Affordable Bacolod Houses - Negros

Affordable Bacolod Houses - Negros Very affordable yet comfortable Home for You

All Eyes here 👀 🧐House and lot for AssumeLocation - Country Homes I Lot area - 110 sqmFloor area - 100 sqm3 bedrooms2 CR...
17/07/2022

All Eyes here 👀 🧐

House and lot for Assume

Location - Country Homes I
Lot area - 110 sqm
Floor area - 100 sqm
3 bedrooms
2 CR

For more information please message us directly.

All Eyes here 👀 🧐House and lot for AssumeLocation - Country Homes I Lot area - 110 sqmFloor area - 100 sqm3 bedrooms2 CR...
25/06/2022

All Eyes here 👀 🧐

House and lot for Assume

Location - Country Homes I
Lot area - 110 sqm
Floor area - 100 sqm
3 bedrooms
2 CR

For more information please message us directly.

Are you already thinking of which CELADON unit to get? Let us help you out because you will never run out of choices.Hur...
23/06/2022

Are you already thinking of which CELADON unit to get? Let us help you out because you will never run out of choices.

Hurry and !
*Pre Selling Discount runs until further notice.

message us directly via Messenger for more details!

Lumina Vista Alegre🗝 🏡 💯READY FOR OCCUPANCY UNIT💯
27/03/2022

Lumina Vista Alegre🗝 🏡
💯READY FOR OCCUPANCY UNIT💯

Are you looking for a peaceful community where you can breathe a fresh air near Bacolod City?The Casa Rufina South is a ...
19/03/2022

Are you looking for a peaceful community where you can breathe a fresh air near Bacolod City?

The Casa Rufina South is a perfect community for you. Strategically located at Brgy. Taloc, Bago City, just along the National Highway. Casa Rufina South is a master-planned community of residential house and lot and world class amenities to enjoy with.

- Flood-free
-Prime location
-Eco friendly
-15 mins to Sm Bacolod
-24/7 transportation

So, do you want to be part of this community? Don't waste your time! Message us now! To know more details.
Book now for your free personalize site tour. 🤳

Promo!CELADON units of One Communities South Hill are now on its PRE SELLING promo with up to 20% discount.For as low as...
18/02/2022

Promo!
CELADON units of One Communities South Hill are now on its PRE SELLING promo with up to 20% discount.

For as low as PHP 10,000.00 reservation you may enjoy 36 months down payment term with ZERO interest.

Hurry and !
*Pre Selling Discount runs until further notice.

For any inquiries and concerns just pm me.

FYI Our Dear Clients and Investors💟To all Property Sellers and Buyers: Beware of the word “Clean Title”. You can only ca...
12/02/2022

FYI Our Dear Clients and Investors💟

To all Property Sellers and Buyers:

Beware of the word “Clean Title”.
You can only call it clean title IF;

✅ Owners that appears in the title of the property are still ALIVE & CAN SIGN documents

✅ NO disputes attached in the title AND “certified true copy” of the title.

Please take note of the “AND” because not all disputes are printed in the original title itself. Thus, it is very important to request for the latest certified true copy of the title.

✅ All real estate taxes are paid on time. Always request for latest real estate tax clearance.

✅ The owners are married (on or after 1987) The property is considered conjugal even if only one property owner is in the title. Both should sign sale documents. Should the property owner dies, heirs should file and pay for the estate tax of all the properties.

✅ The property estate taxes are not yet paid, the property cannot be called “CLEAN”.

✅ Magkaiba po ang real estate tax na binabayaran ninyo annually at ang estate tax (BIR FORM 1801) You only pay estate tax if the owner in the title is already dead. Penalties (like big penalties) apply for late filing.

Public service lang po 🙂. Ang estate tax clearance po is NON-NEGOTIABLE. Kailangan talaga syang e file at bayaran whether you like it or not, pag namatay ang owner na nakalagay sa title.


CASA MIRA BACOLODBrgy. Granada, Bacolod CityMonthly downpayment  4,800.00 per month.With complete lifestyle amenities:✓C...
03/02/2022

CASA MIRA BACOLOD
Brgy. Granada, Bacolod City

Monthly downpayment 4,800.00 per month.

With complete lifestyle amenities:
✓Clubhouse
✓Swimming pool
✓Kiddie pool
✓Basketball Court ✓PerimeterFence
✓Children's play area ✓Landscaping

Pm for more details💌

Own this Japanese Style Subdivision in Bacolod City!🏘🏠Located at Brgy. Mansilingan, Bacolod CityNEARBY FACILITIES 📌5 min...
04/01/2022

Own this Japanese Style Subdivision in Bacolod City!🏘🏠
Located at Brgy. Mansilingan, Bacolod City

NEARBY FACILITIES
📌5 minutes away from Handumanan Hyper-Market
📌15 minutes away from Bacolod South Hospital 🏩
📌 Few minutes away from Public & Private Schools💒
📌One (1) ride going to Libertad Market
👉Standard finish upon turnover with granite tiles flooring, fully painted exterior & interior.

Reservation 15,000 only

Contact us for more details.

PAG-IBIG HOUSING LOAN TIPSIf kumuha ka ng house sa subdivision through PAG-IBIG, take note of these tips:🌺 Always pay yo...
08/12/2021

PAG-IBIG HOUSING LOAN TIPS

If kumuha ka ng house sa subdivision through PAG-IBIG, take note of these tips:

🌺 Always pay your monthly amortization and monitor it online via virtual pag-ibig website. They don't send monthly bills so pay your monthly amortization diligently para di lumobo utang mo.

🌺 Yung binabayaran mo na monthly amortization, naku ang liit lang ng napupunta nyan sa principal. I asked the staff sa pagibig and they told me about the breakdown of my P9,555.34 Monthly Amortization:

P7,166.67 interest
P235.80 Fire
P360 insurance
P1,792.87 Principal 😭
= P9,555.34 total monthly Amortization

Diba ang liit ng kaltas sa principal. Ang laki ng bayad sa interest. 😭

🌺 This is how you compute your monthly interest. Bigay ko na example yung amin.

1.6M = principal (total amount ng utang namin)
5.375% = annual interest
divided by 12 months

1.6M x 5.375% ÷ 12 = P7,166.67

🌺 That's why, it is highly recommended to pay in advance sa principal mismo if you have extra money para lumiit din ang interest na binabayaran mo. For example, after 5 years, 1M na lang principal mo so 1M x 5.375% ÷ 12 = P4,479.17

🌺 Di bababa ang monthly amortization mo BUT because smaller na ang interest, BIGGER na ang kaltas sa principal mo.

🌺 If you have extra money and you want to pay in advance, go directly to pag-ibig office and sabihin EXCESS TO PRINCIPAL yung payment mo.

---For example, magbabayad ka ng 50k and
10k ang monthly amortization,
the excess which is 40k will be deducted directly sa principal amount mo. So nakabayad ka na ng monthly Amortization, nabawasan pa principal mo.

🌺 Iwasan mag advance payment sa monthly amortization sa bayad centers. Mababa lang nababawas nyan sa principal mo. Bayad ka na lang sa principal.

---For example, if nag bayad ka sa payment centers ng 50k for your monthly amortization, meaning you don't need to pay for 5 months kasi nag advance ka na sa monthly amortization mo. Pero ang liit lang ng kaltas nyan sa principal mo.

🌺 You can pay the principal ONLY IN PAG-IBIG OFFICE not in bayad centers.

🌺 For example, nakabayad ka na ng monthly mo sa bayad center last April 1 tapos may extra money ka pala before your due date and you want to pay in advance, pwede pa yan. Punta ka ng pagibig office and say you'll pay DIRECT TO PRINCIPAL. Para whole amount na mabayad sa principal.

That's based on my experience and based sa sabi ng staff sa pagibig. If you have other tips, please share it. I hope this can help you guys. We need to be financially literate para di tayo mabaon sa utang. God bless mga kapitbahay. 😁


Introducing Casa Mira Towers- Bacolod! 😍Embrace a happier lifestyle. In an address full of amenities and open spaces for...
25/11/2021

Introducing Casa Mira Towers- Bacolod! 😍

Embrace a happier lifestyle. In an address full of amenities and open spaces for you to relax and unwind. Live comfortably at the Heart of the City.
The development offers 60% well-planned open space for residents to enjoy.

12% downpayment staggered to 42 months and 88% loanable amount can be settled to bank financing, or pag ibig financing.

Starting total price is only 1.9m😱 and Equity starts for as low as 4,800 a month! Yes! I repeat, for as low as 4,800 a month only.

Introductory price is only limited to a few buyers. Message me ASAP to be prioritize.

UNIT TYPES
➡️ Studio
➡️ Studio with Balcony
➡️ 1-Bedroom
➡️ 1-Bedroom with Balcony

Please PM me for more details.

Address

Bacolod CIty
6100

Telephone

+639458837302

Website

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