17/07/2022
Please read this regularly. All the answers are here:
*UNDERSTANDING LAND DOCUMENTS*
_Land Classification_
Land can be classified as either free or acquired.
A parcel of land is considered free if the government has not *indicated any interest* whatsoever in that land. Such land is safe to buy because the title on the land can be perfected without issues.
In most cases, such lands will either have a gazette, a C of O or a governorās consent.
Now that you understand what it means for land to be free, you should also know that all lands that fall within areas that are designated as āurban areasā are under government acquisition until deemed committed or free.
There are two types of acquisition:
1. *Committed* *Acquisition*
2. *Global / General Acquisition* .
_Committed Acquisition_
A parcel of land is said to be under committed acquisition when the government has indicated an intention to use that land for a specific purpose such as provision of amenities. Such lands belong to the government and can never be available for use by individuals. If you purchase land that is under committed acquisition, it will be impossible for you to perfect your land title and youāll only be occupying the land until the government comes to kick you out.
_Global or General Acquisition_
Lands that are under āgeneral acquisitionā or āglobal acquisitionā can later be confirmed āfreeā or ācommittedā as the case may be. A land under general acquisition can become free by a process called *excision* .
āExcision is a process whereby the government releases a portion of an expanse of land that is not committedā If a parcel of land that was formerly under acquisition becomes excised; it is then considered free and becomes gazetted.
The *gazette* then becomes the title on the land and such land is safe to buy because a proper title can be processed on the land.
A second case where lands under general acquisition can be released if an individual purchased a land that was under acquisition without going through an excision process. Such lands can go through another process called ā *ratification* ā or ā *regularization* ā in which the land owner pays for the land to be ratified or regularized. The only conditions in this case are that the land in question must not fall within a committed area and that the purpose for which the land was bought does not disrupt the original plan of the state.
_Conditions for ratification may differ from state to state._
Now that you understand the classification of land, lets now look at meaning of each land documents that we have.
š„ *DEED OF ASSIGNMENTS*
A Deed of assignment is one of the transactional document drawn up by a real estate attorney between the current title holder for a particular property and the new buyer.
In real property transactions, _a deed of assignment is a legal document that transfers the interest of the owner of that interest to the person to whom it is assigned, the assignee_ .
When ownership is transferred, the deed of assignment shows the new legal owner of the property.
The deed contains very pertinent information for a real estate transaction.
It spells out _the date_ when the ownership of the property transfers from one owner to the other.
The deed also gives a *_specific description_ of the property that is included in the transfer of ownership.
It is very compulsory and mandatory for a Deed of Assignment document to be _recorded at the appropriate land registry_ to show legal evidence as to the exchange of ownership in any land/landed property transaction in order to make the general public and government aware of such exchange or transaction.
*Any recorded Deed of Assignment at the appropriate land registry* *will be authenticated in form of either a Governorās consent or Registered Conveyance* *after it has been stamped at the Stamp Duties office* .
It is important to Note that the deed of assignment document is not the only document indicating transfer of owner.
_The following documents are usually involved when a purchase is made._
š” The purchase receipt
š” The contract of sale
š”The deed of assignment
š” The survey plan
š” The Building plan for housing investment.
š”Any other title document that may apply
Each of these documents can come at separate times in the transaction process. The seller signs all documents when the transaction is complete and hands over the documents to the buyer.
*SURVEY PLAN*
_A Survey plan is a document that measures the boundary of a parcel of land to_ _give an accurate measurement and description of that land_ .
The people that handle survey issues are Surveyors and they are regulated by the office of the Surveyor general in Lagos as it relates to survey issues in Lagos.
A survey plan must contain the following information:
1. The name of the owner of the land surveyed
2. The Address or description of the land surveyed
3. The size of the land surveyed
4. The drawn out portion of the land survey and mapped out on the survey plan document
5. The beacon numbers 6. The surveyor who drew up the survey plan and the date it was drawn up
7. A stamp showing the land is either free from Government acquisition or not.
*EXCISION*
An Excision means basically _taking a part from a whole_ and that part that has been excised will be recorded and documented in the official government gazette of that state. In other words, not having an excision means the land could be seized by the Government anytime without compensating you even if you bought it āLegitimatelyā from the Baale or the Original dwellers on the land.
*GAZETTE*
A Gazette _is an Official record book where all special government details are spelt out, detailed and recorded._
A gazette will show the communities or villages that have been granted excision and the number of acres or hectares of land that the government has given to them. It is within those excised acres or hectares that the traditional family is entitled to sell its lands to the public and not anything outside those hectares of land given or excised to them.
A Gazette is a very powerful instrument the community owns and can replace a Certificate of Occupancy to grant title to the Villagers.
A community owning a gazette can only sell lands to an individual within those lands that have been excised to them and the community or family head of that land has the right to sign your documents for you if you purchase lands within those excised acres or hectares of land.
If the government based on some reasons best known to them decides to revoke or acquire your land, you will be entitled to compensation as long as itās within the Excised lands given to that community.
The best way to know whether a land is under acquisition or has an excision that has been covered by a Gazette is to get a surveyor to chart the site and take it to the surveyor generalās office to do a land information to confirm whether it falls within the gazette and spell out which particular location it can be found.
*CERTIFICATE OF OCCUPANCY*
A Certificate of Occupancy (C of O) issued by the Lagos State Government officially _leased_ Lagos land to you, the applicant, for 99yrs. All lands belong to the Government.
*GOVERRNOR'S CONSENT*
A simple formula to follow is this. The first person on a Virgin Land that has neither been occupied neither by another person nor under acquisition by the Government is entitled to get a Certificate of Occupancy on that land.
If that person with the C of O decides to sell his land to another person after so many years, that person must now obtain the Consent of the Governor before that transaction can be deemed legal in the eyes of the Government.
If the new buyer now decides to sell the land again to a third owner in future, that Third owner must also obtain a new Consent of the Governor before that transaction can be deemed legal in the eyes of the Government and the process continues every time the property changes hands to a new buyer.
In other words, _the first person on a land is the only person or group of persons entitled to obtain a Certificate of Occupancy._
_Every subsequent buyer of that land must get a Governorās consent._
š¤·š»āā *There can only be one (1) Owner of the Certificate of Occupancy on that Land and it will not be replicated for another person once the land has been sold or transferred to another person.*
The powers of the Governor to Consent to such transactions can be found in Section 22. Of the LAND USE ACT 1978 as amended this states thus:
_āIt shall not be lawful for the holder of a statutory right of occupancy granted by the Governor to alienate his right of occupancy or any part thereof by assignment, mortgage, and transfer of possession, sublease or otherwise howsoever without the consent of the Governor first had and obtainedā_
With this power, the Governor has the right to grant consent to any transaction which it thinks has not contravened any Law of the land and if the consent has been obtained fraudulently, the Governor is entitled to revoke such consent immediately.
It is very important for a purchaser of land to perfect his or her document by obtaining a Governors consent so as to have a complete rest of mind.
Although its good to buy a land that already has a Global C of O or the Land has a Gazette, it still doesnāt give you the full satisfaction that you own the land without any form of fear or intrusion by the Omoniles.
Your documents have not been perfected and the consent of the Governor to that transaction has not been obtained.
*The Disadvantages of Obtaining Governors Consent*
Obtaining a Governors Consent from the Land Bureau isnāt the easiest thing to get quickly despite the importance attached to it and urgency needed to secure a land from Omoniles. On the Government website, it is stated that a Governors Consent can be obtained in 30 days but that has proven to be very untrue due to unscrupulous civil servants who would do everything to frustrate the process of obtaining the document without giving them huge kickbacks.
A Governors consent that should cost N200,000 naturally could end up costing N600,000 due to kickbacks, Egunje, Bribes, P.R etc and that 30 days could translate to 6months or a Year.
In all, a Governors Consent is a very good document to obtain and I advise you to get it so as to free yourself from Omoniles 100%.
An *advantage of having a Governorās consent* is that you can transfer your land to another person without going to the Omoniles or Family Baale to sign your deed and Form 1c which are compulsory requirements needed before you can process Governors consent.
The Omoniles pray seriously for the Owner not to have a Governors consent so that they can make a lot of money running into their Thousands whenever the Owner require the signatures of the family to start the Governors consent.
Do you now see why C of O is not the ultimate? Stepping aside the criticism of those in charge of processing the C of O, You should try as much as possible to get a Governors Consent for all your genuine lands so as to eliminate Omoniles completely and live a straight forward life devoid of Omonile wahala.
Edit By: Viginus nnaji