Rezmarki Realty - Sta Lucia Land

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🏡 TCP, Down Payment & Monthly Amortization — what’s the difference?Property quotations can feel confusing when several a...
31/08/2026

🏡 TCP, Down Payment & Monthly Amortization — what’s the difference?

Property quotations can feel confusing when several amounts appear on one page. Here’s the simple version:

💰 TCP (Total Contract Price)
The total price stated for the property under the transaction.

💳 Down Payment
The portion of the purchase price you pay upfront or according to the agreed payment schedule before the remaining balance is financed.

📅 Monthly Amortization
The regular payment on a financed balance. The actual amount depends on factors such as the amount financed, interest rate, loan term, and lender or financing arrangement.

⚠️ Important: Don’t look at the monthly figure alone. Ask for a complete breakdown of the TCP, payment schedule, financing terms, and all applicable charges before committing.

Understanding the numbers makes it easier to compare properties based on what you can realistically afford.

📩 Message RezMarki Realty for a FREE Property Consultation.

🏡 Buying to Live In vs Buying to Rent Out? Your priorities should be different.If it’s your HOME, think about your every...
29/08/2026

🏡 Buying to Live In vs Buying to Rent Out? Your priorities should be different.

If it’s your HOME, think about your everyday life:

🏠 Space and layout
📍 Distance to work, school and family
🌳 Community and surroundings
🚗 Accessibility
❤️ Comfort and long-term lifestyle needs

If it’s a RENTAL PROPERTY, evaluate it differently:

📍 Location and accessibility for your target tenant
👥 Likely tenant demand
💰 Purchase price versus realistic rental income
🧾 Association dues, taxes, maintenance and other ownership costs
🔧 Upkeep and property management requirements
📊 Vacancy risk and potential net return

A great home for you isn’t automatically a great rental investment—and a strong rental candidate may not be where you personally want to live.

Start with the purpose. Then choose the property.

📩 Message RezMarki Realty for a FREE Property Consultation.

🏡 House Turnover Checklist: What Should You Inspect Before Accepting the Keys?Getting the keys is exciting—but inspect t...
28/08/2026

🏡 House Turnover Checklist: What Should You Inspect Before Accepting the Keys?

Getting the keys is exciting—but inspect the property carefully before signing your acceptance or turnover documents.

Check these areas:

✅ Walls, ceilings & paint
✅ Floors & tiles
✅ Doors, windows & locks
✅ Faucets, water pressure & drainage
✅ Outlets, switches & lights
✅ Toilets & bathrooms
✅ Kitchen fixtures and cabinets
✅ Roof and visible signs of leaks
✅ Exterior walls and drainage
✅ Turnover documents, manuals & warranties
✅ Property details against your contract
✅ Photos and written records of any issues

If you find defects or incomplete work, document them clearly and ask how they will be addressed before signing acceptance documents.

Your turnover inspection isn't just a formality. It's your opportunity to check whether the property you're receiving matches the agreed specifications and condition.

🔖 Save this checklist for your future turnover day.

📩 Need help with your property journey? Message RezMarki Realty for a FREE Property Consultation.

🏡 Near Work or Near Family: Which Location Would You Choose?You found two homes you love. Similar budget. Similar space....
27/08/2026

🏡 Near Work or Near Family: Which Location Would You Choose?

You found two homes you love. Similar budget. Similar space.

But there's one big difference:

🏢 HOME A: Near Work
Less time commuting and potentially lower transportation costs. More time for yourself before and after work.

👨👩👧👦 HOME B: Near Family
Easier to spend time together, stay connected, and have your support system nearby.

There isn't one right answer because location should fit the life you actually live.

So, if you had to choose today:

🏢 A — NEAR WORK
or
❤️ B — NEAR FAMILY

👇 Comment A or B and tell us why!

📩 Looking for a property in a location that fits your priorities? Message RezMarki Realty for a FREE Property Consultation.

🏠 DON’T BUY BASED ON THE MODEL UNIT ALONE.Model units are designed to help you imagine what a property could look like. ...
26/08/2026

🏠 DON’T BUY BASED ON THE MODEL UNIT ALONE.

Model units are designed to help you imagine what a property could look like. But the furniture, lighting, finishes, appliances, fixtures, and décor you see may not be included in the actual turnover unit.

Before you commit, verify:

✔️ Exact turnover condition
✔️ Standard finishes and materials
✔️ Fixtures and inclusions
✔️ Unit size and layout
✔️ Actual location, orientation, and view
✔️ Parking or storage inclusions, if applicable
✔️ Expected turnover timeline

Ask for the official specifications and written inclusions. If possible, compare them with an actual completed or turnover unit from the development.

Fall in love with the possibilities—but buy based on what you’re actually getting.

📩 Message RezMarki Realty for a FREE Property Consultation before making your property decision.

🏡 OFW ka at gustong bumili ng property sa Pilipinas? You can start planning even while you're abroad.Here’s a practical ...
25/08/2026

🏡 OFW ka at gustong bumili ng property sa Pilipinas? You can start planning even while you're abroad.

Here’s a practical starting point:

1️⃣ Define your budget and purpose—home, investment, rental, or retirement.
2️⃣ Shortlist properties that match your needs and location.
3️⃣ Verify the property, developer/seller, documents, and the professional assisting you.
4️⃣ Review reservation and payment terms before sending money.
5️⃣ Prepare the documents required for your specific transaction and financing option.
6️⃣ If someone must legally act or sign for you in the Philippines, determine whether a properly executed Special Power of Attorney (SPA) is required. Philippine law requires special authority for an agent to acquire immovable property on another person's behalf.
7️⃣ Complete financing, documentation, and turnover requirements.

Being overseas doesn’t mean making property decisions blindly. Verify first, understand the terms, and know exactly what you’re paying for.

📩 Message RezMarki Realty for a FREE Property Consultation.

🏡 **What Does “Equity” Mean When Buying Property?**You’ll hear the word **equity** a lot when talking about homeownershi...
24/08/2026

🏡 **What Does “Equity” Mean When Buying Property?**

You’ll hear the word **equity** a lot when talking about homeownership—but what does it actually mean?

Simply put, **equity is the portion of your property’s current value that you own after accounting for debt secured against it.**

Example:

🏠 Your property is currently worth **₱4,000,000**
🏦 Remaining home loan balance: **₱2,500,000**
💰 Your equity: **₱1,500,000**

**₱4M − ₱2.5M = ₱1.5M equity**

Equity can change over time as you repay your loan and as the property's market value changes. Remember: property values can also decrease, so appreciation should never be treated as guaranteed.

Understanding equity helps you see homeownership differently: you’re not simply making monthly payments—you’re gradually increasing your ownership stake as your loan principal decreases.

📩 Confused by real estate terms? **Message RezMarki Realty for a FREE Property Consultation.**

🏙️ **₱20K Monthly Housing Budget: Condo or House & Lot?** 🏡Same monthly budget. Two very different lifestyles.If you had...
22/08/2026

🏙️ **₱20K Monthly Housing Budget: Condo or House & Lot?** 🏡

Same monthly budget. Two very different lifestyles.

If you had **₱20,000 per month available for housing**, which would you choose?

🏙️ **CONDO** — You might prioritize convenience, amenities, security, and being closer to work or business districts.

🏡 **HOUSE & LOT** — You might prioritize more space, privacy, a yard, and room for your family's future needs.

But here's the important part: **₱20K doesn't automatically qualify you for either option.** Actual affordability depends on the property's price, down payment, financing terms, interest rate, income, existing obligations, fees, and other costs.

So forget the numbers for a moment…

👇 **Which lifestyle would YOU choose?**

🏙️ **TEAM CONDO**
or
🏡 **TEAM HOUSE & LOT**

Tell us **why** in the comments!

📩 Want to know what property options may fit your actual budget? Message RezMarki Realty for a **FREE Property Consultation.**

🏡 **Reservation Fee vs Down Payment: What’s the Difference?**They’re both payments you may encounter when buying propert...
21/08/2026

🏡 **Reservation Fee vs Down Payment: What’s the Difference?**

They’re both payments you may encounter when buying property—but **they are not the same thing.**

🔑 **Reservation Fee**
This is generally paid to reserve a specific property or unit for a stated period. Whether it is refundable, non-refundable, or credited toward the purchase price depends on the reservation agreement and the seller or developer’s terms.

💰 **Down Payment**
This is a portion of the property’s purchase price paid by the buyer. The required amount, payment schedule, and financing arrangement vary depending on the property and transaction.

Before paying either one, always check:

✔ What the payment is for
✔ How much is required
✔ When it must be paid
✔ Whether it forms part of the purchase price
✔ Refund or cancellation conditions
✔ What happens if you don’t proceed with the purchase

**Never rely on verbal promises alone. Read the written terms before making a payment.**

📩 Have questions about a property’s payment terms? **Message RezMarki Realty for a FREE Property Consultation.**

🏡 **Before You Pay: 6 Things to Verify About a Property**Found a property you love? Before paying a reservation fee, dow...
19/08/2026

🏡 **Before You Pay: 6 Things to Verify About a Property**

Found a property you love? Before paying a reservation fee, down payment, or any other amount, **do your due diligence first.**

🔎 **1. Title Status**
For titled properties, verify ownership and check for annotations, liens, or encumbrances that may affect the transaction.

🏗️ **2. Developer or Seller**
Know who you're dealing with and verify their identity, authority, and track record where applicable.

📑 **3. Licenses & Permits**
For projects requiring government authorization, verify the applicable registrations, permits, and License to Sell.

📍 **4. Property & Location**
Confirm the actual property, accessibility, surroundings, and details represented to you.

💰 **5. Payment Terms & Total Costs**
Understand the reservation terms, down payment, financing, fees, taxes, dues, and other applicable charges.

🪪 **6. Agent/Broker Credentials**
Verify the real estate professional you're transacting with and their authority to market the property.

Never let pressure to “reserve today” replace proper verification.

📩 **Have questions before making a payment? Message RezMarki Realty for a FREE Property Consultation.**

Address

General Trias
1550

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+639605671858

Website

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