House And Lot For Sale In Cagayan De Oro City

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House And Lot For Sale In Cagayan De Oro City

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y management is not just about letting your property to suitable tenants, there is so much more involved. My Property Stores will ensure that you receive a service that provides integrity, professionalism and Peace of mind..

26/06/2024

🔰🔰VERY AFFORDABLE HOUSE AND LOT FOR SALE‼️
‼️ As Low As 2M 😱‼️

👉Ready for tindahan❗
👉Ready to move in❗
Location: Subd. Iponan,Cagayan de Oro City.
Lot area :90 sqm
Floor area: 90 sqm
3 BR 2 CR

29/11/2023

PAG-IBIG HOUSING LOAN TIPS‼️
If kumuha ka ng house sa subdivision through PAG-IBIG, take note of these tips:

📌Always pay your monthly amortization and monitor it online via virtual pag-ibig website. They don't send monthly bills so pay your monthly amortization diligently para di lumobo utang mo.

📌Yung binabayaran mo na monthly amortization, naku ang liit lang ng napupunta nyan sa principal. I asked the staff sa pagibig and they told me about the breakdown of my P9,555.34 Monthly Amortization:

P7,166.67 interest
P235.80 Fire
P360 insurance
P1,792.87 Principal 😭
= P9,555.34 total monthly Amortization

Diba ang liit ng kaltas sa principal. Ang laki ng bayad sa interest. 😭

📌This is how you compute your monthly interest. Bigay ko na example yung amin.

1.6M = principal (total amount ng utang namin)
5.375% = annual interest
divided by 12 months

1.6M x 5.375% ÷ 12 = P7,166.67

📌That's why, it is highly recommended to pay in advance sa principal mismo if you have extra money para lumiit din ang interest na binabayaran mo. For example, after 5 years, 1M na lang principal mo so 1M x 5.375% ÷ 12 = P4,479.17

📌Di bababa ang monthly amortization mo BUT because smaller na ang interest, BIGGER na ang kaltas sa principal mo.

📌If you have extra money and you want to pay in advance, go directly to pag-ibig office and sabihin EXCESS TO PRINCIPAL yung payment mo.

---For example, magbabayad ka ng 50k and
10k ang monthly amortization,
the excess which is 40k will be deducted directly sa principal amount mo. So nakabayad ka na ng monthly Amortization, nabawasan pa principal mo.

📌Iwasan mag advance payment sa monthly amortization sa bayad centers. Mababa lang nababawas nyan sa principal mo. Bayad ka na lang sa principal.

---For example, if nag bayad ka sa payment centers ng 50k for your monthly amortization, meaning you don't need to pay for 5 months kasi nag advance ka na sa monthly amortization mo. Pero ang liit lang ng kaltas nyan sa principal mo.

📌You can pay the principal ONLY IN PAG-IBIG OFFICE not in bayad centers.

📌For example, nakabayad ka na ng monthly mo sa bayad center last April 1 tapos may extra money ka pala before your due date and you want to pay in advance, pwede pa yan. Punta ka ng pagibig office and say you'll pay DIRECT TO PRINCIPAL. Para whole amount na mabayad sa principal.

This is based on clients experience and based sa sabi ng staff sa pagibig. I hope this can help you guys. We need to be financially literate para di tayo mabaon sa utang. 😁

Credit to Ms. Kriszel Anne Pacantara

23/11/2023

A new Italian city inspired VERONA will rise in Gusa.

IDC Homes' award-winning and quickly sold-out VERONA at Uptown CDO will have a new location in Gusa area, Cagayan de Oro City. This new walk-up development will have a variety that is tailored to different placements, to different lifestyles, and different pricing. This will be a 43,198-square-meter development which will take a total of P2.38 Billion investment.

Aside from smart, emerging location and Italian-Filipino excellence, IDC's brand will also be the highlight of this development. The whole development will be adorned with biophilic features not just for aesthetics but more importantly, for enhancement of natural ventilation, lighting, and noise-pollution filters. The sun's energy will be harnessed through solar energy technology.

In fact, we've allotted more than 60% of the total buildable land area to green, public spaces and amenities such as swimming pool, park, play ground, public transport parking, and sports court.

This new development is strategic, smart, stylish, and sustainable in the core. Stay tuned to more updates and projects on the line!

09/11/2023

Introducing The Magna Obra - The Greatest Masterpiece!

In Collaboration with LLG Architects the renowned designer behind "The Rise by Monterrazas," we're thrilled to present this one-of-a-kind limited series single detached house model exclusively at Intalio Estates CDO!

The Magna Obra features Tropical Filipino Architecture, Wee create homes that not only meets the functional requirements but also responds to the context of the environment.

Wee Community Developers, Inc.
Wee Comm Magnum Properties Inc

08/11/2023

𝑆𝑒𝑐𝑢𝑟𝑒 𝑦𝑜𝑢𝑟 𝑑𝑟𝑒𝑎𝑚 ℎ𝑜𝑚𝑒 𝑎𝑡 𝑽𝒆𝒍𝒎𝒊𝒓𝒐 𝑯𝒆𝒊𝒈𝒉𝒕𝒔 𝑪𝑫𝑶 🏡🌤

🔹Est. Turnover Year 2025-4Q
𝐹𝑜𝑟 𝑎𝑠 𝑙𝑜𝑤 𝑎𝑠 𝟏𝟎,𝟑𝟎𝟎 𝑚𝑜𝑛𝑡ℎ𝑙𝑦 𝑒𝑞𝑢𝑖𝑡𝑦 𝓌𝒾𝓉𝒽𝒾𝓃 𝟒𝟎 𝓂𝑜𝓃𝓉𝒽𝓈 𝑜𝓃𝓁𝓎

𝐑𝐄𝐒𝐄𝐑𝐕𝐄 𝐍𝐎𝐖 and live the dream of having your 𝐎𝐖𝐍 𝐇𝐎𝐌𝐄.

Ayaw nag hulat nga matukod kai samot dli naka maka afford!

21/10/2023

‼️50k Para sa Lucky Sharer🎉🙌‼️

Brandnew House and Lot For Sale!
Location. XAVIER ESTATES Cagayan De Oro City.
Lot Area:213sqm
Floor Area:200sqm
BR:5
1 masters Bedroom downstairs with own Toilet and Bath.
4BR upstairs with Toilet and Bath. (common)
TB:3
Price:18M.
Payment:Cash or Bank Financing.

19/09/2023

NEW LISTING!!!
Check this Bungalow House and Lot For Sale in Portico Subdivision Gran Europa, Lumbia, Cagayan de Oro City
Property details:
>Lot area- 150 sqm
>Floor area- 40sqm
>Toilet and Bath- 1
>1 car parking
>gated and fully fenced
>clean title

Pm sa interested!

14/09/2023

"Laway Ra'y Puhonan"(?)

Relate ta dinhe na side sa Earth.
*****
A client asked me how much commission to sell his property.

𝗠𝗲: 5%

𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿: Masyado namang mataas.

𝗠𝗲: How much do you think it should be?

𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿: 2.5% , Laway lng nman puhunan.

𝗠𝗲: Ok, since magkakilala naman tayo pwede namang ikaw magbenta.

𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿: Pero hindi ko alam kung paano...😂

𝗠𝗲: For 1.5% comm tuturuan kita, nakasave ka pa ng 3.5%. You'll get the knowledge na kailangan mo. 😉

𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿: Sige, pwede na din.😁

𝗠𝗲: But to get started: May mga kailangan:
Laptop (50k-80k)
Lamudi Package (26,880)
Property24 package (15,600)
Facebook boost (4k-8k)
Wide angle Cam & Video Cam (20-30k)
Marketing materials (3k-5k)

𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿: Hala. But I don't have all these. Bibili pa ba ko niyan, isang property lng nman.

𝗠𝗲: Well then for Php50k more I'll rent my stuff and account you para mkpaglist ka.

𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿: Sige Sige

𝗠𝗲: Okay! Thursday I'm waiting for you to start doing this work.

𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿: But I can't on Thursday I only have time today.

𝗠𝗲: I'm sorry, but I'm only available on Thursday to teach you and lend you my stuff. Other days are busy with other clients na kasi.

𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿: Okay! That means I'm going to have to sacrifice my Thursday and give up my other tasks.

𝗠𝗲: I forgot. To do your job yourself, you also have to pay for the non-productive factors.

𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿: Totoo ba? Ano naman yun?

𝗠𝗲: internet connection, electricity, fuel when you have client viewing, etc.

𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿: Ang dami ko namang babayaran at masasayang na oras bago ko mabenta yan!

𝗠𝗲: Oo nga pla, kaya mo na naman mag process ng Title Transfer diba?

𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿: I have no idea how to process the Title Transfer! Paano? Marami bang lalakaring requirements?

𝗠𝗲: Medyo. Need mo mag prepare ng contracts, Original and photocopies of Tax declaration, Latest RPT receipt, bill for Land & Bldg, DOAS, Certified True Copy of Title, 1904 Form, 1706 Form, 2000-OT Form, EWT for Corp,OR Business Tax, OR Transfer Tax, Tax clearance and alot of leg work going back and forth to BIR ,RD, City Hall etc.

𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿: Grabe ang dami naman at ang hirap nyan! Gaano katagal usually magtrasnfer ng title?

𝗠𝗲: Around 2-3 months. You can hire a Professional Land Transfer Service around Php40,000 to Php50,000 for a normal transfer.

𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿: 1.5% sa turo, Php50k sa rent ng stuff and account, then another Php50k pa sa transfer. Konti nalang din naman ang idadagdag ikaw na pala magbenta. 😅

When you pay for a job, especially services-based/handcrafted, you pay not only for the material used, but also:
- Knowledge
- Experience
- Study
- Tools
- Services
- Time to go
- Punctuality
- Accountability
- Accuracy
- Guaranteed
- Sacrifices
- Safety and security

No one can denigrate other people's work by judging prices. Only by knowing all the elements necessary for the production of a certain work you can estimate the actual cost.

𝑺𝒖𝒑𝒑𝒐𝒓𝒕 𝒄𝒓𝒂𝒇𝒕𝒔𝒎𝒆𝒏 𝒂𝒏𝒅 𝒔𝒎𝒂𝒍𝒍 𝒆𝒏𝒕𝒓𝒆𝒑𝒓𝒆𝒏𝒆𝒖𝒓𝒔.

31/07/2023

‼️ Php 50,000 PARA SA LUCKY SHARER‼️

⭐️From 12M down to 8M ⭐️

Best Farm Lot In Don Carlos Bukidnon!

‼️RUSH SALE ‼️

📌Lot Area 82,893sqm
📌Clean Title
📌Taxes Updated
📌80 pcs Mango Trees
📌500 pcs Rubber Trees
📌 Rice Land and Corn Land
📌Ready for Poultry and Piggery
📌 5 Meters Road Right of Way
📌1km away from Main Road

💵
Barato na Kaau ni Maam/Ser.

Palita na ninyo before mo ma unhan. Hangyo lang kung Ganahan Ka!

03/06/2023

ADVICE TO ALL EMPLOYEES

1. Build a home earlier. Be it rural home or urban home. Building a house at 50 is not an achievement. Don't get used to government houses. This comfort is so dangerous. Let all your family have good time in your house.

2. Go home. Don't stick at work all the year. You are not the pillar of your department. If you drop dead today, you will be replaced immediately and operations will continue. Make your family a priority.

3. Don't chase promotions. Master your skills and be excellent at what you do. If they want to promote you, that's fine if they don't, stay positive to your personal development.

4. Avoid office or work gossip. Avoid things that tarnish your name or reputation. Don't join the bandwagon that backbites your bosses and colleagues. Stay away from negative gatherings that have only people as their agenda.

5. Don't ever compete with your bosses. You will burn your fingers. Don't compete with your colleagues, you will fry your brain.

6. Ensure you have a side business. Your salary will not sustain your needs in the long run.

7. Save some money. Let it be deducted automatically from your payslip.

8. Borrow a loan to invest in a business or to change a situation not to buy luxury. Buy luxury from your profit.

9. Keep your life, marriage and family private. Let them stay away from your work. This is very important.

10. Be loyal to yourself and believe in your work. Hanging around your boss will alienate you from your colleagues and your boss may finally dump you when he leaves.

11. Retire early. The best way to plan for your exit was when you received the employment letter. The other best time is today. By 40 to 50 be out.

12. Join work welfare and be an active member always. It will help you a lot when any eventuality occurs.

13.Take leave days utilize them by developing yr future home or projects.. usually what you do during yr leave days is a reflection of how you'll live after retirement.. If it means you spend it all holding a remote control watching series on Zee world, expect nothing different after retirement.

14. Start a project whilst still serving or working. Let your project run whilst at work and if it doesn't do well, start another one till it's running viably. When your project is viably running then retire to manage your business. Most people or pensioners fail in life because they retire to start a project instead of retiring to run a project.

15. Pension money is not for starting a project or buy a stand or build a house but it's money for your upkeep or to maintain yourself in good health. Pension money is not for paying school fees or marrying a young wife but to look after yourself.

16. Always remember, when you retire never be a case study for living a miserable life after retirement but be a role model for colleagues to think of retiring too.

17. Don't retire just because you are finished or you are now a burden to the company and just wait for your day to die. Retire young or whilst energetic to enjoy waking up for a cup of coffee, enjoy the sun, receive money from your business, visit nice place that you missed and spend good time with family. Those who retire late, spend about 95% of their time at work than with their family and that's why they see it difficult to spend time with their family when they retire but end looking for another job till they die. If they don't get another job, they die early.

18. Retire at your house than at government accommodation so that when you retire you can easily fit into the society that raised you. It's not easy to adjust to live in a location after spending more years at company house or at government house.

19. Never let your employment benefits make you forget about your retirement. Employment benefits are just meant to make you relax, get finished whilst time is moving. Remember when you retire no one will call you boss if you don't have a viable business.

20. Don't hate to retire because one day you will retire either voluntarily or involuntarily.

- Dr M. A. Chaudhary ✨

05/05/2023

I Have A lot for sale in Aluba Macasandig. Likod dapit sa Immaculate Concepcion Church Aluba.

Lot Area : 250sqm
Price: 1,500,000 Pwd ra kaau maka hangyo sabot2x lang ta!

Lot Description: Medyo Slope ang Lot but with the right Architect and Engineers perfect kaau ni to build your Dream house!

Accessible ra kaau cya and Dool rapud sa Highridge.

Kung interested ka PM lang for details!

Address

GUA Building 2nd Floor Door 5 ZMS Realty Office, Masterson Avenue
Cagayan De Oro
9000

Website

http://www.zmsrealtyandbrokerage.com/

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