Philippine Property Homes by Lhorie Malapaya

26/05/2026

26/05/2026

2-STOREY MODERN DESIGN TOWNHOUSE FOR SALE
✅ Fully Renovated ! ! !
✅ Location : Doña Faustina Village Quezon City
✅Lot Area : 159sqm.
✅ Floor Area : 140sqm.

HOUSE FEATURES :
✅ 2 Car Garage
✅ Living & Dining Area
✅ 4 Bedrooms
✅ 4 Toilet & Bath
✅ Kitchen w/ built cabinets
✅ Laundry with spacious drying area

👉 Property Selling Price : 17M Cash / Bank Financing

NEARBY ESTABLISHMENTS :
✅ 5 mins.away from Commonwealth Ave.
✅ 15 mins,away from Tandang Sora Wet Market
✅ 25 mins.away from Visayas Ave.
✅ 30 mins.away from SM North Edsa / Trinoma / Vertis North / Solaire North / MRT/LRT North Station / Q.C. Circle

PM FOR MORE DETAILS & VIEWING SCHEDULE:
MESSAGE US : 👉 https://www.facebook.com/lhorie.malapaya
Philippine Property Homes, License #4296

17/05/2026

2-STOREY SINGLE DETACHED HOUSE & LOT FOR SALE!

✅ Location : Brgy.Sta.Monica, Cresta Verde Novaliches Q.C.
✅ Price : 7.2M Cash Basis / Open for Bank Financing
✅ Lot Area : 165sqm
✅ Floor Area :158 sqm

House Features :
✅ can fit 3 car garage
✅ 4 Bedrooms
✅ 3 Toilet & Bath
✅ Dining & Living Area
✅ Kitchen / Service Kitchen & Laundry Area
✅ With mini garden
✅ Double gate front and back
✅ Double Balcony front and side for Relaxing Slope viewing
✅ Flood Free

Nearby Establishment :
✅ 5 mins.away from Novaliches Proper/Bayan & Mindanao Extensions & Commonwealth
✅ 15m mins. away from Landers
✅ 20 mins. away from SM Fairview / Robinson Novaliches / Fairview Terraces / Novastop Terminal

PM DIRECTLY FOR DETAILS😊

14/10/2025

WHAT ARE THE CONS OF BUYING A FORECLOSED HOUSE AND LOT? 🤔

Buying a foreclosed property also comes with its own set of risks and responsibilities. It’s important to be aware of them so you know exactly what you are getting yourself into before you start the process of acquiring a house and lot from a bank or government agency. These include:

LACK OF OPTIONS IN TERMS OF LOCATION. Buyers don’t exactly have a lot of options in terms of the property’s location. Before buying a house and lot, they should look into the security around the area, how vulnerable the location is to natural disasters and calamities, and its proximity to facilities that provide basic services, like schools, hospitals, and major thoroughfares. Buyers should scrutinize the property’s location and decide if they’re willing to live in the area given its current milieu.

UNCERTAINLY WHEN IT COMES TO THE CONDITION OF THE PROPERTY. Foreclosed house and lots are sold in “AS IS WHERE IS” basis, meaning the seller or lender is not obligated to make further repairs on the home before they put it on auction or sell it to interested buyers. As such, prospective buyers should inspect the home, check for structural defects and sections that need repairs, and carefully consider if it’s worth its current price plus the cost of necessary repairs and future improvements. Take note that while some foreclosed house and lots certainly need repairs, there are also properties that are brand new and hardly have signs of wear and tear. In the case of the latter, interested buyers can certainly get their money’s worth.

ADDITIONAL COSTS THAT THE BUYER NEED TO SHOULDER. On top of the price of the property and the repairs that come with it, buyers also need to shoulder other expenses. These include real property taxes, taxes and fees associated with transferring the land title, and association dues in private communities. In addition, some properties can still be embroiled in a legal case or may have illegal settlers. Be sure you’re ready to take this on immediately after acquiring the property, as these can add a hefty chunk to your expenses.

14/10/2025

WHAT ARE THE PROS OF BUYING A FORECLOSED HOUSE AND LOT? 🤔

More and more Filipinos are discovering the benefits of buying foreclosed house and lots. This is because acquiring repossessed properties allows them to enjoy the following:

ENJOY REDUCED PROPERTY COST.
From a mortgage lender’s perspective, a foreclosed house and lot is a non-performing asset. They incur costs such as legal fees, utility bills, real property tax, and even added security to prevent illegal settlers from inhabiting the property. The cost of the upkeep grows the longer the property stays with the lender. As such, lenders are more willing to lower the price of the property to convert it to cash as soon as possible. Banks and government agencies want to get back 100% of what the property cost them; however, they can also reduce a good portion of the price to attract more buyers. Some lenders offer foreclosed house and lots with a sizeable discount, a low fixed interest rate, or longer payment terms.

SELL THE PROPERTY AT A MUCH HIGHER PRICE.
Acquiring a foreclosed house and lot is also a surefire investment. If you’re into property investing, you can acquire a foreclosed house and lot that is sold at or below market value, renovate it, and then sell it at a much higher price. This practice ensures a high return of investment. If you’re looking to buy a home, you can simply renovate or repair sections of the house that need fixing. This improves the property’s market value and translates to greater equity.

DEAL WITH A REPUTABLE SELLER. Working with a bank or government agency dramatically decreases your chances of working with a problematic property. These lenders make the paperwork easy by transferring the titles of foreclosed properties to their name. If the property’s title has been consolidated under the lender’s name, buyers can expect that all the legal documents pertaining to the ownership of the house and lot is taken care of. At the same time, lenders also assume ownership of these properties, meaning they take care of all expenses related to the upkeep of the property, including real estate taxes and monthly dues.