Prenda Titulo

Prenda Titulo ᴡᴇ ʙᴜʏ, ꜱᴇʟʟ, ᴀɴᴅ ᴀᴄᴄᴇᴘᴛ ᴘʀᴏᴘᴇʀᴛʏ ᴍᴏʀᴛɢᴀɢᴇ AT YOUR SERVICE....EXCELLENCE AS STANDARD

𝐏𝐑𝐄𝐍𝐃𝐀 𝐓𝐈𝐓𝐔𝐋𝐎 𝐅𝐎𝐑 𝐂𝐄𝐁𝐔 𝐏𝐑𝐎𝐏𝐄𝐑𝐓𝐈𝐄𝐒 𝐎𝐍𝐋𝐘No requirements needed—just a clean title. No advance interest. We can release the...
10/12/2025

𝐏𝐑𝐄𝐍𝐃𝐀 𝐓𝐈𝐓𝐔𝐋𝐎 𝐅𝐎𝐑 𝐂𝐄𝐁𝐔 𝐏𝐑𝐎𝐏𝐄𝐑𝐓𝐈𝐄𝐒 𝐎𝐍𝐋𝐘

No requirements needed—just a clean title. No advance interest. We can release the loan within 3 to 5 days!

📍 𝑾𝒆 𝒂𝒄𝒄𝒆𝒑𝒕 𝒐𝒏𝒍𝒚 𝒉𝒊𝒈𝒉-𝒆𝒏𝒅 𝒑𝒓𝒐𝒑𝒆𝒓𝒕𝒊𝒆𝒔 𝒂𝒔 𝒄𝒐𝒍𝒍𝒂𝒕𝒆𝒓𝒂𝒍:
• Commercial Lot
• Industrial Lot
• Beach Lot
• High End Condominium Unit
• High End House & Lot
• Warehouse
• Building
• We do NOT accept agricultural lots

📍 𝘾𝙤𝙫𝙚𝙧𝙖𝙜𝙚 𝙖𝙧𝙚𝙖𝙨:
• Cebu City
• Mandaue City
• Consolacion
• Liloan
• Compostela
• Danao
• Lapu Lapu City
• Mactan
• Cordova
• Talisay City
• Minglanilia
• Naga
• San Fernando
• Carcar City

We also offer loan takeout services for properties or assets that are currently used as collateral with an individual, a bank, or a private lender.

For further inquiries, please message me or
contact 𝟎𝟗𝟑𝟔-𝟖𝟑𝟖 𝟏𝟎𝟏𝟒




𝗙𝗢𝗥 𝗦𝗔𝗟𝗘 – 𝗕𝗜𝗚 𝗗𝗜𝗦𝗖𝗢𝗨𝗡𝗧𝗦!𝟮 𝗦𝗮𝗰𝗿𝗶𝗳𝗶𝗰𝗲-𝗦𝗮𝗹𝗲 𝗨𝗻𝗶𝘁𝘀 𝗶𝗻 𝗛𝗼𝗿𝗶𝘇𝗼𝗻𝘀 𝟭𝟬𝟭, 𝗖𝗲𝗯𝘂UNIT 1 – 2-Bedroom, Fully Furnished• Tower 2, 11th ...
22/11/2025

𝗙𝗢𝗥 𝗦𝗔𝗟𝗘 – 𝗕𝗜𝗚 𝗗𝗜𝗦𝗖𝗢𝗨𝗡𝗧𝗦!
𝟮 𝗦𝗮𝗰𝗿𝗶𝗳𝗶𝗰𝗲-𝗦𝗮𝗹𝗲 𝗨𝗻𝗶𝘁𝘀 𝗶𝗻 𝗛𝗼𝗿𝗶𝘇𝗼𝗻𝘀 𝟭𝟬𝟭, 𝗖𝗲𝗯𝘂

UNIT 1 – 2-Bedroom, Fully Furnished
• Tower 2, 11th Floor (Facing Amenities)
• 41.8 sqm
• Developer Price: ₱10.5M
• Our Offer: ₱7M (Negotiable)

UNIT 2 – 1-Bedroom with Balcony
• Tower 1, 12th Floor (Facing Amenities)
• 33 sqm
• Developer Price: ₱8M
• Our Offer: ₱4.5M net of taxes (₱134K/sqm)

✅ Available for cash or bank financing
✅ Open to swap for a house & lot in Banawa or near Fuente, Cebu

Prime Location – 3 to 5 minutes from:
Robinsons Mall, Ayala Center Cebu, St. Theresa’s College, Velez, Cebu Doctor’s Hospital, Chong Hua Hospital, USC North Campus, Redemptorist Church, and major business establishments.

Amenities:
• Swimming Pool
• AV Room / Mini-Theatre
• Multi-Purpose Hall
• Game Room
• Play Area
• Sky Garden
• Gym
• Commercial Centers

For interested buyers, please contact: 0936-838-1014



🏠 𝐃𝐢𝐝 𝐘𝐨𝐮 𝐊𝐧𝐨𝐰?Even if your house gets damaged or destroyed by a typhoon, earthquake, or flood,you still owe the bank or...
08/11/2025

🏠 𝐃𝐢𝐝 𝐘𝐨𝐮 𝐊𝐧𝐨𝐰?

Even if your house gets damaged or destroyed by a typhoon, earthquake, or flood,
you still owe the bank or Pag-IBIG.

Even if your home is gone, your housing loan doesn’t disappear.
You borrowed money, and that loan remains your responsibility until it’s fully paid.

That’s why when you buy a house through Bank Financing or Pag-IBIG, having the right insurance coverage is a must.

⸻

1️⃣ 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗲𝗱𝗲𝗺𝗽𝘁𝗶𝗼𝗻 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 (𝗠𝗥𝗜)

This protects your family in case something happens to you, the borrower.

If you pass away before the loan is fully paid, the MRI settles the remaining balance so your loved ones won’t inherit the debt or risk losing the home.

⸻

2️⃣ 𝗙𝗶𝗿𝗲 𝗮𝗻𝗱 𝗔𝗰𝘁𝘀 𝗼𝗳 𝗡𝗮𝘁𝘂𝗿𝗲 (𝗔𝗢𝗡) 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲

This protects your property in case it’s damaged or destroyed by fire, earthquake, flood, or typhoon.

Without this, the bank or Pag-IBIG will still collect loan payments even if your house becomes unlivable.

⸻

How It Works:
• You file an insurance claim for the damage.
• The insurance company pays the bank or Pag-IBIG directly (since your property is the collateral).
• If the claim covers your remaining loan, your loan is settled.
• If it doesn’t, you’ll need to pay the difference.

⸻

Real Talk:

Insurance pays for the damage, but your loan remains until the lender is fully paid.
MRI protects your family, and AON protects your home. Both are essential for your peace of mind and financial security.

⸻

Tip:

Whether your home is under Bank or Pag-IBIG financing, review your insurance coverage today.
Make sure you’re protected with MRI and Acts of Nature coverage.



𝐀𝐟𝐭𝐞𝐫 𝐭𝐡𝐞 𝐅𝐥𝐨𝐨𝐝: 𝐖𝐡𝐚𝐭 𝐭𝐨 𝐃𝐨 𝐒𝐚𝐟𝐞𝐥𝐲🧭 1. Safety First • Don’t enter your home until it’s declared safe. • Watch for live w...
07/11/2025

𝐀𝐟𝐭𝐞𝐫 𝐭𝐡𝐞 𝐅𝐥𝐨𝐨𝐝: 𝐖𝐡𝐚𝐭 𝐭𝐨 𝐃𝐨 𝐒𝐚𝐟𝐞𝐥𝐲

🧭 1. Safety First
• Don’t enter your home until it’s declared safe.
• Watch for live wires and weak structures.
• Wear boots, gloves, and a mask — floodwater may be toxic.

🏠 2. Assess Before Cleaning
• Take photos/videos of all damage for insurance or aid.
• If walls or posts look unstable, call the city engineer first.

🧹 3. Clean and Disinfect
• Remove mud and debris; dry furniture outside.
• Wash surfaces with soap, then disinfect (1 cup bleach per gallon of water).
• Throw away soaked beds, pillows, and food.

⚡ 4. Check Utilities
• Have an electrician inspect your power before turning it on.
• Don’t use wet appliances.
• Check LPG and plumbing for leaks.

🧰 5. Salvage and Rebuild
• Keep only what can be safely cleaned.
• When rebuilding, use water-resistant materials and elevate outlets.

💙 6. Seek Support
• Reach out to family, neighbors, and local aid groups.
• DSWD and your LGU can help with relief and repair assistance.




𝗛𝗼𝘄 𝘁𝗼 𝗧𝗿𝗮𝗻𝘀𝗳𝗲𝗿 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗧𝗶𝘁𝗹𝗲𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲𝘀 (𝗙𝗿𝗼𝗺 𝗮 𝗦𝗮𝗹𝗲)Properly transferring a real estate title in the Phil...
05/11/2025

𝗛𝗼𝘄 𝘁𝗼 𝗧𝗿𝗮𝗻𝘀𝗳𝗲𝗿 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗧𝗶𝘁𝗹𝗲𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲𝘀 (𝗙𝗿𝗼𝗺 𝗮 𝗦𝗮𝗹𝗲)

Properly transferring a real estate title in the Philippines is a critical step to ensure legal ownership and avoid future disputes. This process can be complex and time-consuming, but it is essential to prevent any potential legal issues and financial losses. Here's a simplified guide to help you through the process and ensure a smooth transition of ownership.

𝗣𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹 𝗣𝗿𝗼𝗯𝗹𝗲𝗺𝘀
𝙐𝙣𝙧𝙚𝙜𝙞𝙨𝙩𝙚𝙧𝙚𝙙 𝙎𝙖𝙡𝙚𝙨: If a property sale isn't registered and the title isn't transferred, future disputes can arise, especially if the original parties pass away.

𝙄𝙣𝙘𝙤𝙢𝙥𝙡𝙚𝙩𝙚 𝘿𝙤𝙘𝙪𝙢𝙚𝙣𝙩𝙨: Purchasing a property without verifying all documents can lead to issues if supporting documents are missing.

𝘾𝙤𝙧𝙥𝙤𝙧𝙖𝙩𝙚 𝙎𝙖𝙡𝙚𝙨: If a corporation sells a property but dissolves before the title transfer is complete, the buyer may face difficulties.

𝗦𝘁𝗲𝗽-𝗯𝘆-𝗦𝘁𝗲𝗽 𝗚𝘂𝗶𝗱𝗲
𝙄. 𝙋𝙧𝙚𝙥𝙖𝙧𝙖𝙩𝙞𝙤𝙣
1. 𝘿𝙤𝙘𝙪𝙢𝙚𝙣𝙩𝙨 𝙛𝙤𝙧 𝘿𝙚𝙚𝙙 𝙤𝙛 𝙎𝙖𝙡𝙚:
-Deed of Absolute Sale
-Acknowledgment of Payment
-Affidavit of Non-Tenancy (if applicable)
-Affidavit of Land Holdings (if applicable)

2. 𝙎𝙞𝙜𝙣𝙞𝙣𝙜 𝘿𝙤𝙘𝙪𝙢𝙚𝙣𝙩𝙨:
-Both parties sign the Deed of Sale and Acknowledgment Receipt.
-Seller signs the Affidavit of Non-Tenancy (if applicable).
-Buyer signs the Affidavit of Land Holdings (if applicable).

3. 𝘼𝙙𝙙𝙞𝙩𝙞𝙤𝙣𝙖𝙡 𝘿𝙤𝙘𝙪𝙢𝙚𝙣𝙩𝙨
-2 government-issued IDs of both parties
-Tax Identification Number (TIN) of each party
-Original Owner’s Duplicate of Title
Marriage Contract (if applicable)
-Previous Certificate Authorizing Registration (CAR)
-Tax Declaration
-Real Property Tax (RPT) Receipts
-Special Power of Attorney (SPA) if applicable

4. 𝙉𝙤𝙩𝙖𝙧𝙞𝙯𝙖𝙩𝙞𝙤𝙣: Notarize all signed documents.

𝗜𝗜. 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗖𝗼𝗺𝗽𝘂𝘁𝗮𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗖𝗲𝗿𝘁𝗶𝗳𝗶𝗲𝗱 𝗖𝗼𝗽𝗶𝗲𝘀
1. 𝘽𝙪𝙧𝙚𝙖𝙪 𝙤𝙛 𝙄𝙣𝙩𝙚𝙧𝙣𝙖𝙡 𝙍𝙚𝙫𝙚𝙣𝙪𝙚 (𝘽𝙄𝙍):
-Get computation for Documentary Stamp Tax (DST) and Capital Gains Tax (CGT).

2. 𝘾𝙞𝙩𝙮 𝙏𝙧𝙚𝙖𝙨𝙪𝙧𝙚𝙧’𝙨 𝙊𝙛𝙛𝙞𝙘𝙚:
-Get computation for Transfer Tax and Tax Clearance.

3. 𝘾𝙞𝙩𝙮 𝘼𝙨𝙨𝙚𝙨𝙨𝙤𝙧’𝙨 𝙊𝙛𝙛𝙞𝙘𝙚:
-Obtain a Certified True Copy of the Tax Declaration.

4. 𝙍𝙚𝙜𝙞𝙨𝙩𝙧𝙮 𝙤𝙛 𝘿𝙚𝙚𝙙𝙨:
-Get computation for Registration Fee and a Certified True Copy of the existing Title.

𝗜𝗜𝗜. 𝗣𝗿𝗲𝗽𝗮𝗿𝗲 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀
1. 𝘿𝙚𝙖𝙙𝙡𝙞𝙣𝙚𝙨:
-CGT: 30 days after notarization of Deed of Sale.
-DST: 5th day of the following month from notarization.
-Transfer Tax: 60 days from ex*****on of Deed of Sale.
-Registration Fee: 1 year from CAR release date + 6 months extension if approved by BIR.

𝗜𝗩. 𝗣𝗿𝗼𝗰𝗲𝘀𝘀 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀
1. 𝘽𝙄𝙍:
-Submit required documents to ONETT for computation.
-Pay DST and CGT at the Accredited Agent Bank.
-Return to BIR to file documents and obtain the new CAR

2. 𝘾𝙞𝙩𝙮 𝙏𝙧𝙚𝙖𝙨𝙪𝙧𝙚𝙧’𝙨 𝙊𝙛𝙛𝙞𝙘𝙚:
-Submit Deed of Sale and IDs.
-Pay Transfer Tax and get the Transfer Tax Clearance.

3. 𝙍𝙚𝙜𝙞𝙨𝙩𝙧𝙮 𝙤𝙛 𝘿𝙚𝙚𝙙𝙨:
-Submit CAR, Deed of Sale, and Transfer Tax Clearance.
-Pay the registration fee.

𝗩. 𝗙𝗼𝗹𝗹𝗼𝘄 𝗨𝗽
1. 𝙍𝙚𝙜𝙞𝙨𝙩𝙧𝙮 𝙤𝙛 𝘿𝙚𝙚𝙙𝙨:
-Follow up on the new Title application.
-Once released, file a copy with the City Assessor’s Office.

𝗩𝗜. 𝗡𝗲𝘄 𝗧𝗮𝘅 𝗗𝗲𝗰𝗹𝗮𝗿𝗮𝘁𝗶𝗼𝗻
1. 𝘾𝙞𝙩𝙮 𝘼𝙨𝙨𝙚𝙨𝙨𝙤𝙧’𝙨 𝙊𝙛𝙛𝙞𝙘𝙚:
-Present the new Title to get a new Tax Declaration.

𝗙𝗶𝗻𝗮𝗹 𝗥𝗲𝗺𝗶𝗻𝗱𝗲𝗿𝘀
Pay close attention to details to avoid delays.
Bring original documents when in doubt.
Be patient due to potential wait times.
By following these steps, you can ensure a smooth and proper transfer of the real estate title.

CTTO

𝐃𝐞𝐞𝐝 𝐨𝐟 𝐒𝐚𝐥𝐞 𝐯𝐬. 𝐂𝐨𝐧𝐭𝐫𝐚𝐜𝐭 𝐭𝐨 𝐒𝐞𝐥𝐥 𝐯𝐬. 𝐃𝐞𝐞𝐝 𝐨𝐟 𝐂𝐨𝐧𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐒𝐚𝐥𝐞🔹 Deed of Sale – Buyer has fully paid; ownership is transf...
26/10/2025

𝐃𝐞𝐞𝐝 𝐨𝐟 𝐒𝐚𝐥𝐞 𝐯𝐬. 𝐂𝐨𝐧𝐭𝐫𝐚𝐜𝐭 𝐭𝐨 𝐒𝐞𝐥𝐥 𝐯𝐬. 𝐃𝐞𝐞𝐝 𝐨𝐟 𝐂𝐨𝐧𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐒𝐚𝐥𝐞

🔹 Deed of Sale – Buyer has fully paid; ownership is transferred.
🔹 Contract to Sell – Buyer not yet fully paid; ownership stays with seller until payment is complete.
🔹 Deed of Conditional Sale – Sale is subject to conditions (like full payment or loan approval) before transfer of ownership.




Address

Cebu City
6000

Telephone

+639368381014

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