Lumina Cauayan

Lumina Cauayan Lumina, a mass housing developer in the Philippines, caters to the socialized housing segment that largely includes minimum wage earners.

Lumina Homes Cauayan Buyers' Guide1. Project PresentationThe Seller presents to the Buyer the details of the specific Lu...
22/12/2016

Lumina Homes Cauayan Buyers' Guide

1. Project Presentation
The Seller presents to the Buyer the details of the specific Lumina Project/s he/she is interested in. The presentation includes all relevant information about the project, such as available home models and its selling price and payment scheme.

2. Project Visit or Tripping
The Buyer visits the Lumina Project with the Seller who orients the Buyer on the location of the community, road networks and places on interests in the area, and the actual (if available) or proposed project amenities and site development.

3. Reservation Application
The Buyer chooses the Block and Lot of the unit he/she wishes to purchase. The Buyers fills in the Buyer’s Information Sheet, Quotation Sheet, and Reservation Agreement, and pays the Reservation Fee at any Lumina office.

4. Marketing and Administrative Briefing
The Lumina Marketing and Admin accounts officers brief the Buyer simultaneously on the documentary requirements, step-by-step process prior to House Turnover, housing and admin policies, and the project timeline.

5. Submission of Requirements
After the briefing and securing of copies of the duly filled-in forms, the Buyer is given 30 days upon reservation to submit the Buyer’s Documents (varies depending on employment status if Locally Employed, Self-employed, or OFW, and payment scheme).

6. Turnover of Property
Upon finish of house construction and provided that the Buyer has finished paying off the monthly amortization (for In-house Financing) or that his/her Pag-IBIG or Bank loan has been released, the now Homeowner is qualified for Move-in Application. Prior to move-in, the Homeowner and the Developer will conduct a joint inspection of the unit due for turnover.

Comment below for any questions or contact us
Mobile: 0917-521-5235
Email: [email protected]

Sa halagang 2,280 monthly Only.. pangarap mong bahay para sa pamilya mo...makakamit mo na. sa tulong ng Pag-ibig Fund.Yo...
22/12/2016

Sa halagang 2,280 monthly Only.. pangarap mong bahay para sa pamilya mo...makakamit mo na. sa tulong ng Pag-ibig Fund.

You dream home for your family... you will achieve. With the help of love fund.

For more information you may call or text 0917-521-5235

Mababa ang price pero hindi naman matibay.Matibay nga pero sobrang mahal naman.Huwag nang mag-alala dahil ang LUMINA, MA...
22/12/2016

Mababa ang price pero hindi naman matibay.
Matibay nga pero sobrang mahal naman.

Huwag nang mag-alala dahil ang LUMINA, MATIBAY sa PRESYONG ABOT KAYA!

Alam mo ba na hindi gumagamit ng hollow blocks ang Lumina?
Purong semento!

Kaya ang 3,000 na binayad, sulit sa kalidad!

Mag-text o tumawag sa aming numero
0917-521-5235

WHY CHOOSE LUMINA?Sa Bahay ni Juan, dapat panatag!Bukod sa perimeter fence at Guarded Entrance ang subdivision, masasabi...
22/12/2016

WHY CHOOSE LUMINA?

Sa Bahay ni Juan, dapat panatag!

Bukod sa perimeter fence at Guarded Entrance ang subdivision, masasabi mong panatag ka sa Lumina dahil sa pagkakaroon ng sarili mong bahay at lupa sa community na may amenities tulad ng Basketball court na tiyak magugustuhan ng iyong mga anak.

Lahat ng ito FOR AS LOW AS PHP 2,280 KADA BUWAN under Pag-IBIG financing!

Free tripping everyday!!!!
For more information, please send private message
o pde ding tumawag sa (0917) 521 5235.


Sample Interior Design po. Appliances and Furnitures not included.For more detailed informations, site tripping and hous...
22/12/2016

Sample Interior Design po. Appliances and Furnitures not included.

For more detailed informations, site tripping and house viewing.
For site tripping Call / Text 0917-521-5235

For more detailed informations, site tripping and house viewing, For site tripping Call / Text 0917-521-5235
22/12/2016

For more detailed informations, site tripping and house viewing,
For site tripping Call / Text 0917-521-5235

22/12/2016

Terms and conditions:
1. Reservation Fee is non-refundable and non-transferable in case of withdrawal or cancellation.
2. Prices are subject to change without prior notice.
3. The developer reserves the right to correct the figures on the price list in the event of errors.
4. All payments should be made payable directly to Lumina Homes, Inc.
5. Total Contract Price (TCP) is not inclusive of water and meralco connection. Buyer will be tone one to apply for water and Meralco connections.
6. Total Contract Price is alreay inclusive of Pag-ibig charges.
7. Loan value may vary based on Borrowers Paying capacity and Pag-ibig approval. Any loan difference will be shouldered by the buyer.
8. Interest rate of 4.5% is applicable to buyers with gross monthly income MAXIMUM of 15,000/mo working in Metro Manila or buyers with gross monthly income MAXIMUM of 12,000/mo working outside of Metro Manila with loanable amount maximum of P400,000.00
9. Interest rate of 6.5% is applicable to buyers with gross monthly income MAXIMUM of 17,000/mo working in metro Manila or buyers with gross monthly income MAXIMUM of 14,000.00/mo working outside of Metro Manila with loanable amount maximum of P750,00.00
10. Pag-ibig interest may vary based on prevailing interest rate a the time of housing loan application.

For more detailed informations, site tripping and house viewing,
For site tripping Call / Text 0917-521-5235

22/12/2016

Pag-Ibig Housing Loan Qualifications

For HDMF or Pagibig housing loan, a member must satisfy the following requirements:
1. Must be a member under the Pag-IBIG for at least 24 months, as evidenced by the remittance of at least 24 monthly contributions at the time of loan application.
2. Not more than 65 years old at the date of loan application and must be insurable; provided further that he is not more than 70 years old at loan maturity;
3. Has the legal capacity to acquire and encumber real property;
4. Has passed satisfactory background/credit and employment/business checks conducted by the developer and the Pag-IBIG Fund;
5. Has no outstanding Pag-IBIG housing loan, either as a principal borrower or co- borrower;
6. Has not availed of a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default, or subjected to dacion en pago, which shall include cases where the borrower is no longer interested to pursue the loan and surrenders the property;
7. May have an outstanding Pag-IBIG multi-purpose loan but which is updated in payments at the time of loan application. A member whose multi-purpose loan is in arrears shall be required to pay his arrears over the counter to update his account.

For more detailed informations, site tripping and house viewing,
For site tripping Call / Text 0917-521-5235

PANGARAP mong bahay? Abot Kamay na sa Lumina Homes Cauayan (Sillawit Cauayan City). Ang Azalea Townhouse Bungalow Model ...
22/12/2016

PANGARAP mong bahay? Abot Kamay na sa Lumina Homes Cauayan (Sillawit Cauayan City). Ang Azalea Townhouse Bungalow Model ay nasa Php 2,280 na lang kada buwan ang amortization sa Housing Loan ng Pag-Ibig.

Sa 3,000 peso at isang valid id naka-Reserve ka na! May FREE CEILING, KITCHEN TILES AT CR TILES pa upon turn-over!

Baka maubusan ka, Magpareserve na!

For inquiries, site tripping/house viewing and reservation request, Call / Text 0917-521-5235

Address

Purok 5, Brgy. , Sillawit, Cauayan City Isabela
Cauayan
3305

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