Cebu Affordable Houses & Properties -Cebu Dream Houses

01/03/2023

1

21/07/2022

Beware of the word “Clean Title”.
You can only call it clean title IF;
⭕ Owners that appears in the title of the property are still ALIVE & CAN SIGN documents
⭕ NO disputes attached in the title AND “certified true copy” of the title.
Please take note of the “AND” because not all disputes are printed in the original title itself. Thus, it is very important to request for the latest certified true copy of the title.
⭕ All real estate taxes are paid on time. Always request for latest real estate tax clearance.
⭕ The owners are married (on or after 1987) The property is considered conjugal even if only one property owner is in the title. Both should sign sale documents. Should the property owner dies, heirs should file and pay for the estate tax of all the properties.
⭕ The property estate taxes are not yet paid, the property cannot be called “CLEAN”.
⭕ Magkaiba po ang real property tax na binabayaran ninyo annually at ang estate tax (BIR FORM 1801) You only pay estate tax if the owner in the title is already dead. Penalties (like big penalties) apply for late filing.
Public service lang po 🙂. Ang estate tax clearance po is NON-NEGOTIABLE. Kailangan talaga syang e file at bayaran whether you like it or not, pag namatay ang owner na nakalagay sa title.
CTTO

Photo credit to the owner.

03/08/2021

For those who are planning to purchase a property pero Hindi pa kasal..This is for you.

21/01/2021

🆁🅴🅰🅳🆈 🅵🅾🆁 🅾🅲🅲🆄🅿🅰🅽🅲🆈 🆂🆃🆄🅳🅸🅾 🆄🅽🅸🆃!!!

Location: Talamban, Cebu City
HLURB LTS NO. 029532

BLOQ Residences introduces affordable modern city living in a boutique condo development that resembles you: DECIDEDLY DIFFERENT.
Carefully planned to be within reach of early independent achievers, BLOQ is an aspiration that has come within our grasp.

BLOQ RESIDENCES makes independence an easy choice for young people who always dreamed of coming into their own. Designed with today’s early frontrunners in mind, BLOQ RESIDENCES is set to start success stories and become a life-changing podium for freedom.

Landmarks/Accessibility:
2 minutes drive going to North General Hospital
2 minutes drive going to Gaisano Grand Mall Talamban
3 minutes drive going to Maria Montessori International School

Transportation Details:
Public Utility Jeep (PUJ) going to malls, hospitals and schools

PROPERTY DETAILS/FEATURES
Floor Area: 18 Sqm
Bed Area
1 Toilet And Bath
Living Area
Dining Area
Kitchen Area
Service Area
PAYMENT FINANCING SCHEME/COMPUTATION
Sample Computation:
Total Selling Price: Php 2,075,000.00
NO RESERVATION FEE
1. 5% Spot DP : Php 103,750
5% Staggard Downpayment/ Equity: Php 103,750 payable to 5 months
Php 20,750/month for 5 months
2. 90% Loanable Amount : Php 1,867,500

Move in will depend on the chosen payment scheme.
Move in fee: P11,500.00
Parking rental: P1,500 per month

Ritchelle S. Engaño
PRC Accredited Salesperson
Bachelors Realty & Brokerage

01/01/2021

Let's start this year full of positivity..

05/12/2020

House & lot!!🏡
Location : 2nd Street Carmenville Subd., SRP, Dumlog, Talisay City, Cebu

✅!RESERVE ONLINE!🕵️‍♀️
2 gov't IDs, scanned reservation form & the amount
✅Lot Area : 50 sqm.
✅Floor Area : 94 sqm.

✅3 Bedrooms
✅2 Toilet and Bath
✅Balcony
✅1 Car Garage

✅Accessibility :
> 5 minutes drive to
- SRP Highway
- SM Seaside
- Il Corso
- Cebu Ocean Park
- Star Mall

Available Units : 2,3,5,6,7,12,13,
Target Turnover : March 2023✅🏡

PM me for assistance and details..
Ritchelle S. Engaño
PRC Lic. No.002781

27/11/2020

https://www.bachelorsrealty.com.ph/ritchelle/property/PR1519193328PRLTY/Lot-Only-Residential-And-Commercial

LOT ONLY - RESIDENTIAL AND COMMERCIAL
San Isidro, San Fernando

Residential Lot
Sample Computation for 50 sqm
No Downpayment

Price/sqm : Php 6,500.00
Php 6,500 X 50 sqm= Php 325,000

Total Selling Price: Php 325,000
Reservation Fee: Php 5,000 (deductible from TCP)
Less Reservation: Php 320,000 payable for 72 months or 6 years
Php 4,445/month for 72 months

With Downpayment

Price/sqm : Php 6,500.00
Php 6,500 X 50 sqm= Php 325,000

Total Selling Price: Php 325,000
Reservation Fee: Php 5,000 (deductible from downpayment)
15% Equity/Downpayment : Php 43,750 payable for 3 months
Php14,583/month
85% Remaining Amount : Php 276,250 straight monthly payable for 72 months
Php 3,837/month

Commercial Lot
Sample Computation for 100 sqm
No Downpayment

Price/sqm : Php 8,500.00
Php 8,500 X 100 sqm= Php 850,000

Total Selling Price: Php 850,000
Reservation Fee: Php 5,000 (deductible from TCP)
Less Reservation: Php 845,000 payable for 72 months or 6 years
Php 11,736/month for 72 months

With Downpayment

Price/sqm : Php 8,500.00
Php 8,500 X 100 sqm= Php 850,000

Total Selling Price: Php 850,000
Reservation Fee: Php 5,000 (deductible from downpayment)
15% Equity/Downpayment : Php 122,500 payable for 3 months
Php 40,834/month
85% Remaining Amount : Php 722,500 straight monthly payable for 72 months
Php 10,035/month

Name of Project: Ocean Ville Lot Only Location: San Isidro, San Fernando Cebu A wondrous place to live with an astonishing view and fresh ocean breeze Landmarks/Accessibilities: -2 minutes going to Birhen sa Barangay Chapel -5 minutes going to San Fernando Health Center -6 minutes going to San Ferna...

04/11/2020

📣Looking for LOT ONLY?🔑
Cabadiangan, Compostela, Cebu

🔑Date of Turn-over: Year 2021
Requirements upon Reservation:
1. Valid Government issued ID - (If married both spouses)
2. Updated Tin card / Verified 1904
3. Proof of Billing
4. Marriage Certificate
5. PDC or Auto debit Agreement

🔑Reservation Fee: Php 10,000 (deductible from downpayment)
10% Equity/Downpayment: Php 164,598 payable for 18 months
Php 9,144/month

🔑PAG IBIG/BANK Loan

Panoramic views of the rolling hills add value to owning a modern Filipino home in Amoa. Inspired by the traditional "bahay-na-bato" or stone house, each unit is thoughtfully built while integrating functional designs.
A unique aesthetic feature, the ventanillas prevent heat while allowing wind to come in through its latticed design.
https://t2m.io/ritchelle-PR1525333671PRETY-Lot-Only
📣📣📣📣📣📣📣📣📣📣📣📣📣📣📣📣📣📣📣📣
For reservation,pm me
Ritchelle Engaño
Accredited Real Estate Salesperson
Under Bachelors Realty & Brokerage

29/10/2020

22/10/2020

MONEY SAVINGS TIPS:
■ Don’t bring your money with you.
■ Cook at home.
■ Buy your groceries in Public Market not in Malls weekly, not daily, not monthly. (Market: Ampalaya 50/kl vs Mall 147/kl)
■ Remove unimportant expenses.
■ Lower down the cost of your important expences. (Ex. Ganador 55/kl while Sinandoming 42/kl)
■ Buy your own tumbler and bring your own water. Avoid buying outside. (Natures Spring 500ml 15.00 while if you bring its FREE)
■ If you’re not in business don’t buy CAR.
COMMUTE: plete ka 8.00 x 2 x 26days = 416.00/month
WHILE:
CAR Expenses: 15k/month car + 5k/mo gas + 2k/mo parking = 22k/month
■ Always set aside 20-30% of your income to your Mandatory/Disciplined SAVINGS.

What makes us POOR is our bad spending habits.

■■■■■■■■■■■■■■■■■■■■

The SAVINGS we put in Real Estate Property is normally the only savings we didn't spend after years of battling those spending temptations. Have you realized 5yrs ago we've been working yet right now financially almost we have nothing left.

The amount of money we have today has something to do with what we did 5yrs ago, with how we spend and how we save. If we don't change anything most likely the amount of money we have today is still the same 5yrs from now. The question is: "Is that what we want?".

The real REASON why we can't save is simple: It is not because we don't make money, not because we don't save, but it is because we are always tempted to withdraw and spend whatever we save.

Our TRUE VALUE is the amount of our SAVINGS not the INCOME, not the MONEY that we earn that is long gone already.