15/10/2026
₱16K rent or ₱30K to own—which makes more sense for your child?
Renting may cost less today. But what will your family have after graduation?
A MedTech student in Iloilo shared these estimated expenses:
🏠 Rent: ₱16,000/month
💡 Electricity: around ₱1,500/month
🛒 Groceries: around ₱5,000/month
💰 Personal allowance: ₱20,000/month
🎓 Tuition: around ₱50,000/semester
Based on these figures, rent, electricity and groceries alone can reach approximately ₱22,500 monthly—excluding tuition and other personal expenses.
Now compare that with owning a studio at The Southprime Flats:
🔑 Net equity: ₱49,156
or ₱24,578.16 for two months
🏦 Estimated bank amortization: ₱30,810.15/month for 20 years
📍 22 sqm studio unit
🏙️ Ready-for-occupancy option
Renting offers flexibility and a lower monthly housing cost. Ownership requires a bigger commitment, plus association dues, utilities, insurance, taxes and maintenance—but the payments can build ownership of a property your child may continue using, renting out or holding after graduation.
The real question isn’t simply, “Which one is cheaper this month?”
It’s: “After years of paying, do you want flexibility—or an asset?”
Message us for a personalized TSF computation and private viewing.
Figures are based on the August 2026 sample computation. The 7% bank rate is illustrative and not official. Final financing, fees and expenses remain subject to approval and change.
