Cagayan de Oro Condominium and Properties

Cagayan de Oro Condominium and Properties Excellent location with everything close around.

Landmarks:
Centrio Mall and Seda Hotel - 900 m
Limketkai Center - 2.1 km
Xavier University - 1.7 km
CDO City Hall - 1.2 km

Let’s get in touch to get started!

13/04/2026

A β‚±27B hillside development in Cagayan de Oro will feature homes, hotels, and lifestyle spaces in a terraced community.

30/03/2026

🧠 Monthly Savings vs Monthly Property Payment

Which one should you focus on?

βΈ»

πŸ’¬ REAL TALK SCENARIO

Person A:
β€œMag-iipon muna ako sa banko para safe.”

Person B:
β€œMagbabayad na ako ng property habang maaga pa.”

πŸ‘‰ Pareho silang naglalabas ng pera buwan-buwan…
pero magkaiba ang future na binubuo nila.

βΈ»

πŸ’° OPTION 1: MONTHLY SAVINGS SA BANKO

βœ… Advantages:

βœ”οΈ Liquid (madaling kunin anytime)
βœ”οΈ Low risk
βœ”οΈ Good for emergency fund

❌ Limitations:

❌ Mabagal ang growth (inflation kalaban mo)
❌ Walang leverage (pera mo lang ang gumagalaw)
❌ Habang nag-iipon ka… tumataas ang presyo ng property

πŸ‘‰ Example:
β‚±10,000/month savings x 3 years = β‚±360,000
Pero ang property na β‚±2M today… pwedeng β‚±3M na after 3 years.

βΈ»

🏠 OPTION 2: MONTHLY PAYMENT SA PROPERTY (AMORTIZATION)

βœ… Advantages:

βœ”οΈ You are building an asset
βœ”οΈ May chance sa property appreciation
βœ”οΈ Pwede mong paupahan (cash flow potential)
βœ”οΈ You leverage the bank’s money (hindi lang sariling pera)

❌ Considerations:

❌ Commitment (long-term payment)
❌ Hindi ganun ka-liquid
❌ Kailangan ng tamang planning

πŸ‘‰ Example:
β‚±10,000/month amortization
After 3–5 years β†’ may property ka na, hindi lang ipon.

βΈ»

βš–οΈ KEY DIFFERENCE (ITO ANG GAME CHANGER)

Savings = Preserved Money πŸ’°
Property = Growing Asset πŸ πŸ“ˆ

πŸ‘‰ Savings keeps your money safe
πŸ‘‰ Property has the potential to multiply your money

βΈ»

🚨 THE TRUTH MOST PEOPLE MISS

Habang nag-iipon ka…

πŸ“ˆ Tumataas ang presyo ng lupa at bahay
πŸ“ˆ Tumataas ang demand
πŸ“‰ Bumaba ang buying power ng pera mo

πŸ‘‰ So kahit disciplined saver ka…
naiiwan ka pa rin ng market.

βΈ»

🧠 SO, ANO BA TALAGA ANG TAMANG FOCUS?

Hindi β€œeither-or”… kundi strategy.

πŸ’‘ SMART APPROACH:

βœ”οΈ Build emergency fund first (3–6 months)
βœ”οΈ Then start investing in property early
βœ”οΈ Use your monthly income to build assets, not just savings

βΈ»

πŸ”₯ REALITY CHECK :

β€œHindi lahat ng nag-iipon ay yumayaman…
pero karamihan ng may asset, doon nagsisimula.”

βΈ»

Kung pareho ka lang din naglalabas ng pera buwan-buwan…
bakit hindi sa bagay na pwede pang mag-grow?

CTTO

Terrazas de Oro πŸ‘Œ
13/02/2026

Terrazas de Oro πŸ‘Œ

09/02/2026

Property developer Megaworld Corporation is set to begin development of the 117-hectare The Upper Central township as part of its P65-billion capital expenditure program for 2026. The project, the company’s 35th township through subsidiary Global-Estate Resorts, Inc. (GERI), will rise across the G...

05/02/2026
17/01/2026

𝗔𝗑𝗒 π—”π—‘π—š π— π—œπ—‘π—œπ— π—¨π—  𝗑𝗔 π—¦π—¨π—žπ—”π—§ π—‘π—š π—œπ—¦π—”π—‘π—š π—•π—˜π——π—₯𝗒𝗒𝗠 𝗔𝗬𝗒𝗑 𝗦𝗔 π—‘π—”π—§π—œπ—’π—‘π—”π—Ÿ π—•π—¨π—œπ—Ÿπ——π—œπ—‘π—š π—–π—’π——π—˜?
Isa ito sa pinaka-karaniwang tanong kapag nagpaplano ng bahay:
β€œGaano ba dapat kalaki ang bedroom para pumasa sa building permit?”

Hindi ito base sa hula o uso. May malinaw na sagot ang National Building Code of the Philippines (P.D. 1096).

𝗔𝗬𝗒𝗑 𝗦𝗔 𝗑𝗕𝗖𝗣
(IRR – Section 805: Minimum Room Sizes and Ceiling Heights)

𝗣𝗔π—₯𝗔 𝗦𝗔 π—•π—˜π——π—₯𝗒𝗒𝗠
(Itinuturing bilang habitable room)
β€’ Minimum floor area:
6.00 square meters
β€’ Minimum room dimension:
2.00 meters sa kahit anong direction. Ibig sabihin, 2 x 3 meters kasi nga 6 square meters ang minimum*.

*Minimum: Ibig sabihin ay pinak**aliit na sukat. Pwedeng lumaki.

π—”π—‘π—š 𝗗𝗔𝗣𝗔𝗧 π— π—”π—”π—Ÿπ—”π— π—”π—‘
Ang sukat na ito ay minimum requirement lang ng batas.
Puwede itong pumasa sa permit, pero hindi ibig sabihin na ito na ang pinaka-komportableng bedroom.

π—”π—‘π—š 𝗧𝗒𝗧𝗒𝗒
Kasya man sa code ang maliit na kwarto, ang tunay na tanong ay:
Kasya ba ang k**a, cabinet, sirkulasyon ng tao, at bentilasyon nang maayos?
Sa maayos na disenyo ng bahay, ang bedroom ay hindi lang tinutuluganβ€”dito nagre-recharge ang tao.

14/12/2025

πŸ“£β„ΉοΈOur Pride, our beloved city,
Cagayan de Oro City emerges as the RICHEST city in Northern Mindanao in terms of ASSETS! πŸ₯‚πŸŽŠπŸ‘ŒπŸ’›

Source: COA Annual Financial Reports 2024

CDO leads the way with strong governance and sustainable growth.

01/12/2025

WHAT'S NEW IN THE HOUSE. Good news for housing stakeholders DHSUD and DEPDEV agreed to update the price ceiling for socialized housing –both for house and lot packages and condominiums.

Secretary Jose Ramon Aliling welcomed the agreement, formalized by the signing of the Joint Memorandum Circular (JMC) 2025-001, as a huge boost to the ongoing nationwide rollout of President Ferdinand R. Marcos Jr.’s flagship Expanded Pambansang Pabahay para sa Pilipino (4PH) Program.

πŸ“£ RE-OPENING ANNOUNCEMENT!Experience comfort and convenience with the Magnolia Unit at Adelaida Park Residences β€” strate...
07/11/2025

πŸ“£ RE-OPENING ANNOUNCEMENT!
Experience comfort and convenience with the Magnolia Unit at Adelaida Park Residences β€” strategically located beside Xavier Estates, Cagayan de Oro City 🏑

βœ… Developer: A Brown Company, Inc. β€” your trusted name in quality living.

✨ Now Accepting Reservations! ✨
Don’t miss this opportunity to own your dream home!

🏠 House Features
Ground Floor:
β€’ Carport
β€’ Porch
β€’ Living, Dining, and Kitchen Areas
β€’ Common Toilet & Bath
β€’ Bedroom

Second Floor:
β€’ Two (2) Bedrooms
β€’ Common Toilet & Bath
β€’ Terrace β€” perfect for relaxation

πŸ“ Property Specifications
β€’ Lot Area: 90 sqm
β€’ Total Floor Area: 109.94 sqm
β€’ Walled Area: 81.68 sqm
β€’ Open Area: 4.26 sqm

πŸ“ Location:
Adelaida Park Residences – Upper Balulang, Cagayan de Oro City

πŸ“ž Secure your unit today!
Send us a message or call +63 926 567 4920 to schedule a site viewing and learn more about this exclusive offer!

Faith Charmae Dampal-Agapay,
Real Estate Broker | Real Estate Appraiser
PRC License # 0035609 valid until November 24, 2028
DHSUD Reg. # R10-B-06/ 25-760 valid until December 31, 2025



‼️TITLED LOT FOR SALEβ€ΌοΈβœ…Lot area: 900 sqmβœ…Clean titleπŸ“Upper Camaman-an, Cagayan de OroCityπŸ“ž Send a message now or call a...
04/11/2025

‼️TITLED LOT FOR SALE‼️

βœ…Lot area: 900 sqm
βœ…Clean title

πŸ“Upper Camaman-an, Cagayan de Oro
City

πŸ“ž Send a message now or call at +639265674920 to schedule a house tour!

Faith Charmae Dampal-Agapay,
Real Estate Broker | Real Estate Appraiser
PRC License # 0035609 valid until November 24, 2028
DHSUD Reg. # R10-B-06/ 25-760 valid until December 31, 2025



17/09/2025

Pag-IBIG Fund to Offer Special 4.5% Rate for Home Loans Up to P1.8 Million

Pag-IBIG Fund will offer a special 4.5% housing loan rate this October for members purchasing house-and-lot packages worth up to P1.8 million, under the Marcos Administration’s Expanded Pambansang Pabahay para sa Pilipino (4PH) Program and in celebration of National Shelter Month. The program covers the first 10,000 locally employed members and 1,000 OFWs, with the rate fixed for the first three years. Eligible applications already in the pipeline will also be included.

At this rate, the monthly amortization for a P1.8 million loan over 30 years drops to P9,120.34 from P11,082.91 at the regular 6.25%, resulting in savings of nearly P2,000 per month or P71,000 in three years.

To qualify, first-time homebuyers must have at least 12 monthly savings and earn below P47,856 in NCR or P34,686 outside NCR, while all OFWs qualify regardless of income. Loan proceeds may be used to purchase a house-and-lot, lot only, construct or improve a home, or acquire a Pag-IBIG Fund Acquired Asset.

β€œLast July, we introduced a 3% subsidized rate for socialized housing loans. Now, we are expanding this effort by offering a 4.5% rate for loans up to P1.8 million, making even non-socialized housing more affordable,” said DHSUD Secretary Jose Ramon C. Aliling, Chairperson of the Pag-IBIG Fund Board of Trustees. Pag-IBIG Fund CEO Marilene C. Acosta added, β€œThrough this initiative, we provide substantial savings and help Filipino families realize their dream of homeownership, in support of President Marcos’ vision of a better and more secure life for every Filipino.”

Address

Ramon Chavez Street
Cagayan De Oro
9000

Telephone

+639265674920

Website

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