Lumina homes Baras

Lumina homes Baras An Affordable Quality housing in Rizal

From me to yours,a Merry Christmas everyone!,.🎄🎄🎄
24/12/2025

From me to yours,a Merry Christmas everyone!,.🎄🎄🎄

17/12/2025

From Animare Sales and Marketing, Inc.

Wishing you all a Joyous Christmas and Abundant New Year 2026 kabarangay!,.🎉

🏠💡 Did you know?Even if your house gets damaged or destroyed by a typhoon, earthquake, or flood…👉 You STILL owe the bank...
08/11/2025

🏠💡 Did you know?

Even if your house gets damaged or destroyed by a typhoon, earthquake, or flood…
👉 You STILL owe the bank or Pag-IBIG.
Yes — even if your home is gone, your housing loan doesn’t disappear.

You borrowed money, and that loan remains your responsibility until it’s fully paid.

That’s why when you buy a house through Bank Financing or Pag-IBIG, having the right insurance coverage is a must!

Here’s what every homeowner should understand 👇

🏦 1️⃣ MRI (Mortgage Redemption Insurance)
This protects your family if something happens to you (the borrower).

If you pass away before the loan is paid off, the MRI settles the remaining balance — so your loved ones won’t inherit the debt or risk losing the home. 🙏

🌪️ 2️⃣ Fire and Acts of Nature (AON) Coverage
This protects your property itself — in case it’s damaged or destroyed by fire, earthquake, flood, or typhoon.

Without this, the bank or Pag-IBIG will still collect loan payments even if your house is unlivable. 😢

📋 Here’s how it works:
✅ You file a claim for the damage.
✅ The insurance company pays the bank or Pag-IBIG directly (since your property is the collateral).
✅ If the claim amount covers your remaining loan — good news, your loan is settled!
✅ But if it’s less, you’ll have to pay the difference.

💡 Real talk:
Insurance pays for the damage, but your loan stays until the lender is fully paid.
MRI protects your family, and AON protects your home. Both are essential for your peace of mind and financial security. ❤️

✨ Tip:
Whether your home is under Bank or Pag-IBIG financing, review your insurance today.
Make sure you’re protected with MRI + Acts of Nature coverage.

Photo credits to the owner.

HALLOWEEN IS FOR SAINTS AND NOT FOR THE DEVILS!Happy All Saints' Day!
31/10/2025

HALLOWEEN IS FOR SAINTS AND NOT FOR THE DEVILS!
Happy All Saints' Day!

07/09/2025

Advisory Alert 📣📣📣
On updates,Lumina Homes Baras..ON HOLD po muna per Marketing advice.
Will keep you updated every Juan once open na ito for selling. Many thanks po

15/08/2025

August 15 -Feast Day of Our Lady of the Assumption.

Update, Update for Lumina Baras inventory!,.👋⤵️For inquiries, please message us now or call:0915-687-7103 * 0933-943-385...
11/06/2025

Update, Update for Lumina Baras inventory!,.👋⤵️
For inquiries, please message us now or call:
0915-687-7103 * 0933-943-3855

📢 Baras Site Update as of October 2023Full Blast on Land Development and Installation of Drainageswith Ongoing road pave...
28/02/2024

📢 Baras Site Update as of October 2023

Full Blast on Land Development and Installation of Drainages
with Ongoing road pavements for:
📌 Blocks 17 to 22 ( Angelique & Angeli )
📌 Blocks 26 to 28 ( Anna & Angeli )
📌 Blocks 6 to 8 ( Athena )

06/02/2024

Update, Update in Lumina Baras,Rizal Site Development Guys!,.

Message us directly or call for more details;
09156877103 | 09339433855

An every Juan homes Angeli Single Firewall or Duplex ideas,ideas on renovation. Check this out and message me or call fo...
17/05/2023

An every Juan homes Angeli Single Firewall or Duplex ideas,ideas on renovation.

Check this out and message me or call for more infos.
+63 915 687 7103

The ability to profit from real estate purchases is its strongest feature. You have other options than selling your hous...
26/01/2023

The ability to profit from real estate purchases is its strongest feature. You have other options than selling your house, such as renting it out. As a result, it can even be used to pay for maintenance and amortization.

For more infos.,please message me directly.

Address

#344 Santol
Balagtas
3016

Telephone

09339433855

Website

Alerts

Be the first to know and let us send you an email when Lumina homes Baras posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category