06/05/2026
My friend called me one day and said…
‘I just bought land!’”
I said, “Nice! What documents did you get?”
He went quiet.
Then he said, “Well… they gave me receipt and Power of Attorney.”
That’s when I knew… we had a long way to go.
You see, in land matters, what you don’t know can cost you everything.
Let me break it down the way I explained it to him.
First, that Power of Attorney he was so excited about?
It doesn’t mean he owns the land.
It just means the person who sold the land had permission to act on behalf of the real owner.
That’s all.
So I asked him,
“Did you get a Deed of Assignment?”
He said no.
I told him,
“That’s the document that actually transfers ownership to you.”
Without it, you didn’t really complete the purchase on paper.
Next, I asked about the survey plan.
He said, “Yes, they showed me something.”
I said,
“Good. Because that’s what tells you where your land actually is.”
Without a proper survey:
You might be on government land
Or worse… someone else’s land
Then came the big question:
“Does the land have a C of O?”
He said, “I think so.”
I said,
“Don’t think—verify.”
Because a Certificate of Occupancy (C of O) is what shows the government recognizes the land.
But here’s where most people get it wrong…
Even if the land has a C of O,
and someone sells it to you—
You still need Governor’s Consent.
That’s the government saying,
“Okay, we approve this transfer to you.”
Without that approval, your name is not fully secure.
By the end of the conversation, my friend was quiet again.
Then he said,
“So… I don’t really own this land yet?”
I told him the truth:
“You’ve started the process… but you haven’t secured it.”
So if you’re planning to buy land—or you already have—
Make sure you don’t stop halfway.
Because in real estate,
buying land is one thing… securing ownership is another.
“Don’t just buy land—protect it with the right documents."
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God bless you.
