Bacolod Affordable Homes by Loda T.

28/08/2025

🏡 300 SQM LOT FOR SALE – BACOLOD CITY

📍 Akina Villas South, Circumferential Rd., Brgy. Tangub (Pasulod ni Camella South)

✅ Titled Property (TCT)
✅ Updated Land Tax
✅ Surveyed by Geodetic Engineer
✅ Well-Maintained – Ready for your dream home or investment!

Price: 2M (negotiable for sure buyer)

💡 Prime Location – Peaceful neighborhood & high value appreciation!


📞 Message me for details & viewing - 09157074736

Direct to buyer transaction only please.

18/08/2025

18/08/2025

Handog ng Pag-IBIG Fund sa ilalim ng Expanded Pambansang Pabahay Para sa Pilipino (4PH) Program ang isang special promo para sa mga nagnanais magkaroon ng sariling bahay! 💙

👉 EARLY BIRD PROMO
Para sa unang 30,000 borrowers, makakakuha ang mga miyembro ng SPECIAL 3% per annum interest rate sa loob ng unang sampung (10) taon ng inyong housing loan.

Ibig sabihin, mas mababa ang interes, mas magaan ang hulog, at mas mabilis niyong maaabot ang pangarap na bahay para sa inyong pamilya. 👨‍👩‍👧

✔️ Para sa mga kwalipikadong miyembro ng Pag-IBIG Fund
✔️ Mas magaan sa bulsa ang monthly payments​
✔️ Maraming properties na pagpipilian​
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Magpalista na! Pumili sa mga Expanded 4PH Socialized Housing units: https://www.pagibigfundservices.com/MagpalistaSa4PH/

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06/08/2025

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05/08/2025

Something to look forward in the coming months 👀

Deca Homes Bgry. Granada is soon to open!

Follow my page Bacolod Affordable Homes by Loda T. for updates and property listings 💕

02/08/2025

📣Beware of the word “CLEAN TITLE” 💥

You can only call it clean title IF:

⭕ Owners that appears in the title of the property are still ALIVE & CAN SIGN documents

⭕ NO disputes attached in the title AND “certified true copy” of the title.

Please take note of the word “AND” because not all disputes are printed in the original title itself. Thus, it is very important to request for the latest certified true copy of the title.

⭕ All real estate taxes are paid on time. Always request for latest real estate tax clearance.

⭕ If the owners are married (on or after 1987) the property is considered conjugal even if only one property owner is in the title. Both should sign sale documents. Should the property owner dies, heirs should file and pay for the estate tax of all the properties.

⭕ If the property estate taxes are not yet paid, the property cannot be called “CLEAN”.

⭕ Magkaiba po ang real estate tax na binabayaran ninyo annually at ang estate tax (BIR FORM 1801). You only pay estate tax if the owner in the title is already dead. Penalties (like big penalties) apply for late filing. ctto

30/07/2025

For site visit you may contact me at 09157074736

When it comes to finding the right home, what matters most to you?

Whether it's smart design, a nature-inspired setting, a prime location, or long-term value—Kyla offers it all.

Explore our newest model home, now open for viewing at Oroland in Negros.👋

30/07/2025

🏡 House & Lot For Assume Move in Ready!
(Semi-Furnished Interior)
Firmville Executive Homes, Tomaro Street,
Brgy. Pahanocoy, Bacolod City

✅Direct to client transaction only

Property Size & Type:
90-square meter/ single floor
3 bedrooms & 1 comfort room/ bathroom

Key Interior Features:
-modern open space living room with direct kitchen and dining access
- spacious & modern kitchen design
- office area with floating racks installed
- indoor laundry area with retractable wall-mounted drying rack

🔥 Special Interior Highlights: -
2 split-type airconditioner installed (living room & bedroom 1)
- 1 window-type airconditioner (bedroom 2)
- 1 ceiling fan with integrated light installed in the living room
- sliding glass windows with screen panels
- cove lightings in living room/ dining/ kitchen ceiling
- marble counter-height table with stools
- pre-fabricated kitchen cabinets installed
- exhaust/range hood installed
- closet cabinets mounted in all bedrooms
_ hot & cold shower

Outdoor Features:
-with outdoor open porch area in front
- 1 outdoor rotating close-circuit TV (CCTV) installed

Add-ons (Utilities):
- with active PLDT Home Fiber (5G) & WIFI internet line
- with active electricity & water line

Subdivision Amenities:
- club house with basketball court
- 24/7 stationary security

📍 Location Benefits:
- Nearby hospital, hotel, restaurant, supermarket, church, school, hardware

🗺️ Map Location: https://maps.app.goo.gl/Udd6DysdjzsWmYvA6

💰 Price:
- For assume balance
- Upfront Cost- P 2.9M (Cash)
- P 9,441.37 - monthly amortization with Pag-Ibig
- Remaining Balance- P 940,103
- Remaining Months- 99 mos.

📞 Contact Loda Alic Tremosada - 09157074736 for site viewing

23/07/2025

🏠BALAY BUGANA🏠
BUNGALOW UNIT

📍 HOUSE AND LOT
✅Lot Area-100sqm
✅Floor Area-51sqm
✅3 Bedrooms
✅2 Toilet and Bath
✅Provision for carport

BPI REGULAR COMPUTATION
Net Selling Price: 3,251,662
Less Reservation: 20,000.00

Loanable Amount: 3,231,662

Bank Financing (BPI REGULAR)
5Years-63,990
10Years-37,552
15Years-29,047
20Years-25,055

BPI MYBAHAY COMPUTATION
Net Selling Price: 3,403,000
Required DP-200k
Less RS- 20k
Net DP-180k (Payable 18months)
Monthly DP-10k

Loanable Amount: 3,203,300

Bank Financing (BPI MYBAHAY)
5Years-63,052
10Years-36,782
15Years-28,346
20Years-24,357
25years-22,132
30years-20,777

For Site visit and Reservation PM me!!

23/07/2025

🛡️

22/07/2025

💥💥BUENA ROYALE SUBD.💥💥
➡️Located at Burgos Extension, Brgy Estefania, Bacolod City

READY FOR OCCUPANCY‼️

➡️Near to all establishment
👉24/7 security
👉Near hospital
👉Near school(C.H.M.S.U. fortunetwn,LA SALLE SCHOOL)
👉Near N.G.C.
👉24/7 Transportion
👉Near upper east
👉Near landers
👉Water and Electricity Ready

➡️Corner Lot
✅️2 bedrooms
✅️2 toilets and bath
✅️With gate and fence
✅️provision for carport
✅️Lot area: 117 sqm
✅️Floor area: 50 sqm

Spotdown 10% (398K)move in anytime
With Additional equity payable 12mos!

Loanable tru Bank financing: (8%)
20yrs-25,799.99
15yrs-29,477.09
10yrs-37,423.50

Inhouse financing: 15%
20yrs-40,616.37
15yrs-43,170.26
10yrs-49,763.77

Pm me for site visit and Reservation

21/07/2025

❌ 𝐖𝐫𝐨𝐧𝐠 𝐌𝐢𝐧𝐝𝐬𝐞𝐭: “I can’t afford it now. I’ll just save up and buy a property later.”

✔️ 𝐑𝐞𝐚𝐥𝐢𝐭𝐲: Even if you save ₱2 million in two years, it likely won’t be enough. Property prices keep rising — what costs ₱2M today might cost double in two years.

In real estate, time is money. The longer you wait, the more expensive it gets.

Invest now — rent it out for income, or buy low and sell high later. If it’s for personal use, upgrade your lifestyle with your dream home today.

Planning to invest in real estate?
DM me 📩