20/09/2026
For many New Zealanders, buying a first home begins long before the open homes and property searches. The first hurdle is building the deposit, and as property values have risen over the decades, accumulating that initial stake has become a much bigger financial exercise.
That’s put a renewed focus on the so-called “bank of mum and dad”, with parents increasingly part of the conversation about how younger buyers can make their first move onto the property ladder.
So how do you manage that, and what are your other options if that’s not available?
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