17/09/2023
SAVINGS TIPS
🏦 1. DON’T BRING YOUR MONEY WITH YOU esp if you don’t need it. (Pagdalag 20k sulod sa Ayala tan awon nato ug kumpleto pana ig uli nimo).
You will be tempted to buy things unplanned that you don’t actually need. Kabantay mo daghan kaayo ta napalit nga after 1 or 2x nga gamit wa nata ganahi. Worst is wala pa gani magamit wa na ganahi?
🏦 2. AVOID EATING OUTSIDE on regular days. COOK at home. Mo kaon mo sa Jolibee sa imong husband/wife mogasto mo ug 200 sa 2 ka 1pc chicken. Inyo pana ipalit ug 1kl manok ug lamas ang 200 sa merkado 2days nana ninyo na budget.
However, on special occasions (like bdays, anniversaries, etc) go pamper yourselves and treat your family. You deserve it.
🏦 3. BUY YOUR GROCERIES SA MERKADO, not in malls. Ang pinakbet sa Mall tag 165/kl while tag 40/kl ra sa merkado. Makatabang paka sa mga ginagmay nga mag uuma.
🏦 4. AYAW PALIT UG GANADOR sa imong silangan kay tag 55/kl na. Lakaw sa Merkado (Carbon if Cebu City) palit ug Sinandomeng tag 40/kl ra. If your whole family maka consume ug 1sack of rice per month maka save ka ug 9,000/year. Tabla rag galabay ka ug 9k sa basurahan kung mag ganador ka.
🏦 5. BUY YOUR TUMBLER AND BRING YOUR OWN WATER WITH YOU kaysa mopalit ka ug tag 15.00 nga bottled water.
🏦 6. PAG JEEP AYAW PAG TAXI. Tag 12 ra plete sa jeep while naa sa 100 ang taxi. Kasuway naka ug labay sa basurahan ug 88.00?
🏦 7. AYAW PAGSIGE SNACKS.
🏦 8. Hunong na sige gamit anang glutathione soap nga tag 150.00. Naa man whitening soap nga tag 40.00. Pagpalit ug OPPO nga cellphone kung ganahan gyud kang moputi.
🏦 9. HIDE YOUR SAVINGS TO PROPERTIES. People can’t SAVE not because we don’t make money, not because we don’t save, but because we are always tempted to withdraw and spend whatever we save.
🏦 10. AVOID CREDIT CARD if you find it hard to control yourself.
What makes us POOR is our bad spending habit.
SAVE and let your savings make money for you so you can provide your family with whatever you wish and bring them anywhere you want. Just a little few years of sacrifice.
Whatever money you have today it has something to do with what you did 5yrs ago. If you don’t change anything with the way you spend your money most likely you still have the same amount of money you have today 5yrs from now.
