Residential Lot Cash Or Bank Financing

23/11/2025

23/11/2025

Residential Lot For Sale

Location: Xavier Estates & Hillsborough Pointe

Lot area:

Lot area:

17/10/2025

‼️ RESIDENTIAL LOT FOR SALE ‼️
Location: phase 2E, Xavier Estates Uptown Cagayan De Oro City

Block 50 Lot 44
Lot area 663 Sqm k per sqm
Ridgelot

For Viewing Direct Message
Call 🤙 Or Txt 09164855551 Look for Ramon PRCandDHSUD Accredited
PRC No 21153
DHSUD No R10-A-06/25-1127

17/10/2025

‼️ RESIDENTIAL LOT FOR SALE ‼️
Location: phase 4, Xavier Estates Uptown Cagayan De Oro en

Block 75 Lot 23 & 24
2 Lots Adjacent 200 Sqm Each @ 25k per Sqm

for Viewing Direct Message
Call 🤙 Or Txt 09165855551 Look for Ramon PRCandDHSUD Accredited
PRC No 21153
DHSUD No R10-A-06/25+1127

20/09/2025

Residential Lot for Sale
Location: phase 4, Xavier Estates Uptown Cagayan De Oro City

Lot area 150 sqm
27,500 per Sqm

For Viewing Direct Message
Call 0r text 09164855551 Look for Ramon
PRCandDHSUD Accredited
PRC No 21153
DHSUD No R10-A-06/25-1127

20/09/2025

Xavier Estates Residential Lot for Sale
Phase 4 Xavier Estates Uptown Cagayan De Oro

CASH ONLY
200 Sqm Lot area
27,500 per Sqm

For Viewing Direct Message
Call 09164855551 Look for Ramon
PRCandDHSUD Accredited
PRC No 21153
DHSUD No R10-A-06/25-1127

28/08/2024

6 Steps Before Buying Land

Step 1: Obtain a Copy of the Title

When a real estate agent or landowner offers a property for sale, the first step is to get a copy of the land title.
Investigate at the Register of Deeds using this copy to ensure the land is free of encumbrances such as mortgages, claims, or other issues. Verify that the copy matches exactly with the records at the Register of Deeds to confirm it is genuine and problem-free.

Step 2: Conduct a Relocation Survey

Hire a Geodetic Engineer to conduct a relocation survey of the land boundaries.
Ensure there are no structures or fences from adjacent lots encroaching on the property you intend to buy.

Step 3: Execute a Deed of Sale

If the land is problem-free, proceed to execute a Deed of Sale or "Contract of Sale".
Both the seller and buyer must sign the contract, and it must be notarized.

Step 4: Pay Documentary Stamps

Within one month from the notarization of the Deed of Sale, pay the Documentary Stamps.
This is a crucial payment that must be made promptly to avoid complications.

Step 5: Pay Capital Gains Tax

The seller must pay the Capital Gains Tax to the BIR (Bureau of Internal Revenue) because they earned from the sale.
The BIR will issue a Certificate of Authority to Register, certifying that all taxes have been paid and authorizing the transfer of the title to the buyer.

Step 6: Transfer Fees and Title Transfer

Once you have the Certificate of Authority to Register, take it to the Register of Deeds.
Pay the Transfer Fees, which are relatively inexpensive.

The Register of Deeds will surrender the Owner’s Copy of the title, and you will need to wait for the title transfer process to be completed. Continuous follow-up is necessary because the process at the Register of Deeds can take some time.

Following these steps ensures that the land purchase process is smooth and free from legal issues.

27/06/2024

Titled Residential Lot for Sale in phase 4, Xavier Estates Uptown Cagayan De Oro City

Lot area: 207 square meter
Price per Sqm: 22k Net
Cash Only

Pinaka Barato nani krn diha sa Xavier Estates

For Site Viewing Direct Message
Call Or Text 0992-414-9740
Look for Ramon PRCandDHSUD Accredited

26/05/2024

Lot for Sale in Sitio agong, brgy Canitoan Cagayan De Oro City

Ideal for warehouse Or Parking
Lot area 1000 square meter
Flat terrain
Daplin lang sa cemented road ug naay budiga tapad
4,000 per sqm. Slightly Negotiable sa mga interested buyer's.

for site Viewing Direct Message
Call 0992-414-9740 Look for Ramon
PRCandDHSUD Accredited

11/05/2024

RESIDENTIAL LOT FOR SALE
Location: Phase 1B, Xavier Estates Uptown Cagayan De Oro City

LOT AREA: 200 SQM
PRICE: 26,500/sqm Slightly Neg

Pm Or Comment Below for Site Viewing

08/05/2024

RESIDENTIAL LOT FOR SALE

Location: phase 1A Xavier Estates Uptown Cagayan De Oro City

Lot area: 400 square meter
Price: 26,500 per Sqm

For Interviews Buyer Direct message
Call Or Text 0992-414-9740
Look for Ramon PRCandDHSUD Accredited