14/10/2025
Sige na ug linog karon! 😟
Daghan jud buyers ug investors ang nag-worry kung unsa’y mahitabo sa ilang property o real estate investment kung maigo ug natural disaster.
Here’s what you need to know 👇
✅ 1. Kung preselling pa imong unit – the developer is still responsible.
Until ma-turn over ang property, developer pa ang liable kung naay damage during construction.
✅ 2. Kung turned over na ang property – responsibility shifts to the owner or condo corporation (for common areas).
Mao na nga importante nga naa kay property insurance (Fire & Allied Perils or Act of God coverage).
✅ 3. Natural disasters are considered “Acts of God” - meaning, no one is liable kung purely from nature ang cause.
Pero kung naay negligence, like poor construction or lack of maintenance, pwede gihapon ma-hold liable ang developer or admin.
✅ 4. Always check if your developer follows building codes and has complete permits (License to Sell, HLURB/DHSUD approval).
This ensures your building passed structural safety standards.
✨ And remember:
With the help of a trusted real estate agent, ma-siguro nato nga legit ug tested ang developer. We only promote quality and trusted projects, kay ang goal is not just to sell, but to make sure safe ug long-term secure imong investment. 🏢💪
Stay safe, stay informed, and protect your investment, even when nature is unpredictable. 💪🏠
📝 DISCLAIMER: This post is for educational purposes only and does not constitute legal advice. If you have a specific issue, kindly consult a licensed attorney.