01/05/2026
My 10th loan takeout client this 2026 is a perfect example of 'With the right strategy, there’s always a way.'
During the pre-qualification I conducted for my business-owner client, he was initially approved for a 25-year term based on his income capacity. But along the way, he changed his mind.
He wanted a shorter term (preferably 10 years or shorter) without increasing his down payment.
I explained that he could proceed with the 25-year term and simply make advance payments to the principal to shorten the loan period.
“Dili Ma’am Jade, ganahan ko 10 years or shorter na jud daan. Bahalag dako akong monthly amortization. Dili ko ganahan anang bayad-bayad sa principal amount.”
Even the developer said it would be challenging due to strict financing terms.
But we didn’t settle. We worked through it, adjusted what needed to be improved, and presented a clear plan to the developer on how we could meet the financing’s terms and conditions.
Today, I’m happy to share that his loan takeout is finally approved under terms that still align with his goals. 🙏
There’s always a better way when you have someone guiding you through it. 😉
SEE YOU SOON FOR YOUR KEY TURNOVER, MY DEAR CLIENT. 🙌
