First Home Buyers Advice Club

11/09/2025

House prices are forecast to grow 5.4% next year as New Zealand’s housing market awakens from its slumber, according to Westpac economists.

06/09/2025

With house prices still weak, a relatively large number of listings to choose from and interest rates falling, commentators say it probably is a good time to buy a house 🏠

Find out more below 🔗

26/08/2025

First-home buyers are being offered a home loan rate of 3.99 percent - which one adviser is describing as "cashback on steroids".

Full story below 🔗

23/08/2025

The Reserve Bank's committee members were split on the size of the cut.

15/08/2025

bnz anz home loan rate cuts

A week out from the next OCR decision, major banks are dropping their home loan rates.

14/08/2025

Another major bank cuts fixed home loan rates ahead of OCR decision
https://www.1news.co.nz/2025/08/13/another-major-bank-cuts-fixed-home-loan-rates-ahead-of-ocr-decision/

02/08/2025

Understanding Return on Investment in Property

Property investment isn’t rocket science, but it does take a little homework. If you're after a high-yield, low-maintenance property with strong rental returns and solid capital gain, here’s what you need to know:

💸 Capital Gain
This is the profit you make when you sell your property for more than you paid. Many investors take a long-term approach, banking on rising prices over time.

🏠 Rental Yield
This tells you how much income a property generates compared to its value.
Gross Yield: Rental income before expenses. Easy to calculate and useful for quick comparisons.
Net Yield: Rental income after expenses like insurance, maintenance and vacancies. Also called your rate of return.

👉 Top Tip:
High yield in a cheaper suburb doesn’t always mean high return, factor in things like maintenance costs and vacancy rates!

Understanding Return on Investment in Property

Property investment isn’t rocket science, but it does take a little homework. If you're after a high-yield, low-maintenance property with strong rental returns and solid capital gain, here’s what you need to know:

💸 Capital Gain
This is the profit you make when you sell your property for more than you paid. Many investors take a long-term approach, banking on rising prices over time.

🏠 Rental Yield
This tells you how much income a property generates compared to its value.
Gross Yield: Rental income before expenses. Easy to calculate and useful for quick comparisons.
Net Yield: Rental income after expenses like insurance, maintenance and vacancies. Also called your rate of return.

👉 Top Tip:
High yield in a cheaper suburb doesn’t always mean high return, factor in things like maintenance costs and vacancy rates!

🤵 Thinking of renting out your property?
Contact a property manager
Ask us for a rental appraisal
Check out the latest rental market reports

Learn more, including how to calculate your yield, here: https://brnw.ch/21wUAhP