04/07/2026
BIG NEWS! Your Pag-IBIG loan can now go up to ₱10 MILLION!
Here’s why this matters…
Before, if the house you wanted cost more than what Pag-IBIG could finance, you either had to settle for a smaller home or come up with a much bigger cash down payment.
Now, Pag-IBIG has increased its maximum housing loan from ₱6 million to ₱10 million.
What does that mean in simple terms?
✅ More houses are now affordable through Pag-IBIG.
✅ You have more choices instead of being limited by the loan cap.
✅ You may need less cash upfront because Pag-IBIG can finance a larger amount (subject to your qualifications and the property’s appraised value).
Think of it this way:
The house didn’t suddenly become cheaper.
Your buying power just became bigger.
That’s a huge difference.
Whether you’re planning to buy your family’s forever home or invest in real estate, this update could give you access to properties that may have been out of reach before.
Curious about what homes now qualify under the new ₱10 million Pag-IBIG loan limit?
📩 Send me a message, and I’ll help you explore your options.
One important nuance: the ₱10 million limit is a maximum loan ceiling, not a guaranteed loan amount. Your approved loan will still depend on your income, capacity to pay, the property’s appraised value, and Pag-IBIG’s credit evaluation.
