09/06/2026
My dad used to tell me that most people only get a handful of meaningful lump sums in their lifetime.
At the time, I didn't think much of it.
Looking back, I think he was right.
Over the years I've received a redundancy payout, an inheritance from my grandfather, proceeds from the sale of shares, money from property transactions and later inheritances from family members.
Each one represented a decision point.
• Spend it.
• Save it.
• Or invest it.
Almost every time, I chose property.
• When I received an inheritance from my grandfather, I added it to our savings and bought a home in Wellington. To make it happen, I lived with my brother so I could save even more.
• When I received money from selling shares, I put it into more property.
• When Graham's parents passed away, we invested the money into our business.
• When my father died, I invested in a another property, added an extra bedroom and created more value before selling it when the interest deductibility rule changed.
Those lump sums weren't life-changing because of the amount.
They were life-changing because of the decisions that followed.
What I wish more people knew is that you don't have to stick with the same thinking about property that worked 20 years ago.
Property is still one of my favourite asset classes.
But the way I think about it has evolved.
Today, I believe residential property can do more than simply collect rent and wait for capital growth.
That's why I built Vezstar.
At its heart, Vezstar takes a traditional residential property and operates a business inside it.
It's still property.
Just a different way of thinking about how property creates income and value.
So here's my question.
If a meaningful lump sum landed in your account tomorrow, would you make the same decision you made ten years ago?
Or has your thinking evolved too?
If you're sitting on capital and exploring what comes next, send me a DM.
I'd be happy to share what we're building at Vezstar.