Rent to Own - House/Condo Units

18/07/2025

❌ 𝐖𝐫𝐨𝐧𝐠 𝐌𝐢𝐧𝐝𝐬𝐞𝐭: “I can’t afford it now. I’ll just save up and buy a property later.”

✔️ 𝐑𝐞𝐚𝐥𝐢𝐭𝐲: Even if you save ₱2 million in two years, it likely won’t be enough. Property prices keep rising — what costs ₱2M today might cost double in two years.

In real estate, time is money. The longer you wait, the more expensive it gets.

Invest now — rent it out for income, or buy low and sell high later. If it’s for personal use, upgrade your lifestyle with your dream home today.

Planning to invest in real estate? Send me a message and let’s talk.

07/11/2024

𝗚𝗢𝗢𝗗 𝗡𝗘𝗪𝗦, 𝗖𝗢𝗠𝗠𝗨𝗧𝗘𝗥𝗦! 🎉

The first segment of the 𝗟𝗥𝗧-𝟭 𝗖𝗮𝘃𝗶𝘁𝗲 𝗘𝘅𝘁𝗲𝗻𝘀𝗶𝗼𝗻 is set to open on November 16, 2024—just in time to make your holiday travels easier! This extension, reaching as far as Sucat, promises faster commutes and more accessible transportation options for Caviteños. 🚆✨

This new development is a game-changer for future residents of CBDI's communities in Cavite, like Liora Homes Naic and Kaia Homes Naic. Enhanced connectivity means shorter travel times to Metro Manila, making it ideal for both work and leisure. Live in Cavite, enjoy quick city access, and experience a peaceful home life—all within reach. 🌆🏡

24/10/2024

𝑺𝑻𝑶𝑷 𝑹𝑬𝑵𝑻𝑰𝑵𝑮 𝑨𝑵𝑫 𝑺𝑻𝑨𝑹𝑻 𝑶𝑾𝑵𝑰𝑵𝑮

✅NO DOWN PAYMENT
✅NO EQUITY
📍NAIC CAVITE
📍Bulacan
📍Pampanga

MESSAGE NOW BEFORE IT'S TOO LATE

𝟬𝟵𝟳𝟲𝟬𝟬𝟰𝟱𝟱𝟱𝟳
𝟬𝟵𝟯𝟱𝟭𝟬𝟯𝟲𝟳𝟮𝟰

23/10/2024

30/09/2024

𝐏𝐀𝐆𝐒𝐈𝐊𝐀𝐓 𝐏𝐋𝐀𝐂𝐄 (𝙎𝙊𝙐𝙏𝙃𝙀𝙍𝙉 𝙉𝘼𝙄𝘾)
📍𝘽𝙧𝙜𝙮. 𝙈𝙪𝙯𝙤𝙣 𝙉𝙖𝙞𝙘, 𝘾𝙖𝙫𝙞𝙩𝙚

‼️𝐍𝐎 𝐄𝐐𝐔𝐈𝐓𝐘‼️
‼️𝐍𝐎 𝐃𝐎𝐖𝐍𝐏𝐀𝐘𝐌𝐄𝐍𝐓‼️

‼️𝟏𝟎,𝟎𝟎𝟎 𝐌𝐀𝐘 𝐁𝐀𝐇𝐀𝐘 𝐊𝐀𝐍𝐀‼️

𝑰𝑵𝑪𝑳𝑼𝑫𝑬𝑺:
- 𝑼𝑳𝑰𝑻𝑰𝑳𝑰𝑻𝒀 𝑪𝑶𝑵𝑵𝑬𝑪𝑻𝑰𝑶𝑵 (𝑴𝑬𝑹𝑨𝑳𝑪𝑶 & 𝑾𝑨𝑻𝑬𝑹)
- 𝑴𝑶𝑽𝑬 𝑰𝑵 𝑭𝑬𝑬

𝗟𝗢𝗧 𝗔𝗥𝗘𝗔: 𝟯𝟲𝗦𝗤𝗠
𝗙𝗟𝗢𝗢𝗥 𝗔𝗥𝗘𝗔: 𝟰𝟰𝗦𝗤𝗠

𝑺𝑻𝑶𝑷 𝑹𝑬𝑵𝑻𝑰𝑵𝑮 𝑨𝑵𝑫 𝑺𝑻𝑨𝑹𝑻 𝑶𝑾𝑵𝑰𝑵𝑮

𝟬𝟵𝟳𝟲𝟬𝟬𝟰𝟱𝟱𝟱𝟳
𝟬𝟵𝟯𝟱𝟭𝟬𝟯𝟲𝟳𝟮𝟰

12/09/2024

The most awaited 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄 and 𝐐𝐔𝐀𝐋𝐈𝐓𝐘 𝐇𝐎𝐌𝐄𝐒 is 𝐍𝐎𝐖 𝐎𝐏𝐄𝐍! 😍
𝐍𝐎𝐑𝐓𝐇𝐃𝐀𝐋𝐄 𝐄𝐒𝐓𝐀𝐓𝐄 𝟐
📍𝑆𝑖𝑡𝑖𝑜 𝑀𝑎𝑛𝑎𝑚𝑒, 𝐵𝑟𝑔𝑦. 𝑆𝑎𝑛 𝑅𝑜𝑞𝑢𝑒, 𝑁𝑎𝑖𝑐 𝐶𝑎𝑣𝑖𝑡𝑒
👉 𝐅𝐎𝐑 𝐀𝐒 𝐋𝐎𝐖 𝐀𝐒 *𝐏𝟓,𝟎𝟎𝟎.𝟎𝟎* 𝐄𝐐𝐔𝐈𝐓𝐘 🫶😍
𝐅𝐋𝐎𝐎𝐑 𝐀𝐑𝐄𝐀: 𝟒𝟐𝐒𝐐𝐌
𝐋𝐎𝐓 𝐀𝐑𝐄𝐀: 𝟑𝟔𝐒𝐐𝐌
📍𝑁𝐸𝐴𝑅 𝐴𝑇:
✅𝐻𝑂𝑆𝑃𝐼𝑇𝐴𝐿
✅𝑆𝐶𝐻𝑂𝑂𝐿
✅𝑂𝑁𝐸 𝑅𝐼𝐷𝐸 𝐺𝑂𝐼𝑁𝐺 𝑇𝑂 𝑀𝐴𝑁𝐼𝐿𝐴
𝐹𝑜𝑟 𝑚𝑜𝑟𝑒 𝑖𝑛𝑓𝑜 𝑚𝑒𝑠𝑠𝑎𝑔𝑒 𝑢𝑠 ℎ𝑒𝑟𝑒:
📩09760045557
📩09351036724

21/07/2024

Additional Knowledge for our investors and clients. Buying a home is a significant investment, and choosing the right financing option is crucial. In the Philippines, there are three primary financing options: bank financing, Pag-IBIG financing, and in-house financing. Here are the differences among them:

🔹Bank Financing
Bank financing is a housing loan or home loan provided by banks or financial institutions to borrowers for the purchase of a property. The loan amount, interest rate, and repayment terms depend on the borrower's creditworthiness and the bank's policies. Bank financing has slightly lower interest rates compared to in-house financing, and the repayment terms can range from 5 to 30 years. However, the application process can be lengthy, and the requirements can be strict.

🔹Pag-IBIG Financing
Pag-IBIG financing is a government-backed housing loan program offered by the Home Development Mutual Fund (HDMF) or Pag-IBIG Fund. It is designed to help Filipinos acquire affordable homes. The loan amount, interest rate, and repayment terms depend on the borrower's monthly income and the property's value. Pag-IBIG financing has lower interest rates compared to bank financing, and the repayment terms can range from 5 to 30 years.
However, the application process can be complicated, and the requirements can be strict.

🔹In-House Financing
In-house financing is a loan provided directly by the property developer or subdivision. It is easier and faster to process than bank financing or Pag-IBIG financing. The loan amount, interest rate, and repayment terms depend on the developer's policies. In-house financing has higher interest rates compared to bank financing and Pag-IBIG financing, and the repayment terms can range from 5 to 10 years. However, it is a good option for those who have been rejected for a bank's home loan application or Pag-IBIG financing.

📌In summary, the best financing option depends on your financial situation and needs. Bank financing is ideal for those who have a good credit score and can provide the necessary requirements. Pag-IBIG financing is suitable for those who have a low to moderate income and want to acquire an affordable home. In-house financing is a good option for those who prefer to transact directly with the property developer or have been rejected for a bank's home loan application or Pag-IBIG financing.

09/07/2024

FOR YOUR INFORMATION👍

To Pag-Ibig Member Clients, Real Estate Brokers & Salespersons.

Pag-IBIG mutual Fund have announced during the technical forum held last June 25, 2024 at BGC that all its locally-employed members with housing loan applications is now mandatorily required to get a Pag-IBIG Loyalty Card Plus.

This aims to address the need for a comprehensive, centralized and reliable data validation and information system for developer-assisted housing loans.

Hence, this will form part of checklist of requirements for Pag-IBIG housing loan applications effective June 30, 2024.

For inquiries on how to avail Pag-IBIG loyalty card plus, you may check their website or visit any Pag-IBIG Fund branch near you.

For your information and guidance.

CTTO

20/05/2024

𝑻𝒊𝒑𝒔 𝑭𝒐𝒓 𝑩𝒖𝒚𝒊𝒏𝒈 𝑨 𝑯𝒐𝒖𝒔𝒆 𝑨𝒔 𝑨 𝑭𝒊𝒓𝒔𝒕 𝑻𝒊𝒎𝒆 𝑯𝒐𝒎𝒆 𝑩𝒖𝒚𝒆𝒓

Buying a house is one of the biggest financial moves you’ll ever make so it’s important to be prepared, especially if it’s your first time buying. Explore some first time home buyer tips and advice intended to help you along the way.

1. 𝐁𝐞 𝐒𝐮𝐫𝐞 𝐘𝐨𝐮’𝐫𝐞 𝐑𝐞𝐚𝐝𝐲 𝐓𝐨 𝐂𝐨𝐦𝐦𝐢𝐭 𝐓𝐨 𝐀 𝐋𝐨𝐚𝐧
One of the most important things for first time home buyers to know is that they shouldn’t purchase a home prematurely. As a first time home buyer, above all, be sure you’re ready to buy. Most mortgage loan terms are 15 or 30 years. Although you may not stay in your home for that long, buying a house is still a major commitment.

2. 𝐒𝐚𝐯𝐞 𝐅𝐨𝐫 𝐀 𝐃𝐨𝐰𝐧 𝐏𝐚𝐲𝐦𝐞𝐧𝐭
With conventional loan down payments going as high as 20%, a down payment can be a big financial step for first time homebuyers.

3. 𝐒𝐭𝐢𝐜𝐤 𝐓𝐨 𝐘𝐨𝐮𝐫 𝐁𝐮𝐝𝐠𝐞𝐭
Many first time home buyers get emotionally invested in a house, but this can backfire if you can’t get the loan for the house or don’t have the funds to address major property issues that the inspection revealed. DON'T GO OVER YOUR BUDGET

4. 𝐖𝐨𝐫𝐤 𝐖𝐢𝐭𝐡 𝐀 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 𝐀𝐠𝐞𝐧𝐭
Work with a real estate agent to find the perfect property. Agents are local professionals who are experts in the home buying process and your local market. JUST DM US! 📩