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CDO Real Properties for Sale, Cagayan de Oro (2026)

09/03/2025

6 Steps Before Buying Land

Step 1: Obtain a Copy of the Title

When a real estate agent or landowner offers a property for sale, the first step is to get a copy of the land title.
Investigate at the Register of Deeds using this copy to ensure the land is free of encumbrances such as mortgages, claims, or other issues. Verify that the copy matches exactly with the records at the Register of Deeds to confirm it is genuine and problem-free.

Step 2: Conduct a Relocation Survey

Hire a Geodetic Engineer to conduct a relocation survey of the land boundaries.
Ensure there are no structures or fences from adjacent lots encroaching on the property you intend to buy.

Step 3: Execute a Deed of Sale

If the land is problem-free, proceed to execute a Deed of Sale or "Contract of Sale".
Both the seller and buyer must sign the contract, and it must be notarized.

Step 4: Pay Documentary Stamps

Within one month from the notarization of the Deed of Sale, pay the Documentary Stamps.
This is a crucial payment that must be made promptly to avoid complications.

Step 5: Pay Capital Gains Tax

The seller must pay the Capital Gains Tax to the BIR (Bureau of Internal Revenue) because they earned from the sale.
The BIR will issue a Certificate of Authority to Register, certifying that all taxes have been paid and authorizing the transfer of the title to the buyer.

Step 6: Transfer Fees and Title Transfer

Once you have the Certificate of Authority to Register, take it to the Register of Deeds.
Pay the Transfer Fees, which are relatively inexpensive.

The Register of Deeds will surrender the Owner’s Copy of the title, and you will need to wait for the title transfer process to be completed. Continuous follow-up is necessary because the process at the Register of Deeds can take some time.

Following these steps ensures that the land purchase process is smooth and free from legal issues.

CTTO

For any inquiries about real estate properties, pls feel free to pm.

12/05/2024

As a homeowner or an aspiring investor, it is essential to understand the concepts of liens and encumbrances in real estate, as they can affect your ownership and financial interests in a property.

A lien is a legal claim or charge against a property that serves as security for a debt or an obligation. It means that the property owner owes money to someone else, and the creditor has the right to claim a portion of the property's value if the debt remains unpaid. Liens can be voluntary or involuntary, depending on how they are created. Examples of liens include mortgages, property tax liens, mechanic's liens, and judgment liens.

On the other hand, an encumbrance refers to any legal burden or restriction on a property that may affect its value or use. It can be a claim, a right, or an interest that limits the owner's control over the property. Encumbrances do not necessarily involve debts, but they can still affect the property's marketability and ability to transfer ownership. Examples of encumbrances include easements, restrictive covenants, and zoning restrictions.

The main difference between liens and encumbrances is that liens are specifically related to debts, while encumbrances can involve other types of restrictions or limitations. However, both liens and encumbrances can affect the property's title and its ability to transfer ownership. They can also affect the property's value and the owner's ability to sell or finance it.

In summary, liens and encumbrances are legal concepts that affect real estate ownership and transactions. While liens involve debts or obligations, encumbrances can involve other types of limitations or restrictions. As a homeowner or an aspiring investor, it is important to be aware of these concepts and seek legal advice when dealing with them to protect your interests in real estate.

Ctto:

14/06/2023

𝗧𝗛𝗘 𝗔𝗟𝗘𝗫𝗔𝗡𝗗𝗥𝗜𝗧𝗘 𝗖𝗢𝗟𝗨𝗠𝗡𝗦 in Xavier Estates!

First mid-rise sub-urban residential condominium development by A Brown Company Inc.

The site sits on the plateau edges of the Cagayan de Oro River. The residential buildings are positioned around a huge garden amenity with wide pathways and a gigantic pool meandering like a river through the site. The residents and users of the central amenity have framed views of the still pristine environs of the suburbia.

👉 A 9.13-hectare mixed use development by A Brown Co. Inc. located along South Diversion Road near Pelaez (Taguanao) Bridge in Upper Balulang, Cagayan de Oro City.

👉Buildign A (Zircon) has 14 storeys
👉Studio unit A with floor area of 26.8sqm
👉Studio unit B with floor area of 26.86sqm
👉1 Bedroom A Corner with floor area of 42.52sqm
👉1 Bedroom B with floor area of 48.05sqm

11/02/2023

Dear Clients and Investors:

To all Property Sellers and Buyers:

Beware of the word “Clean Title”. You can only call it clean title IF :

✅ Owners that appears in the title of the property are still ALIVE & CAN SIGN documents.

✅ NO disputes attached in the title AND “certified true copy” of the title.

Please take note of the “AND” because not all disputes are printed in the original title itself. Thus, it is very important to request for the latest certified true copy of the title.

✅ All real estate taxes are paid on time. Always request for latest real estate tax clearance.

✅ The owners are married (on or after 1987) The property is considered conjugal even if only one property owner is in the title. Both should sign sale documents. Should the property owner dies, heirs should file and pay for the estate tax of all the properties.

✅ If property estate taxes are not paid, the property cannot be called “CLEAN”.

✅ Magkaiba po ang real estate tax na binabayaran ninyo annually at ang estate tax (BIR FORM 1801) You only pay estate tax if the owner in the title is already dead. Penalties (like big penalties) apply for late filing.

Public service lang po. Ang estate tax clearance po is NON-NEGOTIABLE. Kailangan talaga syang e file at bayaran whether you like it or not, pag namatay ang owner na nakalagay sa title.

*credit to the owner of this post*

21/02/2022

Contrary to most house designs, the Magnum model house has High Ceiling and Full glass windows for good ventilation.

Most Filipino family loves to stay open their windows to allow the natural wind breeze to come in and out.

This idea is first here in CDO, with Intalio Estates.

For inquiry, pls message us directly.

13/02/2022

Appreciation Value of properties over time… Invest now and let money work hard for you!

13/09/2021

9 HECTARES LOT FOR SALE‼️
Location: Valencia City, Bukidnon

P1,000/sqm
Price is negotiable👍🏻
Pls call 09177772176 for more queries.

20/08/2021

LAW FOR NON-LAWYERS: LESSON 89
How to Do Due Diligence for Untitled Lands

You want to buy a piece of land. The owner told you that it is UNTITLED. He gave you a copy of his tax declaration. What should you do to make sure that you are safe, or that the person selling the land to you actually has title to it?

THE BIGGEST RISK when buying untitled property is that there is no ONE DOCUMENT that can guarantee that the person you are buying it from is its true owner. Why? Because the only document that is conclusive proof of ownership is a Torrens title.

What then is a tax declaration? A tax declaration is just that, i.e., a declaration for tax purposes. It shows how much taxes have to be paid and who is paying for it. AT BEST, a tax declaration proves POSSESSION and nothing more.

What gives title? Title is passed by a DEED that grants it. Among these are Deeds of Sale, Deeds of Donation, Extra-Judicial Partition, Last Will and Testament, and the like. Deeds are the true source of title. Even the Torrens title itself is not a source of title. It is merely PROOF of it. Without a valid deed, even Torrens titles can be nullified.

So, if you find yourself in a position of having to buy an untitled property, here is what you should do:

FIRST: Get a TRACER. Bring the tax declaration of your seller to the Assessor's Office and ask for a tracer. Go as far back as the records of the Assessor's Office will allow.

The tracer will give you a history of your seller's tax declaration. It will show all the tax declarations that were issued before it, in sequence. A tracer will show you who owned the property originally, who it was transferred to down the line until it reached the person whose tax declaration is in your possession.

SECOND: Get a copy of ALL the tax declarations mentioned in the tracer. The actual copy of the tax declaration will reveal annotations that could be useful to you. For instance, if the property has been mortgaged, it will show in the tax declaration. Sometimes, even cases affecting the property will be reflected on the tax declaration.

THIRD: Get a copy of ALL DEEDS that became the basis of the issuance of EACH tax declaration in your tracer. NOTE that a tax declaration CANNOT BE ISSUED without a deed transferring the property from one person to another. If any of the tax declarations in your tracer was issued without a deed, be wary. It likely means you lost your connection to the original owner of the property.

FOURTH: Go to the Register of Deeds. The Register of Deeds has what is called a Day Book. The Day Book records all transactions made over untitled lands. Give the ROD your lot number and ask for all recorded deeds affecting that particular piece of land.

FIFTH: Go to the Community Environment and Natural Reaources Office (CENRO) and ask for LAND STATUS. This will show if someone else has applied for a title over the land in question, or if a free patent title is already issued. (Courtesy of Atty. Handel Lagunay)

SIXTH: Go to the Regional Trial Court of the town or city where the land is located and ask for an RTC Clearance. The clearance will reveal if the land is invovled in a litigation, or if a case for judicial titling is pending or has been filed.

If the FIFTH and SIXTH steps above yield information of a titling case being filed by anyone over the property you wish to buy, you may want to reconsider. It means that someone else other than your seller is claiming title to the property.

SEVENTH: Bring all certificates, deeds, tax declarations, and tracer to a trusted lawyer. Ask the lawyer to evaluate if the deeds made valid transfers of the property's title from the first owner down to the person selling the property to you.

EIGHTH: Listen to your lawyer's opinion. Unless you picked a crooked lawyer, it will do you well to do as he advises.

Good luck.

CTTO: Atty. May Pono

01/07/2021

Welcome to Cagayan de Oro's most coveted premium mixed-use development!

Bayview Heights is Alveo Land’s pioneering residential development in Cagayan De Oro that offers an elevated living experience with refreshing natural landscape.

Bayview Heights is a 113 hectare mixed used estate with breathtaking views and lush greeneries, offering unparalleled exclusivity and unmatched accessibility.

It also features a modern bayside commercial lifestyle hub.

Message us for inquiries and reservation:

30/06/2021

Super wow!🤩❤️

Magnum Model Unit
Intalio Estates
Location: Canitoan, CDOC

PM us for more info or call 09177772176

30/06/2021

Our model units are almost complete❤️

Intalio Estate will be the game changer in how you build your home here in Cagayan de Oro City

Location: Canitoan, CDO

P.s.: With SMART HOME Technology (same sa makita nato sa KDrama 😲)

For more info, you may contact is at 09177772176.

❤️💛💙

16/04/2021

Kung sayo talaga, dapat may titulo ka 🏠

You need to secure your ownership before you can take out a loan on the property or eventually sell your real estate.

It takes months to transfer land titles and you have to go to different offices pero worth it naman, ka-Investa! 💙

If you're wondering kung saan ba pupunta for your Land Title Transfer process, READ BELOW 👇

Sa mga nakapag process na ng title transfer, share niyo naman experiences niyo to help the community 🙂

Sources:
https://www.lamudi.com.ph/journal/how-to-transfer-land-titles-in-the-philippines/
http://conveyance.com.ph/pst_blog/the-importance-of-title-transfer-in-the-philippines/

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CDO Real Properties for Sale

09/03/2025

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