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Beverly Homes Baras by Heidi Morales

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Beverly Homes Baras by Heidi Morales

Axeia presents its newest development of beautiful,durable and affordable homes in Baras,Rizal.

04/03/2026

From Inquiry to Move-In… Another Dream Fulfilled! 🥹🏡💛

Sharing this beautiful message I received from my clients— and my heart is so full!

Thank you Ma’am Heidi Morales sa pagtulong samin na magkabahay🫶
“From dreaming to owning” talaga to! Another Answered prayer! Thank you, Lord!

Moments like this remind me why I love what I do. It’s not just about selling a house — it’s about helping families finally step into a place they can call HOME. 🏠✨

If you’re also dreaming of owning your own home, message me. Baka next post ko, move-in story mo na rin. 💬💛

03/03/2026

🏠 LOAN MYTHS EXPLAINED (Simple Version)

🔎 PART 1: COMMON LOAN MYTHS

❌ Myth #1: “Kailangan may malaking pera agad.”

Truth:
Maraming properties na mababa ang DP at may flexible terms. Hindi kailangan milyon agad para makapagsimula.

⸻

❌ Myth #2: “Pag self-employed, automatic decline.”

Truth:
Approved pa rin basta kumpleto ang proof of income (ITR, bank statements, business docs).

⸻

❌ Myth #3: “Pag may existing loan, bawal na ulit.”

Truth:
Pwede pa rin kung kaya ng income mo ang monthly amortization. Ang basis ay capacity to pay, hindi kung may loan ka lang.

⸻

❌ Myth #4: “Matagal at sobrang hirap ang proseso.”

Truth:
Kung kumpleto ang requirements, mas mabilis ang approval. Usually documents lang ang nagpapabagal.

❌ Myth #5: “Hindi nila malalaman hiwalay ako sa asawa ilalagay ko lang Single sa aking status.”

Truth:
Malalaman din ni developer kasi karaniwan ay kasama ang CENOMAR(Certificate of NO Marriage) sa requirements at kung hindi man manghingi, sa time ng pagtransfer ng title makikita din sa records sa BIR kapag iprocess na ang title ng property.

💡 SIMPLE EXPLANATION

Approval depends on 3 things:
1. Income stability
2. Clean credit history
3. Complete documents

Kapag pasado ka sa 3 na yan — mataas chance mo ma-approve.

Message me to check if you qualify

Heidi Morales +63 976-217-4927

02/03/2026

Banks reject buyers—especially in real estate—for several common reasons.

Here are the main reasons:

1️⃣ Low Credit Score / Bad Credit History

Unpaid credit cards

Late payments

Past due loans

Records with Credit Information Corporation

Even one unpaid small loan can affect approval.

2️⃣ Insufficient Income

Banks check if the client can really afford the monthly amortization.

Most Philippine banks require:

Stable income

At least 30–40% debt-to-income ratio

If monthly income is too low compared to the loan amount, automatic decline.

3️⃣ Unstable Employment

Red flags:

Less than 1 year in current job

Job hopping

Commission-based income without proof

Business less than 2 years operating

4️⃣ Too Many Existing Loans

If the client already has:

Car loan

Credit card balances

Personal loans

Salary loan

Banks compute total obligations. If overloaded, declined.

5️⃣ Incomplete or Inconsistent Documents

Mismatch in signatures

Incorrect income documents

No ITR / no payslips

Bank statements not matching declared income

6️⃣ Property-Related Issues

Sometimes it’s not the buyer — it’s the property:

Title problems

Zoning issues

Appraisal value too low

7️⃣ Age Limits

Most banks require:

At least 21 years old

Loan must end before age 65–70

27/09/2025

Preselling in real estate means a property is being offered for sale before it is fully built or completed. Developers start selling units during the planning or construction stage, sometimes when the project is still just a model house or showroom.

Key Points About Preselling:
1. Lower Prices – Units are cheaper compared to ready-for-occupancy (RFO) properties because buyers are investing early.
2. Flexible Payment Terms – Downpayments are often stretched over 24–36 months, making it lighter on the budget.
3. First Pick of Units – Early buyers can choose the best unit locations, layouts, or views.
4. Value Appreciation – By turnover, the property’s value usually increases, giving instant profit potential.

Benefits for Buyers
• More affordable entry compared to RFO.
• Potential to gain equity before even moving in.
• Easier payment schemes.

21/09/2025

PRE-SELLING UNITS

✨ Affordable 2-Storey Townhouses in Baras, Rizal
📍 Near Marilaque Marcos Highway
📍 Beverly Homes Paenaan / Baras
📌 Available thru Pag-IBIG Financing

🏡 Nicole Model – Socialized Townhouse

Lot Area: 36 sqm

Floor Area: 32 sqm

Motor Parking Only

Community Features:
✔ Clubhouse
✔ Children’s Playground
✔ Secured & Gated Community
✔ CCTV

💰 All-In Price: ₱1,150,000

Downpayment: ₱300,000
➖ Less Reservation Fee: ₱10,000
➖ Net Downpayment: ₱290,000 (Payable in 24 months: ₱12,083.33/month)

Balance: ₱850,000
🔹 20 years: ₱6,463/month
🔹 30 years: ₱5,513/month

✅ Inclusive of Miscellaneous Fees
✅ No Hidden Charges
📌 Final computation subject to Pag-IBIG Fund approval

📲 Message me to schedule your tripping!

Heidi Morales
+639762174927

01/07/2025

Five Years Ago vs. Five Years Later—The Power of Investing NOW!

Imagine if you had invested just five years ago. Where would you be today? You’d likely be sitting on some serious gains, watching your wealth grow while others are still “waiting for the right time.”

The truth is, the best time to invest was five years ago. The second-best time? TODAY.

Every day you wait is a missed opportunity for growth, for compounding returns, and for financial freedom. The sooner you start, the more time your money has to appreciate in value.

Fast forward five years from now—will you look back and wish you had taken action today? Or will you be the one enjoying the rewards of your decisions?

Don’t let another five years slip by. Invest now, and let time work in your favor.

Do not hesitate to send me a message, I will look for a property that fit in your needs and we will maximize the value of your money.

DM Us Now !

Thank you for the original owner. ,,🙏

13/02/2025

Affordable housing for PAG-IBIG members!
📍 Location: Brgy. Pinugay, Baras, Rizal

Available Units:

✅ Single Attached 2-Storey
✅ Single Attached Bungalow
✅ Duplex Bungalow

Jasmine Single Attached 🏠

House Features:

Space for Living and Dining Areas

Provision for 2 Bedrooms

Kitchen Area

1 Toilet and Bath

Service Area

Carport

Adeline Single Attached 🏠

House Features:

Space for Bedroom(s), Living, and Dining Areas

Kitchen Area

1 Toilet and Bath

Service Area

📌 Now accepting Letters of Intent (LOI) for interested buyers!

For inquiries, contact:
📞HEIDI MORALES
+639762174927

07/02/2025

ABOT KAYANG BAHAY SA RIZAL!

💰 ₱6,695.45 lang kada buwan sa loob ng 22 buwan!

📍 Lokasyon: Brgy. Pinugay, Baras, Rizal

📌 Malapit sa:
✅ Tiesto Apparel, Baras Rizal 👕
✅ 15 min sa pasyalan sa Tanay, Rizal 🏞️
✅ 15 min sa Boso Boso Highlands 🌄
✅ 35 min sa Masinag & LRT 2 Antipolo 🚉

🏡 ILANG UNIT NA LANG!
📍 LIBRENG SITE VIEWING!

📩 Mag-inquire na! 🌿✨
Heidi Morales +639762174927

14/01/2025

DHSUD Renewal Done 🥰😍❤️ First time magpunta mag isa dito, ako din nagdrive 💪

10/10/2024

𝗧𝗛𝗘 𝗜𝗗𝗘𝗔𝗟 𝗦𝗣𝗔𝗖𝗘 𝗙𝗢𝗥 𝗬𝗢𝗨 𝗔𝗡𝗗 𝗬𝗢𝗨𝗥 𝗙𝗔𝗠𝗜𝗟𝗬! ❤️

𝗪𝗛𝗬 𝗖𝗛𝗢𝗢𝗦𝗘 𝗠𝗜𝗗𝗢𝗥𝗜 𝗧𝗘𝗥𝗥𝗔𝗖𝗘𝗦 𝟮 (𝗠𝗗𝗧𝟮)?
👍 2BR Condo Units with 50sqm Floor Area
👍 3-Storey Building with 2 Units only per Floor
👍 Low Density (Intimate Atmosphere with Neighbors)
👍 Quiet Environment with Abundant Natural Light
👍 Moving Convenience and Accessibility
👍 Low Risk in Fire and Earthquake
👍 Better Resale Value for Investors

𝗠𝗜𝗗𝗢𝗥𝗜 𝗧𝗘𝗥𝗥𝗔𝗖𝗘𝗦 𝟮 (𝗠𝗗𝗧𝟮) 𝗣𝗥𝗢𝗝𝗘𝗖𝗧 𝗭𝗢𝗡𝗘𝗦
💟 City View Zone
💟 Forest View Zone
💟 Regular Zone

For Inquiries, please call/text/message:
📲Heidi Morales

13/09/2024

❌WRONG Mindset : ayoko maginvest sa condo kasi Para akong nag invest sa hangin, mawala lang ang bldg. after 50 years.

✔️RIGHT Mindset : Invest na ako ng condo ngayon while pre selling pa for my future passive income and/or for flipping real estate investment kahit na after 50 years hindi mawawala ang bldg kasi Im one of the investors na ng corporation ng lupa aside sa condo.

Address

Pinugay
Baras

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