17/03/2022
Avoid scams, wasting money and future problems!
Question: How do I check if my land title is real?
Answer: The Land Registration Authority (LRA) issues registration and certificates of title and register documents, patents, and other land transactions. Every property title comes in two copies. The Registry of Deeds stores the original copy, while the property owners keep the duplicate carbon copy. Both the original copy and the one issued to the property owner should have the exact same information.
***These are the things to check for to ensure that your title is real:***
1. Signatures and initials on both the original and owner’s duplicate copies should be exactly the same.
2. The technical description that describes the property location, area of the property, and property boundaries should also be the same for both owner’s duplicate and original copies.
3. The original and owner’s duplicate copies of title should bear the same annotations and encumbrances at the back page.
4. The serial numbers should be the same for both original and owner’s duplicate copies. It should correspond to the particular Registry of Deeds that issued the title.
5. The duplicate copy should contain the words “Owner’s Duplicate Certificate”. It should also have a red seal that should not blot or stain when wet.
6. If an owner’s duplicate copy is lost or destroyed and reconstituted, it should bear the letters “RT” preceding the title. Meanwhile, the original copy of the title that was reconstituted should contain the letters “RO” before the title number.
7. Check if the Register of Deeds that signed and issued the title was the incumbent register of deeds at the time the title was issued.
8. Consult the Registry of Deeds Releasing Book to see if the registry released a title carrying such number on that specific date.
9. Check the issuance of Decree at the Land Registration Authority.
10. Hold the certificate of the title against the light (original and owner’s if possible) to verify if it bears security marks or water marks such as “NLTDRA” or “LRA”
11. The last two digits of the title number should be the same as the last two digits of the page number found at the top right portion of the title
12. Verify from the LRA if the serial number (upper left side portion) corresponds to the series of titles assigned or allocated to the Registry of Deeds that issued the title.
source:
https://www.lamudi.com.ph
