒕𝒓𝒂𝒕𝒊𝒏𝒈 𝒓𝒊𝒈𝒉𝒕𝒔 𝒕𝒐 𝒂 𝒍𝒂𝒏𝒅. 𝑨 𝒄𝒆𝒓𝒕𝒊𝒇𝒊𝒄𝒂𝒕𝒆 𝒐

15/09/2021

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