Adelyn Duldulao-Villocino, REA, REB

Adelyn Duldulao-Villocino, REA, REB Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Adelyn Duldulao-Villocino, REA, REB, Real Estate, Iñigo Street, Davao City.

Master's in Environmental Planning
Licensed Real Estate Broker
Licensed Real Estate Appraiser
📩 [email protected]
☎️ +63977-803-2601
📲 +63998-999-3261

"Your Partner in Every Step of the Real Estate Journey."

I hope you find my account ❤️
19/04/2026

I hope you find my account ❤️

𝐆𝐮𝐬𝐭𝐨 𝐦𝐨 𝐛𝐚 𝐭𝐚𝐥𝐚𝐠𝐚𝐧𝐠 𝐦𝐚𝐤𝐚𝐩𝐮𝐧𝐝𝐚𝐫 𝐧𝐠 𝐬𝐚𝐫𝐢𝐥𝐢𝐧𝐠 𝐛𝐚𝐡𝐚𝐲?Pero ang tanong… 𝐡𝐚𝐧𝐝𝐚 𝐤𝐚 𝐧𝐚 𝐛𝐚 𝐭𝐚𝐥𝐚𝐠𝐚?Ang sariling bahay hindi lang b...
12/04/2026

𝐆𝐮𝐬𝐭𝐨 𝐦𝐨 𝐛𝐚 𝐭𝐚𝐥𝐚𝐠𝐚𝐧𝐠 𝐦𝐚𝐤𝐚𝐩𝐮𝐧𝐝𝐚𝐫 𝐧𝐠 𝐬𝐚𝐫𝐢𝐥𝐢𝐧𝐠 𝐛𝐚𝐡𝐚𝐲?
Pero ang tanong… 𝐡𝐚𝐧𝐝𝐚 𝐤𝐚 𝐧𝐚 𝐛𝐚 𝐭𝐚𝐥𝐚𝐠𝐚?

Ang sariling bahay hindi lang basta gusto,
hindi lang dahil nakita mo na low monthly,
at hindi rin dahil may promo kaya pwede na agad.

𝐀𝐧𝐠 𝐩𝐚𝐠𝐩𝐮𝐩𝐮𝐧𝐝𝐚𝐫 𝐧𝐠 𝐛𝐚𝐡𝐚𝐲 𝐢𝐬 𝐚 𝐬𝐞𝐫𝐢𝐨𝐮𝐬 𝐜𝐨𝐦𝐦𝐢𝐭𝐦𝐞𝐧𝐭.
Kailangan nito ng tamang paghahanda, disiplina, at wise decisions.

Una, kailangan mong maging honest sa sarili mo.
𝐒𝐭𝐚𝐛𝐥𝐞 𝐛𝐚 𝐚𝐧𝐠 𝐢𝐧𝐜𝐨𝐦𝐞 𝐦𝐨?
𝐊𝐚𝐲𝐚 𝐦𝐨 𝐛𝐚 𝐚𝐧𝐠 𝐦𝐨𝐧𝐭𝐡𝐥𝐲 𝐜𝐨𝐦𝐦𝐢𝐭𝐦𝐞𝐧𝐭 𝐥𝐨𝐧𝐠-𝐭𝐞𝐫𝐦?
Dahil ang bahay hindi lang reservation fee ang iniisip.
May monthly amortization, bills, maintenance, at iba pang expenses pa yan.

Pangalawa, matutong mag-budget at mag-ipon.
Hindi mo kailangang maging mayaman agad.
Pero kailangan marunong kang humawak ng pera.
Kailangan alam mo kung paano mag-prioritize at paano maghanda for emergencies.

Pangatlo, huwag agad ma-pressure sa dream house.
Minsan, ang unang bahay mo hindi pa ang final dream mo—
pero ito ang magiging 𝐮𝐧𝐚𝐧𝐠 𝐩𝐮𝐧𝐝𝐚𝐬𝐲𝐨𝐧 ng future mo.
Ang importante, nagsisimula ka sa kaya mo at sa tamang desisyon.

At panghuli, maging wise buyer.
Hindi sapat na gusto mo lang ang property.
Kailangan naiintindihan mo ang project, ang terms, ang documents, at ang buong responsibility na papasukin mo.

𝐀𝐧𝐠 𝐭𝐨𝐭𝐨𝐨?
Hindi kailangang mayaman ka agad para makapagsimula.
Pero kailangan 𝐡𝐚𝐧𝐝𝐚 𝐤𝐚, 𝐫𝐞𝐬𝐩𝐨𝐧𝐬𝐚𝐛𝐥𝐞 𝐤𝐚, 𝐚𝐭 𝐦𝐚𝐫𝐮𝐧𝐨𝐧𝐠 𝐤𝐚𝐧𝐠 𝐦𝐚𝐠𝐩𝐥𝐚𝐧𝐨.

Kasi ang sariling bahay, hindi lang binibili.
𝐏𝐢𝐧𝐚𝐠𝐡𝐚𝐡𝐚𝐧𝐝𝐚𝐚𝐧, 𝐩𝐢𝐧𝐚𝐠-𝐢𝐢𝐩𝐮𝐧𝐚𝐧, 𝐚𝐭 𝐩𝐢𝐧𝐚𝐩𝐚𝐧𝐢𝐧𝐝𝐢𝐠𝐚𝐧.

𝐈𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐭𝐨 𝐨𝐰𝐧 𝐲𝐨𝐮𝐫 𝐟𝐮𝐭𝐮𝐫𝐞 𝐡𝐨𝐦𝐞, 𝐬𝐭𝐚𝐫𝐭 𝐩𝐫𝐞𝐩𝐚𝐫𝐢𝐧𝐠 𝐭𝐨𝐝𝐚𝐲—𝐧𝐨𝐭 𝐬𝐨𝐦𝐞𝐝𝐚𝐲.

📩 Message us if you want guidance on how to start your home-buying journey the right way.

®️ Villocino Realty

𝑨𝒅𝒆𝒍𝒚𝒏 𝑫𝒖𝒍𝒅𝒖𝒍𝒂𝒐-𝑽𝒊𝒍𝒍𝒐𝒄𝒊𝒏𝒐, 𝑴𝑴𝑬𝒏𝑷, 𝑹𝑬𝑩, 𝑹𝑬𝑨
Founder, Villocino Realty
Licensed Real Estate Broker
Licensed Real Estate Appraiser
Entrepreneur | Investor

𝐇𝐎𝐖 𝐓𝐎 𝐄𝐀𝐑𝐍 𝐏𝐀𝐒𝐒𝐈𝐕𝐄 𝐈𝐍𝐂𝐎𝐌𝐄 𝐅𝐑𝐎𝐌 𝐑𝐄𝐀𝐋 𝐄𝐒𝐓𝐀𝐓𝐄Maraming gustong magkaroon ng passive income.Yung may pumapasok na pera kahit...
08/04/2026

𝐇𝐎𝐖 𝐓𝐎 𝐄𝐀𝐑𝐍 𝐏𝐀𝐒𝐒𝐈𝐕𝐄 𝐈𝐍𝐂𝐎𝐌𝐄 𝐅𝐑𝐎𝐌 𝐑𝐄𝐀𝐋 𝐄𝐒𝐓𝐀𝐓𝐄

Maraming gustong magkaroon ng passive income.

Yung may pumapasok na pera kahit hindi ka araw-araw nagtatrabaho.

At isa sa pinakakaraniwang advice na naririnig nila ay:

“Mag-invest ka sa real estate.”

Maganda siya pakinggan.
Pero ang tanong—

Paano ba talaga kumikita ang passive income sa real estate?

Kasi ang totoo, maraming tao ang akala nila: bili ka lang ng property, parentahan mo, tapos tuloy-tuloy na ang kita.

Pero in reality, hindi ganoon kasimple.

Yes, possible ang passive income sa real estate.
Pero hindi ito instant.
Hindi rin ito automatic.
At lalong hindi ito magic.

Ang real estate passive income ay bunga ng tamang strategy, tamang property, at tamang decisions.

So paano ka kumikita sa real estate?

Usually, may 2 major ways:

1. Cash Flow
Ito yung regular income na pumapasok, tulad ng renta o lease payments.

2. Appreciation
Ito naman yung pagtaas ng value ng property over time.
So kahit hindi pa monthly ang kita mo, posible kang kumita kapag tumaas ang value at ibinenta mo later on.

Ito ang ilang common ways to earn passive income from real estate:

1. Rental Property
Ito ang pinaka-common.
Pwede kang bumili ng bahay, condo, apartment, room for rent, o commercial space, then kumita sa monthly rental.

Maganda ito dahil puwede kang magkaroon ng recurring income.
Pero mahalagang maintindihan na hindi ito fully hands-free.

May aasikasuhin ka pa rin tulad ng:

▪️tenant concerns
▪️repairs
▪️maintenance
▪️vacancies
▪️dues and bills

Kaya mas tamang tawagin itong semi-passive income.

2. Buy and Hold
May mga investors na bumibili ng property sa magandang location, then hina-hold nila ito habang tumataas ang value over time.

Usually effective ito sa areas na may:

▪️development
▪️business growth
▪️nearby schools or hospitals
▪️improving access and transportation

Ang goal dito is long-term gain.
Hindi man agad monthly income, puwede naman itong maging malaking return in the future.

3. REITs
Ito ang isa sa easiest ways to start real estate investing without directly owning a physical property.

If you want exposure to real estate pero ayaw mo munang humawak ng actual property o mag-manage ng tenants, REITs can be a practical option to learn.

4. Small Space Rentals
Hindi naman laging malaking property agad.
May mga tao ring kumikita sa parking spaces, stalls, storage spaces, o maliit na commercial areas.

Sometimes, mas mababa ang capital needed dito at mas simple ang maintenance.

5. Short-Term Rentals
May income rin sa Airbnb-style units, transient stays, at furnished short-term rentals.

Puwede itong mas mataas ang income in some cases, pero mas hands-on din siya dahil may bookings, cleaning, guest concerns, at operations.

So again, passive lang siya kapag may maayos ka nang system.

Pero eto ang mahalagang tandaan:

Passive income is not instant income.

Bago ka kumita nang steady, kailangan mo munang maging active sa simula.

Meaning:

▪️aaralin mo ang market
▪️pipili ka ng tamang property
▪️iche-check mo ang affordability
▪️paghahandaan mo ang monthly obligations
▪️aalamin mo ang legal documents
▪️iintindihin mo ang risks

Dito madalas nagkakamali ang iba.

Excited sila sa income potential,
pero hindi nila natatanong ang sarili nila:

▪️Paano kung mabakante ang property?
▪️Paano kung may repairs?
▪️Paano kung hindi okay ang location?
▪️Paano kung mabigat pala ang monthly cost?
▪️Paano kung hindi agad kumita?

Kaya ang smart investor, hindi lang tumitingin sa possible income.

Tinitingnan din niya ang:

▪️location
▪️sustainability
▪️demand
▪️affordability
▪️risk
▪️long-term value

Yes, possible ang passive income sa real estate.

Pero ang totoo,
ang passive income ay nangyayari lang after smart active decisions.

Hindi sapat na basta may property ka.
Kailangan tama ang property mo, tama ang location, at tama ang strategy mo.

Because in real estate,
the goal is not just to own property—
the goal is to own the right property that can work for you over time.

Ikaw, alin ang mas interesting for you: rental income, buy and hold, or REITs?
Comment below. 👇

®️ Villocino Realty

𝑨𝒅𝒆𝒍𝒚𝒏 𝑫𝒖𝒍𝒅𝒖𝒍𝒂𝒐-𝑽𝒊𝒍𝒍𝒐𝒄𝒊𝒏𝒐, 𝑴𝑴𝑬𝒏𝑷, 𝑹𝑬𝑩, 𝑹𝑬𝑨
Founder, Villocino Realty
Licensed Real Estate Broker
Licensed Real Estate Appraiser
Entrepreneur | Investor






𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬 𝐭𝐨 𝐨𝐮𝐫 𝐯𝐚𝐥𝐮𝐞𝐝 𝐜𝐥𝐢𝐞𝐧𝐭 — 𝐲𝐨𝐮𝐫 𝐁𝐏𝐈 𝐇𝐨𝐦𝐞 𝐋𝐨𝐚𝐧 𝐢𝐬 𝐧𝐨𝐰 𝐀𝐏𝐏𝐑𝐎𝐕𝐄𝐃! 🏡✨Thank you for trusting Villocino Realty to ...
07/04/2026

𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬 𝐭𝐨 𝐨𝐮𝐫 𝐯𝐚𝐥𝐮𝐞𝐝 𝐜𝐥𝐢𝐞𝐧𝐭 — 𝐲𝐨𝐮𝐫 𝐁𝐏𝐈 𝐇𝐨𝐦𝐞 𝐋𝐨𝐚𝐧 𝐢𝐬 𝐧𝐨𝐰 𝐀𝐏𝐏𝐑𝐎𝐕𝐄𝐃! 🏡✨

Thank you for trusting Villocino Realty to assist you in your home loan journey.
We are grateful to be part of making your dream home possible.

From inquiry to approval, we are here to guide you every step of the way.

𝐍𝐞𝐞𝐝 𝐚𝐬𝐬𝐢𝐬𝐭𝐚𝐧𝐜𝐞 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮𝐫 𝐡𝐨𝐮𝐬𝐢𝐧𝐠 𝐥𝐨𝐚𝐧 𝐨𝐫 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭?
Message 𝐕𝐢𝐥𝐥𝐨𝐜𝐢𝐧𝐨 𝐑𝐞𝐚𝐥𝐭𝐲 today.

𝐖𝐞 𝐚𝐬𝐬𝐢𝐬𝐭. 𝐖𝐞 𝐠𝐮𝐢𝐝𝐞. 𝐖𝐞 𝐡𝐞𝐥𝐩 𝐲𝐨𝐮 𝐦𝐨𝐯𝐞 𝐜𝐥𝐨𝐬𝐞𝐫 𝐭𝐨 𝐲𝐨𝐮𝐫 𝐝𝐫𝐞𝐚𝐦 𝐡𝐨𝐦𝐞.

SECTION 4, RULE 74 (TITLE ISSUE)When dealing with inherited properties—especially those under extrajudicial settlement—o...
27/03/2026

SECTION 4, RULE 74 (TITLE ISSUE)

When dealing with inherited properties—especially those under extrajudicial settlement—one important legal concept you must understand is:

👉 Section 4, Rule 74 of the Rules of Court

⸻

⚖️ WHAT IS SECTION 4, RULE 74?

Section 4 provides that:

If within 2 years after the settlement of the estate, it is discovered that:

• There are unpaid debts, or
• An heir was deprived of their rightful share,

👉 The affected party may file a claim and the court can require the heirs to compensate or settle the issue. 

⸻

⏳ THE “2-YEAR RULE” (VERY IMPORTANT)
• There is a 2-year protection period after extrajudicial settlement
• During this time:
• Creditors can still claim unpaid debts
• Omitted heirs can demand their rightful share
• Heirs who already received the property can be held liable up to the value they received 

👉 This is why you often see a “Section 4, Rule 74 annotation” on the title

⸻

📌 WHAT DOES IT MEAN ON THE TITLE?

If a title has:

👉 “Subject to Sec. 4, Rule 74”

It means:
• The property is still under a legal risk period (2 years)
• The title is not yet fully “clean” or absolute
• Buyers must exercise due diligence

✔️ It acts as a warning or lien to protect possible claimants 

⸻

🏡 REAL ESTATE TIP (VERY IMPORTANT)

If you are:
• Buying inherited property
• Selling a property from extrajudicial settlement

👉 ALWAYS CHECK:
✔️ Date of settlement
✔️ If 2-year period already expired
✔️ If annotation is already removed

⸻

🚨 WHY THIS MATTERS

Ignoring Section 4, Rule 74 can lead to:
❌ Legal disputes
❌ Claims from unknown heirs
❌ Financial liability for buyers or heirs

⸻

👉 “Even if the title is transferred, the law gives 2 years for anyone to question the distribution.”

⸻

Not all clean-looking titles are risk-free.

👉 Always check for:
“Subject to Section 4, Rule 74”

®️Villocino Realty

𝐇𝐎𝐖 𝐓𝐎 𝐈𝐌𝐏𝐑𝐎𝐕𝐄 𝐘𝐎𝐔𝐑 𝐋𝐎𝐀𝐍 𝐀𝐏𝐏𝐑𝐎𝐕𝐀𝐋 𝐂𝐇𝐀𝐍𝐂𝐄𝐒❗️Daghan ma-reject sa bank—not because dili sila qualified…👉 but because dili s...
23/03/2026

𝐇𝐎𝐖 𝐓𝐎 𝐈𝐌𝐏𝐑𝐎𝐕𝐄 𝐘𝐎𝐔𝐑 𝐋𝐎𝐀𝐍 𝐀𝐏𝐏𝐑𝐎𝐕𝐀𝐋 𝐂𝐇𝐀𝐍𝐂𝐄𝐒

❗️Daghan ma-reject sa bank—not because dili sila qualified…
👉 but because dili sila prepared.

💡 Banks don’t just check income.
They ask ONE BIG QUESTION:
👉 “Kaya ba ni niya bayaran consistently?” 

⸻

🔍 WHAT BANKS REALLY CHECK

Before approval, lenders evaluate:

✔️ Income & capacity to pay
✔️ Credit history / record
✔️ Existing debts (DTI ratio)
✔️ Job or business stability 

👉 Meaning: Hindi sapat na may income ka lang. Kailangan “strong borrower profile” ka.

⸻

✅ 10 POWER TIPS TO GET APPROVED

1. 💳 FIX YOUR CREDIT SCORE (MOST IMPORTANT)

👉 Higher score = higher approval chance 

✔️ Pay bills on time
✔️ Avoid late payments
✔️ Keep debts low

💡 Tip:
A good score = mas taas chance + mas mababang interest

⸻

2. 💰 SHOW STABLE INCOME

Banks want consistency, not just malaking income.

✔️ Regular salary / business income
✔️ Updated bank statements
✔️ ITR / COE

👉 Stability = TRUST sa bank 

⸻

3. 📉 LOWER YOUR EXISTING DEBTS

❌ Maraming utang = red flag

✔️ Pay small loans first
✔️ Avoid new utang before applying

👉 Too much debt = weak application 

⸻

4. 💵 SAVE FOR DOWNPAYMENT

Ideal: at least 10–20%

✔️ Shows financial discipline
✔️ Lowers risk for bank 

⸻

5. 📂 COMPLETE YOUR DOCUMENTS

❌ Kulang requirements = delay or decline

✔️ Valid ID
✔️ Proof of income
✔️ Bank statements

👉 Preparation = faster approval 

⸻

6. 🧠 BORROW WHAT YOU CAN AFFORD

Don’t force high-value property.

✔️ Choose realistic budget
✔️ Match income vs monthly amort

👉 “Overconfidence” = rejection risk 

⸻

7. 🏦 CHOOSE THE RIGHT LENDER

✔️ Compare banks
✔️ Check interest rates
✔️ Review approval requirements

👉 Not all banks are the same 

⸻

8. 📊 KNOW YOUR BUDGET

✔️ Calculate monthly capacity
✔️ Leave room for emergencies

👉 Banks prefer borrowers na “comfortable magbayad” 

⸻

9. 🚫 AVOID MULTIPLE LOAN APPLICATIONS

❌ Too many applications = risky profile

✔️ Apply strategically
✔️ One at a time

⸻

10. 📈 BUILD YOUR FINANCIAL PROFILE EARLY

✔️ Savings account
✔️ Good payment history
✔️ Clean financial records

👉 Your “money story” matters to banks 

⸻

💥 REAL TALK:

👉 Hindi ka nire-reject dahil wala kang pera…
👉 Nire-reject ka dahil hindi ka pa “bank-ready.”

⸻

🎯 PRO TIP

Before ka mag reserve ng property:

✔️ Pa-assess muna
✔️ Check loanable amount
✔️ Prepare requirements early

👉 Para sure approval, hindi sayang reservation

⸻

Message me “LOAN CHECK”
👉 I’ll guide you step-by-step hanggang approval 💯

®️Villocino Realty



🏠 𝐇𝐨𝐰 𝐭𝐨 𝐀𝐩𝐩𝐥𝐲 𝐟𝐨𝐫 𝐚 𝐏𝐚𝐠-𝐈𝐁𝐈𝐆 𝐇𝐨𝐮𝐬𝐢𝐧𝐠 𝐋𝐨𝐚𝐧📋 𝑼𝒑𝒅𝒂𝒕𝒆𝒅 & 𝑬𝒂𝒔𝒚 𝑪𝒉𝒆𝒄𝒌𝒍𝒊𝒔𝒕Applying for a Pag-IBIG Housing Loan doesn’t have to...
03/02/2026

🏠 𝐇𝐨𝐰 𝐭𝐨 𝐀𝐩𝐩𝐥𝐲 𝐟𝐨𝐫 𝐚 𝐏𝐚𝐠-𝐈𝐁𝐈𝐆 𝐇𝐨𝐮𝐬𝐢𝐧𝐠 𝐋𝐨𝐚𝐧
📋 𝑼𝒑𝒅𝒂𝒕𝒆𝒅 & 𝑬𝒂𝒔𝒚 𝑪𝒉𝒆𝒄𝒌𝒍𝒊𝒔𝒕

Applying for a Pag-IBIG Housing Loan doesn’t have to be stressful—basta alam mo kung ano ang ihahanda. Here’s an updated, step-by-step guide for buyers, sellers, and future homeowners. 👇

⸻

✅ 1️⃣ Check Your Eligibility First

Make sure pasok ka sa basic requirements ng Pag-IBIG:

✔ Active Pag-IBIG member with at least 24 monthly contributions
✔ 65 years old max at time of application (70 at loan maturity)
✔ No existing or defaulted Pag-IBIG housing loan
✔ Income is enough to pay the monthly amortization

⸻

📑 2️⃣ Prepare the Updated Requirements

A. Basic Requirements

• Housing Loan Application Form (signed)
• 1 valid government ID
• Proof of Income
• Birth Certificate / Marriage Certificate (if applicable)

⸻

B. Proof of Income (Choose what applies)

For Locally Employed:
• Latest payslips (1–3 months)
• Certificate of Employment & Compensation

For Self-Employed:
• ITR / Audited Financial Statements
• DTI & Mayor’s Permit
• Bank Statements (preferably 12 months)

For OFWs:
• Employment Contract
• Payslips
• POEA documents
• SPA (if applying through a representative)

⸻

🏘 3️⃣ Property-Related Requirements

Depende sa property na kukunin:

A. Lot / House & Lot
• Contract to Sell / Reservation Agreement
• Updated Tax Declaration
• Location Plan & Vicinity Map

B. Condominium
• Contract to Sell
• DHSUD / HLURB License to Sell
• Master Deed / Floor Plan

C. Construction or Renovation Loan
• Approved Building Plans
• Bill of Materials
• Site photos

⸻

📨 4️⃣ Submit Your Application

You may apply through:

Option 1: Online
✔ Pag-IBIG Online Housing Loan Application
✔ Upload scanned documents and wait for assessment

Option 2: Onsite
✔ Submit to the nearest Pag-IBIG branch (Housing Business Center)

⸻

🔍 5️⃣ Appraisal, Evaluation & Approval

Pag-IBIG will conduct:
• Property appraisal
• Income & background evaluation

You will receive either:
✔ Notice of Approval (NOA) or
✔ Letter of Guaranty (LOG)

Follow all instructions stated in the NOA carefully.

⸻

✍️ 6️⃣ Sign Loan Documents

Prepare to sign:
• Loan & mortgage documents
• Insurance coverage (MRI & Fire)

📌 Bring valid IDs and prepare required fees.

⸻

💰 7️⃣ Loan Release

Once complete:
✔ Check is released to the seller or developer
✔ Monthly amortization starts after 1–2 months

⸻

💡 PRO TIPS PARA HINDI MA-DECLINE

• Keep your credit record clean
• Update Pag-IBIG contributions
• Don’t overstate income
• Complete documents = faster approval

⸻

✅ FINAL TAKE

A successful Pag-IBIG Housing Loan is all about complete documents, honest income declaration, and proper preparation.

Perfect ito for buyers who want low interest rates and long-term payment options.

📩 Need help checking if you’re qualified?

Message us—we’re happy to guide you step by step.


✨ Kumusta po ang pasok ng 2026? ✨Bagong taon, bagong goals, at mas maayos na desisyon lalo na pagdating sa real estate.I...
09/01/2026

✨ Kumusta po ang pasok ng 2026? ✨

Bagong taon, bagong goals, at mas maayos na desisyon lalo na pagdating sa real estate.

If you have questions about:
🏡 Buying or selling property
📈 Real estate investment
📄 Titling & documentation
💰 Loans, Pag-IBIG, or housing options
🧠 Real estate tips & planning

👉 Just send me a message.
📩 Consultation is ABSOLUTELY FREE of charge.

Let’s make smart property decisions this 2026—with clarity and confidence. 😊

Adelyn D. Villocino
Real Estate Broker & Appraiser
Villocino Realty

𝐑𝐄𝐀𝐋 𝐏𝐑𝐎𝐏𝐄𝐑𝐓𝐘 𝐓𝐀𝐗 𝐯𝐬 𝐄𝐒𝐓𝐀𝐓𝐄 𝐓𝐀𝐗📌 Alam mo ba ang pinagkaiba?Maraming property owners ang nalilito sa dalawang ito—pero 𝐦𝐚...
08/01/2026

𝐑𝐄𝐀𝐋 𝐏𝐑𝐎𝐏𝐄𝐑𝐓𝐘 𝐓𝐀𝐗 𝐯𝐬 𝐄𝐒𝐓𝐀𝐓𝐄 𝐓𝐀𝐗
📌 Alam mo ba ang pinagkaiba?

Maraming property owners ang nalilito sa dalawang ito—pero 𝐦𝐚𝐠𝐤𝐚𝐢𝐛𝐚 𝐬𝐢𝐥𝐚 𝐧𝐠 𝐩𝐮𝐫𝐩𝐨𝐬𝐞 𝐚𝐭 𝐭𝐢𝐦𝐢𝐧𝐠.

🏠 𝐑𝐄𝐀𝐋 𝐏𝐑𝐎𝐏𝐄𝐑𝐓𝐘 𝐓𝐀𝐗
✔️ Binabayaran 𝐓𝐀𝐎𝐍-𝐓𝐀𝐎𝐍
✔️ Habang 𝐛𝐮𝐡𝐚𝐲 𝐩𝐚 𝐚𝐧𝐠 𝐦𝐚𝐲-𝐚𝐫𝐢
✔️ Batay sa assessed value
✔️ Binabayad sa LGU

📜 𝐄𝐒𝐓𝐀𝐓𝐄 𝐓𝐀𝐗
✔️ Binabayaran 𝐈𝐒𝐀𝐍𝐆 𝐁𝐄𝐒𝐄𝐒 (kapag pumanaw ang may-ari)
✔️ 6% Estate Tax
✔️ Kailangan bago ma-transfer ang titulo
✔️ Delay = penalties at posibleng family disputes

💡 Proper planning avoids future problems.
Ang tamang kaalaman ngayon ay iwas-problema sa pamilya bukas.

📞 Adelyn D. Villocino
📱 0977-803-2601
🏠 Villocino Realty

👉 Follow us for more real estate tips, tax reminders, at property advice

Hi! I’m 𝐀𝐝𝐞𝐥𝐲𝐧 𝐃𝐮𝐥𝐝𝐮𝐥𝐚𝐨-𝐕𝐢𝐥𝐥𝐨𝐜𝐢𝐧𝐨, a Licensed Real Estate Broker and Appraiser, and the Founder of 𝐕𝐢𝐥𝐥𝐨𝐜𝐢𝐧𝐨 𝐑𝐞𝐚𝐥𝐭𝐲.When...
01/01/2026

Hi! I’m 𝐀𝐝𝐞𝐥𝐲𝐧 𝐃𝐮𝐥𝐝𝐮𝐥𝐚𝐨-𝐕𝐢𝐥𝐥𝐨𝐜𝐢𝐧𝐨, a Licensed Real Estate Broker and Appraiser, and the Founder of 𝐕𝐢𝐥𝐥𝐨𝐜𝐢𝐧𝐨 𝐑𝐞𝐚𝐥𝐭𝐲.

When I started in real estate, I didn’t just dream of selling properties —
I dreamed of 𝐡𝐞𝐥𝐩𝐢𝐧𝐠 𝐅𝐢𝐥𝐢𝐩𝐢𝐧𝐨 𝐟𝐚𝐦𝐢𝐥𝐢𝐞𝐬 𝐨𝐰𝐧 𝐚 𝐩𝐥𝐚𝐜𝐞 𝐭𝐡𝐞𝐲 𝐜𝐚𝐧 𝐟𝐢𝐧𝐚𝐥𝐥𝐲 𝐜𝐚𝐥𝐥 𝐇𝐎𝐌𝐄.

And today, that mission continues.

Every family I help reminds me why I do what I do
---
because owning a home means stability, dignity, and hope for the future.

So if you’re a first-time buyer, an OFW, or a family dreaming of your own house…
I’m here to guide you — honestly, clearly, and step-by-step — from inquiry to moving in.

This year, may we continue building dreams, changing lives, and believing that 𝐘𝐄𝐒 — 𝐨𝐰𝐧𝐢𝐧𝐠 𝐚 𝐡𝐨𝐦𝐞 𝐢𝐬 𝐩𝐨𝐬𝐬𝐢𝐛𝐥𝐞.

This is Adz Villocino —
committed to professional service you can trust. 🏡✨


Holiday meeting with this team! Appraisal & Consolidation Thank you so much, DRC team, for the collaboration and dedicat...
08/12/2025

Holiday meeting with this team!
Appraisal & Consolidation

Thank you so much, DRC team, for the collaboration and dedication kahit holiday
Grateful to be surrounded by hardworking and committed people. ❤️



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Davao City
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