Cagayan de Oro Condominium and Properties

20/07/2026

Stay informed.

🏠 TAX UPDATE ALERT!

The Bureau of Internal Revenue (BIR) has simplified tax rules for property transfers — making transactions smoother and faster for everyone in real estate.

✅ No more BIR clearance for estates and donations
✅ Streamlined requirements for property transfers
✅ Easier and quicker processing

📢 Good news for brokers, sellers, and property owners!

Stay informed. Stay connected.

Reference: Bureau of Internal Revenue’s Revenue Memorandum Circular (RMC) No. 75‑2026, issued on July 16, 2026. Download your copy here: https://bir-cdn.bir.gov.ph/BIR/pdf/RMC%20No.%2075-2026_Redacted.pdf?fbclid=IwY2xjawTKqBBleHRuA2FlbQIxMABicmlkETE1RldVZ1VJZ3MwREpER0ZJc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHnmNPIelDdvR2jAEsVjlma39WgwI-1IH48tKSqoSNxKQhY7UYGWf_szRPlV4_aem_UpwzQzFvgczQmdX9JVa3vA

Read more: https://mb.com.ph/2026/07/20/buying-property-or-inheriting-land-bir-simplifies-tax-rules-for-transfers

13/04/2026

A ₱27B hillside development in Cagayan de Oro will feature homes, hotels, and lifestyle spaces in a terraced community.

30/03/2026

🧠 Monthly Savings vs Monthly Property Payment

Which one should you focus on?

⸻

💬 REAL TALK SCENARIO

Person A:
“Mag-iipon muna ako sa banko para safe.”

Person B:
“Magbabayad na ako ng property habang maaga pa.”

👉 Pareho silang naglalabas ng pera buwan-buwan…
pero magkaiba ang future na binubuo nila.

⸻

💰 OPTION 1: MONTHLY SAVINGS SA BANKO

✅ Advantages:

✔️ Liquid (madaling kunin anytime)
✔️ Low risk
✔️ Good for emergency fund

❌ Limitations:

❌ Mabagal ang growth (inflation kalaban mo)
❌ Walang leverage (pera mo lang ang gumagalaw)
❌ Habang nag-iipon ka… tumataas ang presyo ng property

👉 Example:
₱10,000/month savings x 3 years = ₱360,000
Pero ang property na ₱2M today… pwedeng ₱3M na after 3 years.

⸻

🏠 OPTION 2: MONTHLY PAYMENT SA PROPERTY (AMORTIZATION)

✅ Advantages:

✔️ You are building an asset
✔️ May chance sa property appreciation
✔️ Pwede mong paupahan (cash flow potential)
✔️ You leverage the bank’s money (hindi lang sariling pera)

❌ Considerations:

❌ Commitment (long-term payment)
❌ Hindi ganun ka-liquid
❌ Kailangan ng tamang planning

👉 Example:
₱10,000/month amortization
After 3–5 years → may property ka na, hindi lang ipon.

⸻

⚖️ KEY DIFFERENCE (ITO ANG GAME CHANGER)

Savings = Preserved Money 💰
Property = Growing Asset 🏠📈

👉 Savings keeps your money safe
👉 Property has the potential to multiply your money

⸻

🚨 THE TRUTH MOST PEOPLE MISS

Habang nag-iipon ka…

📈 Tumataas ang presyo ng lupa at bahay
📈 Tumataas ang demand
📉 Bumaba ang buying power ng pera mo

👉 So kahit disciplined saver ka…
naiiwan ka pa rin ng market.

⸻

🧠 SO, ANO BA TALAGA ANG TAMANG FOCUS?

Hindi “either-or”… kundi strategy.

💡 SMART APPROACH:

✔️ Build emergency fund first (3–6 months)
✔️ Then start investing in property early
✔️ Use your monthly income to build assets, not just savings

⸻

🔥 REALITY CHECK :

“Hindi lahat ng nag-iipon ay yumayaman…
pero karamihan ng may asset, doon nagsisimula.”

⸻

Kung pareho ka lang din naglalabas ng pera buwan-buwan…
bakit hindi sa bagay na pwede pang mag-grow?

CTTO

13/02/2026

Terrazas de Oro 👌

09/02/2026

Property developer Megaworld Corporation is set to begin development of the 117-hectare The Upper Central township as part of its P65-billion capital expenditure program for 2026. The project, the company’s 35th township through subsidiary Global-Estate Resorts, Inc. (GERI), will rise across the G...

05/02/2026

17/01/2026

𝗔𝗡𝗢 𝗔𝗡𝗚 𝗠𝗜𝗡𝗜𝗠𝗨𝗠 𝗡𝗔 𝗦𝗨𝗞𝗔𝗧 𝗡𝗚 𝗜𝗦𝗔𝗡𝗚 𝗕𝗘𝗗𝗥𝗢𝗢𝗠 𝗔𝗬𝗢𝗡 𝗦𝗔 𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗕𝗨𝗜𝗟𝗗𝗜𝗡𝗚 𝗖𝗢𝗗𝗘?
Isa ito sa pinaka-karaniwang tanong kapag nagpaplano ng bahay:
“Gaano ba dapat kalaki ang bedroom para pumasa sa building permit?”

Hindi ito base sa hula o uso. May malinaw na sagot ang National Building Code of the Philippines (P.D. 1096).

𝗔𝗬𝗢𝗡 𝗦𝗔 𝗡𝗕𝗖𝗣
(IRR – Section 805: Minimum Room Sizes and Ceiling Heights)

𝗣𝗔𝗥𝗔 𝗦𝗔 𝗕𝗘𝗗𝗥𝗢𝗢𝗠
(Itinuturing bilang habitable room)
• Minimum floor area:
6.00 square meters
• Minimum room dimension:
2.00 meters sa kahit anong direction. Ibig sabihin, 2 x 3 meters kasi nga 6 square meters ang minimum*.

*Minimum: Ibig sabihin ay pinak**aliit na sukat. Pwedeng lumaki.

𝗔𝗡𝗚 𝗗𝗔𝗣𝗔𝗧 𝗠𝗔𝗔𝗟𝗔𝗠𝗔𝗡
Ang sukat na ito ay minimum requirement lang ng batas.
Puwede itong pumasa sa permit, pero hindi ibig sabihin na ito na ang pinaka-komportableng bedroom.

𝗔𝗡𝗚 𝗧𝗢𝗧𝗢𝗢
Kasya man sa code ang maliit na kwarto, ang tunay na tanong ay:
Kasya ba ang k**a, cabinet, sirkulasyon ng tao, at bentilasyon nang maayos?
Sa maayos na disenyo ng bahay, ang bedroom ay hindi lang tinutulugan—dito nagre-recharge ang tao.

14/12/2025

📣ℹ️Our Pride, our beloved city,
Cagayan de Oro City emerges as the RICHEST city in Northern Mindanao in terms of ASSETS! 🥂🎊👌💛

Source: COA Annual Financial Reports 2024

CDO leads the way with strong governance and sustainable growth.

01/12/2025

WHAT'S NEW IN THE HOUSE. Good news for housing stakeholders DHSUD and DEPDEV agreed to update the price ceiling for socialized housing –both for house and lot packages and condominiums.

Secretary Jose Ramon Aliling welcomed the agreement, formalized by the signing of the Joint Memorandum Circular (JMC) 2025-001, as a huge boost to the ongoing nationwide rollout of President Ferdinand R. Marcos Jr.’s flagship Expanded Pambansang Pabahay para sa Pilipino (4PH) Program.