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Dream Dwellings by Dee, Matina, Davao City (2026)

13/06/2026

What a typical Saturday looks like -- Mom, VA, and Real Estate agent. 🤩

10/06/2026

🧐 𝗪𝗵𝘆 𝗱𝗼 𝗻𝗲𝘄 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀 𝘀𝗲𝗲𝗺 𝘀𝗼 𝗰𝗼𝘀𝘁𝗹𝘆?

One big reason is 𝗩𝗔𝗧.

When you buy from a developer, you are usually not buying a “capital asset.” You are buying an 𝗼𝗿𝗱𝗶𝗻𝗮𝗿𝘆 𝗮𝘀𝘀𝗲𝘁.

Here’s the simple difference:

🏡 𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗮𝘀𝘀𝗲𝘁
This is usually a personal property being sold by an individual — like a family home, an inherited lot, or a property they are not selling as part of a real estate business.

The taxes are usually simpler. Instead of VAT, the sale may involve taxes and fees like:

• 6% Capital Gains Tax
• 1.5% Documentary Stamp Tax
• Transfer tax
• Registration fees

In simple terms: this is usually a resale property from a private owner, and 12% VAT normally does not apply.

🏢 𝗢𝗿𝗱𝗶𝗻𝗮𝗿𝘆 𝗮𝘀𝘀𝗲𝘁
This is usually a property being sold by a developer or someone in the real estate business. Because it is part of their business inventory, 12% VAT may apply.

That matters because VAT is often already built into the selling price.

So when you see a ₱5M condo or house-and-lot from a developer, part of that price may actually be tax — not just the value of the property itself.

This is why developer prices and resale prices are not always “apples to apples.”

Before buying, always ask:

✅ Is VAT already included in the price?
✅ Are there transfer or processing fees?
✅ What is the total cost, not just the selling price?
✅ How does this compare with a resale property?

Real estate can feel confusing, but understanding the basics can help you make smarter decisions. 🏡

👉 Follow me for more simple real estate tips.

For general information only. This is not legal or tax advice.

06/06/2026

Own a simple, practical home in Panabo for only 4k+ monthly equity 🏡

Good option for starting families, first-time buyers, or anyone planning ahead for a more secure future.

DM me for more details. Call/text 09190948507

06/06/2026

For the few who choose privacy, prestige, and elevated living. ✨

Elize Point, Davao City is crafted for those who don’t just look for a home — they look for an address that reflects their lifestyle.

Luxurious. Exclusive. Refined.
A residence for discerning clients who value comfort, security, and the quiet confidence of owning something truly special in Davao City.

Because luxury is not loud.
It is felt in the details, the space, and the exclusivity of where you come home.

DM me for more details. Call/text 09190948507

05/06/2026

Not all homebuyers are covered by Maceda Law — it depends on how you’re paying. 🏠

If you’re still paying equity directly to the developer, you may still be protected. But once your bank or Pag-IBIG loan is released, your agreement shifts from installment payments to loan repayment.

Know your rights before signing or assuming anything. This is for general information only and not legal advice.

Follow my page for more helpful real estate tips like this.
DM me for more details. Call/text 09190948507

03/06/2026

Good news for Filipino homebuyers! 🏡

Pag-IBIG Fund has increased its maximum housing loan amount to ₱10 million per borrower, helping more qualified members access long-term home financing — especially those looking for homes in Metro Manila and other urban areas.

This move also supports the Expanded 4PH Program and gives more Filipino workers, including middle-income and higher-earning members, a better chance to own a home instead of renting.

Loan approval is still subject to Pag-IBIG’s credit evaluation, capacity-to-pay, appraisal, and other guidelines.

Source/Credit: Pag-IBIG Fund official announcement via Facebook

26/05/2026

Nature, space, and luxury — all coming together in Davao City. 🍃

I’m honestly excited about what this development is bringing to the city -- Elize Point.

Set against lush greens, Elize Point offers a refreshing kind of luxury — one that gives you room to stretch, breathe, and settle into a home that feels calm, elevated, and close to nature.

Definitely a project worth exploring, especially if you’re looking for something fresh and thoughtfully planned here in Davao.

DM me for more details. Call/text 09190948507

26/05/2026

Nature, space, and luxury — all coming together in Davao City. 🍃

I’m honestly excited about what this development is bringing to the city -- Elize Point.

Set against lush greens, Elize Point offers a refreshing kind of luxury — one that gives you room to stretch, breathe, and settle into a home that feels calm, elevated, and close to nature.

Definitely a project worth exploring, especially if you’re looking for something fresh and thoughtfully planned here in Davao.

DM me for more details. Call/text 09190948507

26/05/2026

Done submitting client requirements for Narra Park at Alson's office. Happy to serve. 😊

Dream Dwellings by Dee

13/06/2026

10/06/2026

06/06/2026

06/06/2026

05/06/2026

03/06/2026

26/05/2026

26/05/2026

26/05/2026

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