11/01/2023
THINGS TO KNOW WHEN BUYING A HOUSE!💯🏠!
✔ 💰 Budget - how much can you afford monthly? Just how much you can start looking there.
✔ 🛣️ Location - you still consider your budget. If it's cheap, it's definitely far from Downtown. 5 million up price downtown.
✔ 💵 Required Monthly Salary - check how much your salary is because it will only base how much monthly you can get! (can be combined salary)
✔ 🚻 Marital Status - always remember the legalities when you are married on paper even if you are separated from the eyes of the law, all your owns are still conjugal property.
🤔Common Questions:
1. Where is it?Is there any cheap?
✔ It depends on what you want, as long as you remember, as long as it's cheap, it's really far from Downtown.
2. May Rent To Own po ba kayo?
✔ There is really no rent to own. You will also release money from the Equity or Downpayment and the remaining can be loaned to Bank / Pag-ibig and you will just monitor the Bank / Pag-ibig that's why it's like rent to own the outside.
3. Do you have a transfer right away?
✔ if you can pay cash you can transfer immediately.
✔ If installment, you'll wait for the downpayment to pay, it's just ugly to be processed in the Bank / Pag-ibig that is 3-6 months. (you can pay the Downpayment in cash to be processed immediately in Bank / Pag-ibig)
4. When can I transfer?
✔ if your loan has been released by Bank .
5. What is Pre-selling?
✔ This means your house will be built, it's 18-24 months of construction for affordable or low cost housing. This is beautiful, the price of the house is cheap because there is no development yet. You can also pay the installments for Downpayment or Equity.
6. What is Equity?
✔ this is the same as the Downpayment and you are required to pay before you can be loaned to love.
📌How to Avail:
1. Join our Free Tripping!
2. Choose a unit after tripping and pay the reservation fee.
📌Initial Requirements:
1) 2 Valid ID(SSS, Company, TIN, Passport, PRC, etc.)
-One month latest payslip
2) Within 30days ready the requirements then after that the downpayment will start
3) Submit the remaining requirements within 30days from reservation
4) After downpayment wait for Bank/PAG-IBIG processing 3-6mos before the start of Monthly Amortization.
