My Rent to Own House and Lot by Vanz Samson

My Rent to Own House and Lot by Vanz Samson Matutupad na ang pangarap mong magkabahay sa abot kaya mo

Pweding pwede sa mga OFW , Land base and sea base 🏡 MODERN TOWNHOUSE IN NAIC, CAVITE📍 Brgy. Palangue, NaicHindi lang...
13/02/2026

Pweding pwede sa mga OFW , Land base and sea base

🏡 MODERN TOWNHOUSE IN NAIC, CAVITE
📍 Brgy. Palangue, Naic

Hindi lang ito basta bahay—ito ang tamang desisyon para sa kinabukasan mo.

✨ INNER UNIT | Pag-IBIG Financing Available

💰 Total Contract Price: ₱1,700,000
✔️ Reservation: ₱5,000
✔️ Monthly Equity: ₱2,750 (12 months)
✔️ Estimated Pag-IBIG Monthly: ₱10,233 (30 yrs)
✔️ Required Income: ₱30,000

🏠 HOUSE DETAILS
✅ Modern 2-Storey Townhouse
✅ 1 Toilet & Bath
✅ Kitchen Area
✅ Parking Space
✅ FREE Fence & Gate
📐 40 sqm Lot Area | 42 sqm Floor Area

✨ BAKIT ITO ANG TAMANG PILI?
✔️ Perfect para sa first-time buyers
✔️ Low equity, madaling simulan
✔️ Tahimik at secure na community
✔️ Practical pero may dating

📲 PM me now
Para sa site viewing, availability, at step-by-step assistance
⏳ Limited units lang, kaya huwag magpahuli!

Mula noon hanggang ngayon, patuloy ang tagumpay ng Pasinaya Homes sa pagbibigay ng abot-kayang bahay para sa Pamilyang P...
12/02/2026

Mula noon hanggang ngayon, patuloy ang tagumpay ng Pasinaya Homes sa pagbibigay ng abot-kayang bahay para sa Pamilyang Pilipino.

✨ For as low as ₱3,695 monthly amortization
✨ Zero Downpayment
✨ Pag-IBIG Financing
May bago na namang bubuksan ang
Pasinaya home
pagsibol
pasikat
Pasinag
Ang kagandahan dito kahit minimum.earner pasok sa budget na magkaroon ng sariling bahay ang posibling mabigyan agad ng murang bahay nato ang mga naka line up na.
Huag mag alala para mabilis ang pag process ng dukomento nyo kami na bahala diyan mag hintay na lang maibigay ang susi ng pangarap mong bahay🏡

Huwag nang maghintay at reserve your slot na😊

Soon to rise in Dasmariñas Cavite🫰Jasmine Expanded Townhouse Lot Area: 81.5 sqmFloor Area: 79 sqmProvision for 3 Bedroom...
11/02/2026

Soon to rise in Dasmariñas Cavite🫰
Jasmine Expanded Townhouse

Lot Area: 81.5 sqm
Floor Area: 79 sqm

Provision for 3 Bedrooms
2 Toilet & Bath
1 Carport
Service Area
Spacious frontage

For only 12,500 monthly equity
Available via Pag ibig Financing

Message us for more details & viewing schedule

Jasmine Expanded Townhouse Lot Area: 81.5 sqmFloor Area: 79 sqmProvision for 3 Bedrooms2 Toilet & Bath1 CarportService A...
11/02/2026

Jasmine Expanded Townhouse

Lot Area: 81.5 sqm
Floor Area: 79 sqm

Provision for 3 Bedrooms
2 Toilet & Bath
1 Carport
Service Area
Spacious frontage

For only 12,500 monthly equity
Available via Pag ibig Financing

Message us for more details & viewing schedule

OFW ka ba pag uwi mo ito na uuwian mo 🇵🇭🏡Naic Country homes, Naic , Cavite🅿️3,584/monthly ✅️Single attatched home✅️malak...
06/02/2026

OFW ka ba pag uwi mo ito na uuwian mo 🇵🇭

🏡Naic Country homes, Naic , Cavite
🅿️3,584/monthly
✅️Single attatched home
✅️malaking 75sqm lot ---pwede sa hardin or 2storey
✅️tahimik at preskong komunidad
San ka pa dito ka na para may mauwian ka na
🏩Message us now!

𝗕𝗮𝗸𝗶𝘁 𝗗𝗮𝗽𝗮𝘁 𝗠𝗼𝗻𝗴 𝗔𝗹𝗮𝗺𝗶𝗻 ’𝗧𝗼 𝗕𝗮𝗴𝗼 𝗞𝗮 𝗠𝗮𝗴-𝗹𝗼𝗮𝗻 𝘀𝗮 𝗛𝗼𝘂𝘀𝗶𝗻𝗴 𝗟𝗼𝗮𝗻 𝗻𝗴 𝗣𝗮𝗴-𝗜𝗯𝗶𝗴 𝗙𝘂𝗻𝗱A few years ago, we finally took the big le...
24/10/2025

𝗕𝗮𝗸𝗶𝘁 𝗗𝗮𝗽𝗮𝘁 𝗠𝗼𝗻𝗴 𝗔𝗹𝗮𝗺𝗶𝗻 ’𝗧𝗼 𝗕𝗮𝗴𝗼 𝗞𝗮 𝗠𝗮𝗴-𝗹𝗼𝗮𝗻 𝘀𝗮 𝗛𝗼𝘂𝘀𝗶𝗻𝗴 𝗟𝗼𝗮𝗻 𝗻𝗴 𝗣𝗮𝗴-𝗜𝗯𝗶𝗴 𝗙𝘂𝗻𝗱

A few years ago, we finally took the big leap kumuha kami ng bahay sa isang subdivision through PAG-IBIG Housing Loan.

First home. Dream achieved.

Pero after a few months of paying our monthly amortization, napapaisip na ako…

“Bakit parang hindi gumagalaw yung utang namin?”

Kaya nagtanong ako directly sa PAG-IBIG office. At doon ko nalaman ang totoo. 💔

⸻

📌 MONTHLY AMORTIZATION BREAKDOWN…SURPRISING ’TO!

We were paying ₱14,930.21 every month.

I thought malaking part nun napupunta sa principal. Pero eto ang actual breakdown:
-₱11,979.17 – Interest
-₱235.80 – Fire Insurance
-₱360.00 – MRI (Mortgage Redemption Insurance)
-₱2,355.24 – Principal

Yes. Out of almost ₱15,000, only ₱2K+ goes to the loan itself.
The rest? Sa interest. Sa insurance. Sa charges.

⸻

Paano Kinocompute ang Interest?

Let’s break it down:
• ₱2.5M loan
• 5.75% annual interest
• Divided by 12 months

👉 ₱2,500,000 × 5.75% ÷ 12 = ₱11,979.17 Monthly Interest

Kaya ang tagal bago bumaba ng utang.

Over time naman, your monthly payments will shift.
Unti-unting bumababa ang interest, habang tumataas ang nababawas sa principal.

Sa sinula, halos puro interest muna ang binabayaran mo.

But here’s the good news: may paraan para pabilisin ’yan.

⸻

BAYARAN ANG PRINCIPAL, NOT JUST THE MONTHLY

If may extra cash, wag ka muna mag-upgrade ng phone. 😅
Go to the PAG-IBIG office, and say:

👉 “Direct to Principal Payment po.”

Example:
- Monthly due: ₱14,930.21
- Binayad mo: ₱50,000
- ₱14,930.21 = regular monthly payment
- ₱35,069.79 = goes straight to principal

Meaning, lumiliit ang utang mo. Mas maliit na interest next month. Mas mabilis mong matatapos ang loan.

⸻

🚫 DON’T DO THIS IN PAYMENT CENTERS

If you pay ₱50,000 sa Bayad Center, it will just cover the next few months’ dues.

No impact sa principal.

So yes, advance ka nga—pero mabagal pa rin ang bawas sa utang.

⸻

Always monitor your loan online via Virtual PAG-IBIG.
They don’t send monthly bills, so ikaw mismo ang dapat mag-track.

⸻

My Realization:

Pag hindi mo intindihin kung paano gumagana ang housing loan mo,
years will pass… and you’ll wonder why you’re still paying a mountain of debt.

Kaya if you’re in the same boat as us…please, learn from our journey.

Don’t just pay. Pay smart.

⸻

Financial literacy is not a luxury. It’s survival.
Let’s share this with other homeowners…lalo na yung mga first time.

God bless sa lahat ng may bahay pero may bayarin pa. 😅 makaka-fully paid din tayo 🙏☝️

Pag-IBIG Advisory For OFWs:We would like to inform you that starting today, 26 September 2024, iRemit Inc. can no longer...
26/09/2024

Pag-IBIG Advisory

For OFWs:

We would like to inform you that starting today, 26 September 2024, iRemit Inc. can no longer process Pag-IBIG contributions and payments from OFWs.

We encourage Pag-IBIG Members abroad to use alternative options such as Virtual Pag-IBIG, partner banks, or other authorized collection agencies.

Refer to the options listed below:
– Ventaja
– Philippine National Bank (PNB)
– Asia United Bank (AUB)

Please be guided accordingly.

22/09/2024

DAPAT ALAM MO...

Bakit mahalaga ang pre-qualifying process para sa aming mga Ahente doon sa mga kliyente namin na nag inquire..‼️

📌AGE:
Dahil may Age limit ang pagkuha ng property..
The more mas bata ka pa at di ka lagpas sa 38 yrs old mas pasok ka sa bracket na 30 yrs to pay at ito ay pinakamababa ang monthly amortization.

📌CIVIL STATUS :
Be honest dito...
Single, Married at Widow lang ang pwede makaavail ng Housing Loan.
Ang mga SEPARATED di kayo pwede kay Pag-ibig unless you can talk to your ex husband/wife that your getting a property and he/she agree..

📌NATURE OF WORK:
YES, kailangan namin malaman anong work mo para alam namin kung anong requirements ung ipapaready namin sayo 😊

📌BASIC MONTHLY SALARY :
YES, kailangan po namin malaman hindi sa pagiging Marites sa Buhay niyo kundi kailangan talaga dahil ang Bawat property ay may Iba't Ibang Required na Salary..
Depende sa klase ng property at Location na gusto mo.

📌LOCAL EMPLOYED o OFW:
Kailangan din namin to malaman kasi magkaiba ang reguirements ng Local Employed at ang OFW.

📌PAG'IBIG MEMBER⁉️
Yes, Since Pag'ibig Financing ang pinakamababa na Interest Rate at Gusto mo talaga through Pag'ibig Financing, Required talaga ni Pag-ibig na Member kayo.

📌MAY ATLEAST 24 MONTHS CONTRIBUTION ⁉️
Yes, Required ni Pag-ibig na may atleast 24 months contribution kayo.
Kapag di abot pwede lumpsum payment or matagal na di naghulog update niyo lang.

📌FIRST TIME BA MAG AVAIL NG PAG'IBIG HOUSING LOAN⁉️
YES, Dapat maging Honest ka sa pagsagot kasi ang mga na Block listed na sa Pag'ibig is di na pwede mag Avail ng Pag'ibig Housing Loan.
Sino-Sino yong na Block list kay Pag'ibig ⁉️
1.may na foreclose na unit
2.bought back
3.cancelled

Note:
Lahat ng details na binigay niyo sa amin is naka Data Privacy Act.
Kaya it's only between Agent and You lang.♥️
♥️💕
If you have a question please PM me
Your real estate executive agent:
Evangeline Samson
🏡🌿🌲🏠🏡

If you are applying for a Pag-IBIG Housing Loan, required documents are some of the many things you need to process. One...
01/08/2024

If you are applying for a Pag-IBIG Housing Loan, required documents are some of the many things you need to process. One of those vital documents is the ID.

Here's a guide of what IDs are considered valid and acceptable for Pag-IBIG Housing Loan Applications, including a little information about Virtual Pag-IBIG and Loyalty Card.

BENEFITS OF BUYING PROPERTIES while they are still in Preselling stage:1. PRESELLING PROPERTIES ARE NORMALLY CHEAPER - I...
26/06/2024

BENEFITS OF BUYING PROPERTIES while they are still in Preselling stage:

1. PRESELLING PROPERTIES ARE NORMALLY CHEAPER - In the absence of the physical unit. preselling properties are normally sold at a cut-rate price of 30-50% off compared to the price of a finished unit. Aside from its affordable introductory price, many property developers offer flexible payment schemes and even discounted down-payment price.

2. THEY GIVE BUYERS THE BEST UNIT OPTIONS - When buying an RFO property, more often than not, the buyer is usually left to choose from the less desirable units or locations. In buying preselling properties, buyers are granted a privilege to choose their ideal lot or unit location at an early phase, usually during the project launching stage.

3. ONCE COMPLETED, THEY CAN PROVIDE A STEADY SOURCE OF INCOME - Speaking of renters, once the property is completely done and is now ready for occupancy, the buyer can opt to rent it out, and through this, the buyer earns a steady cash flow. Alternatively, the buyer can also make more from his or her property by selling it once completed, by which time the property has increased its value.

4. THEY ARE AN EXCELLENT INVESTMENT OPTION - The value of real estate, especially well-located ones, appreciates over time. This is true for preselling properties. At the time of their completion, the value of preselling condos or house and lots have increased considerably, that the buyer can earn a profit by selling them in the secondary market.

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Dasmariñas
4114

Telephone

+639094316697

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