Cristoper Zigazo

27/05/2025

Bed Space for Rent for only 2,500 per head walking distance form 7-11 Abuno Pajac Lapu-Lapu City, Cebu

#09615741564

22/09/2024

Attention All Client & Buyers Please Help me to buy this Two Story House

Sacrifice Two Story House Rush for Sale Direct Owner.2M Negosiable last Price 1,800,000.00
Location Back of New San Vicente Chapel Basak road Lapu-Lapu City Cebu.

Who buys a house there? It's very cheap. He is in a hurry to sell the house because the owner of the house needs money.

House Details.

Two story house single detach with rooftap.

The first floor has two bedrooms, two bathrooms, a kitchen, and two large living rooms.

The 2nd flr is planned to be rented out as a boarding house or apartment.ò some work has not yet been completed, it's just that the five Crs are ready, I just need to share the rooms so that when it's done, you can rent the rooms.

Near strategic location

Walking destance from Brgy.Road Basak LLC
Wise Practical Investment
Return investment

Near strategic location Accebilities:

5 mins. ( 1.2 Km ) Gaisano Grand Plaza
Mactan Lapu-Lapu, Cebu
6 mins. To Cebu Lights indusrial Park
Lapu-Lapu ( Mepz 4 )
6 mins. Basak Jeep Terminal Lapu-Lapu, Cebu
6 mins. Sm Hypermarket Basak Lapu-Lapu, Cebe
6 mins. Robinson Supermerket Pueblo Verde Basak Lapu-Lapu,Cebu
7 mins. ( 1.7 Km ) MEPZ 2 Lapu-Lapu, Cebu
7 mins. ( 1.6 km ) Mactan Doctors Hospital
Lapu -Lapu Cebu
8 mins. ( 2.1 Km ) Gaisano Grand Mall
Mactan Lapu-Lapu, Cebu
11 mins. Lapu-Lapu Public Market Lapu-Lapu, Cebu
17 mins. Mactan International Airport Lapu-Lapu, Cebu
24 mins Berhin sa Regla sa Opon Lapu-Lapu, Cebu

for more information Intrested Client just PM call this number #09615741564

16/06/2023

Good news re open Bagalnga Compostela, Cebu.

👉For only 2, 917 for 50sqm 5yrs to pay

Pinakabarato nga Yuta data2x..Invest now!
Easy and Affordable Lot Only...

👍Project Name: MIKAEL LAND SUBDIVISION
👍Location: Bagalnga Compostela, Cebu.

✅ No Downpayment
✅ Straight Monthly
✅ Zero interest
✅ 5 yrs. to pay

👉Price: Php. 3,500/sqm

📌Sample Computation:
▪️50 x 3,500 = 175, 000 / 60
= 2, 9167 /monthly

👍With basic amenities

📌( Water line and electric system )
📌( Concrete road )
📌( Underground drainage )
📌( With perimeter fence )
📌( Chapel)
📌( Basketball Court )
📌( Entrance Gate with Guard House )

✔ ️In-House Financing Only!!!
✔️No proof of income required
✔️Just bring 1 valid Id and 1 month payment for reservation

For more inquiries & free site viewing Please pm/ contact
Chri # 096157415642

16/06/2023

FEES ON THE TRANSFER OF TITLE IN THE PHILIPPINES

1. Docs Stamp (1.5% of the total selling price)
2. Transfer Tax (0.5% but not over 1% of the selling price or zonal value whichever is higher depending on LGU where the property is located.
3. Registration Fee (depends on the amount of the property in the Deed Of Sale)
4. Notarial Fee (depends on the amount of the property in the Deed Of Sale)
5. Processing Fee (fee of the broker/agent who will transfer the title, depends on the agreement of the agent/broker and client. )
6. Miscellaneous (Expedite, attorney fee etc)
7. Capital Gains Tax (6% of the total selling price.)

credit/title pic is from: thisisphilippines

16/06/2023

Contract to SELL vs Contract of SALE (Deed of Sale)

📌 What is a Contract of Sale?

Article 1458 of the Civil Code of the Philippines states: "By the contract of sale one of the contracting parties obligates himself to transfer the ownership and to deliver a determinate thing, and the other to pay therefor a price certain in money or its equivalent."

📌 What is a Contract to SELL?

“A contract to sell, on the other hand, is defined as a bilateral contract whereby the prospective seller, while expressly reserving the ownership of the subject property despite its delivery to the prospective buyer, commits to sell the property exclusively to the prospective buyer” upon full payment of the purchase price” (Tumibay vs Lopez, GR 171692)

📌 When does the title or ownership over the property transferred in a CONTRACT OF SALE?

In a contract of sale, title passes to the vendee upon the delivery of the thing sold (actual delivery) or upon ex*****on of the deed of sale (constructive delivery)

📌When does the title or ownership over the property transferred in a CONTRACT TO SELL?

In a contract to sell, by agreement the ownership is reserved in the vendor and is not to pass until the full payment of the price.

📌 Does the actual delivery of the property result to the transfer of the ownership of the property?

It depends.

✔️If a Contract of SALE, yes as there is actual delivery.

✔️If a Contract to SELL, the actual delivery of the property does not necessarily mean the transfer of ownership.

📌 To summarize, what is the difference between a Contract to Sell vs a Contract of Sale?

In a contract of sale, title passes to the vendee upon the delivery of the thing sold (actual delivery) or upon ex*****on of the deed of sale (constructive delivery); whereas in a contract to sell, by agreement the ownership is reserved in the vendor and is not to pass until the full payment of the price.

In a contract of sale, the vendor has lost and cannot recover ownership until and unless the contract is resolved or rescinded; whereas in a contract to sell, title is retained by the vendor until the full payment of the price.

‼️ctto‼️

16/06/2023

𝟲 𝗧𝗔𝗫𝗘𝗦 𝗬𝗢𝗨 𝗡𝗘𝗘𝗗 𝗧𝗢 𝗖𝗢𝗡𝗦𝗜𝗗𝗘𝗥 𝗪𝗛𝗘𝗡 𝗕𝗨𝗬𝗜𝗡𝗚 𝗟𝗔𝗡𝗗

You need to acquaint yourself of these taxes when you purchase a piece of land. This should be part of your budget.

1️⃣ 𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗚𝗮𝗶𝗻𝘀 𝗧𝗮𝘅 - You pay this when you sell something at a price higher than you spent to buy it. In other words, it is a tax levied on the earnings gained from selling capital assets.
2️⃣ 𝗥𝗲𝗮𝗹 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗧𝗮𝘅 - that is paid annually for owning real property such as land, building, improvements, and machinery. The Local Government Unit imposes this tax as a means of raising their revenue to fund basic public services they provide.
3️⃣ 𝗗𝗼𝗰𝘂𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗦𝘁𝗮𝗺𝗽𝘀 𝗧𝗮𝘅 - It is a tax charged on documents, instruments, any loan agreements, and papers evidencing the acceptance, assignment, sale, or transfer of an obligation, right, or property.
4️⃣ 𝗧𝗿𝗮𝗻𝘀𝗳𝗲𝗿 𝗧𝗮𝘅 - is imposed whenever there is a transfer of ownership of the real property through sale, donation, or any other mode. The rate ranges from 0.5% to 0.75% of the zonal value or selling price of the property, whichever is higher depending on the municipality where the land is located.
5️⃣ 𝗗𝗼𝗻𝗼𝗿’𝘀 𝗧𝗮𝘅 - is imposed on the free transfer of property between two or more persons by donation or gift provided they are still alive at the time of the transfer.
6️⃣ 𝗘𝘀𝘁𝗮𝘁𝗲 𝗧𝗮𝘅 𝗼𝗿 𝗜𝗻𝗵𝗲𝗿𝗶𝘁𝗮𝗻𝗰𝗲 𝗧𝗮𝘅 - is imposed on the privilege of transferring property upon the death of the owner of the land to the lawful heirs. You need to file and pay the Estate Tax before the ownership of any real property can be transferred from the decedent to his/her heirs.

16/06/2023

🔸️LAND TITLE VS TAX DECLARATION 🔸️

The Difference between the Certificate of Title versus Tax Declaration in the Philippines

🔻🔻🔻🔻🔻🔻🔻🔻🔻
CERTIFICATE OF TITLE
1. A document evidencing a right of ownership to a property
2. A document that attest to the fact that the person named is the owner of the property described therein subject to liens and encumbrances noted on it
3. It is registered with the Register of Deeds of the province or city where the land is located
4.The Certificate of Title is indefeasible and imprescriptible
5. All claims to the land are quieted upon issuance of this document
6. Recorded with the Register of Deeds of the municipality, city, or province where the land is located.

🔻🔻🔻🔻🔻🔻🔻🔻
TAX DECLARATION
1. A document that show good sign of possession only in the concept of owner, not ownership
2. Not conclusive evidence of ownership to property, but only a proof of payment of realty taxes
3. Recorded with the Assessor’s Office of every municipality or city where the land is located

▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️
Ang pagmamay-ari ng lupa ay napapatunayan sa pamamagitan na hawak na titulo na kung tawagin ay ang Transfer Certificate of Title (TCT) o Condominium Certificate of Title (CCT). Ayon sa maraming Supreme Court decisions “the best proof of ownership of a piece of land is the Certificate of Title” (Halili vs. Court of Industrial Relations, 257 SCRA 174 [1996]). Ito ang tinatawag na titulo ng lupa at wala nang iba pa.

Ang "tax declaration ay hindi titulo ng lupa. Maraming Supreme Court decision din ang nagsasabi na "Tax declarations and receipts are not conclusive evidence of ownership. At most, they constitute mere prima facie proof of ownership of the property for which taxes have been paid. In the absence of actual, public and adverse possession, the declaration of the land for tax purposes does not prove ownership." Ibig sabihin nito na ang tax declaration ay hindi siguradong ebidensiya ng pagmamay-ari ng lupa. While tax declarations and receipts are not conclusive evidence of ownership and do not prove title to the land.
▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️

Ang tax declaration ay pwedeng i-apply para maging titulo. May dalawang pamamaraan ng pagpaparehistro ng lupa, ito ay ang sumusunod:

1. Judicial Proceeding – kung saan kinakailangan ninyong magfile ng petisyon para sa registration sa korte.

2. Administrative Proceeding –ito ay pamamaraan kung saan mag-file ng application para sa “Homestead Patent” sa DENR at ang registration ng patent na ito ang magiging batayan para sa pag-isyu ng Original Certificate of Title alinsunod sa Commonwealth Act 141 o ang “THE PUBLIC LAND ACT”.

Source:

16/06/2023

Adverse Claim on Certificate of Title

📌What is an ADVERSE CLAIM?

An adverse claim is a statement made under oath by someone who claims any part or interest in a registered piece of land adverse to the registered owner and serves as a notice to all of such a claim.

📌 What are examples of adverse claims?

✔️Long-term lease
✔️ Claim as an heir
✔️ Buyer of the land but not sale is not yet registered

📌 What is the purpose of an Adverse Claim?

The annotation of an adverse claim is a measure designed to protect the interest of a person over a piece of real property where the registration of such interest or right is not otherwise provided for by the Land Registration Act or Act 496 (now Presidential Decree 1529 or the Property Registration Decree), and serves as a warning to third parties dealing with said property that someone is claiming an interest on the same or a better right than the registered owner thereof.”

📌 How to register an Adverse Claim?

Section 70. Adverse claim. Whoever claims any part or interest in registered land adverse to the registered owner, arising subsequent to the date of the original registration, may, if no other provision is made in this Decree for registering the same, make a statement in writing setting forth fully his alleged right or interest, and how or under whom acquired, a reference to the number of the certificate of title of the registered owner, the name of the registered owner, and a description of the land in which the right or interest is claimed.

The statement shall be signed and sworn to, and shall state the adverse claimant's residence, and a place at which all notices may be served upon him. This statement shall be entitled to registration as an adverse claim on the certificate of title

📌 What is the effectivity period of an Adverse Claim?

Under the law, an adverse claim shall be effective for a period of thirty (30) days from the date of registration.

📌 Does that mean that after the lapse of 30-day period, the Adverse Claim has automatically no effect?

No, It does not follow, however, that after the lapse of the period, the same has no force and effect. The adverse claim shall remain annotated and continue to be a lien on the property, until the same is canceled through a verified petition in court.

📌 How may an Adverse Claim be cancelled?

Before the lapse of thirty days aforesaid, any party in interest may file a petition in the Court of First Instance where the land is situated for the cancelation of the adverse claim, and the court shall grant a speedy hearing upon the question of the validity of such adverse claim, and shall render judgment as may be just and equitable.

If the adverse claim is adjudged to be invalid, the registration thereof shall be ordered canceled.

07/06/2023

02/06/2023

VILLA ASER IPIL CARMEN, CEBU

☆☆☆ OUR NEWEST PROMO
Choices discounts ☆☆☆
■ Free Land Titling
■ Php. 20, 000 Outrigh Dis.
■ STRAIGHT MONTHLY
■ NO DOWNPAYMENT
■ Optional P5, 000 reserve fee
■ 60 mon. 5yrs. To pay 0% int.
PAYMENT SCHEME
In House Financing scheme.
Presell Price
Price P/sq.m. Php.4,000 regular
Corner Php.4,500 p/sq.m.
FORMULA FOR COMPUTATION
AREA x PRICE = TCP - 2OK
DiS = BALANCE ÷ 60 mos.
( 5yrs.) St. Monthly
as low as P3, 000 per month for 50 sq.m. Area 5yrs. payable ( 60 mos.)
STRAIGTH MONTHLY
TCP. Php. 200, 000
Less 20, 000 outright dis.
Bal. Amt. 180, 000
Payable in 5yrs. 60 months
To pay 0% int. as low as
Php. 3, 000 monthly
Note: Promo Choices dis.
Less 20K dis. / Free Land Titling
🐸 🐵 🙈 🙉 🙊 🐒 🐔🐧🐦🐤
🏗🏙NEAREST ESTABLISHMENT:
✅ Near in FPD Food Carmen Plan 2 min.
✅ Near in St. Augustine Parish Church 3 min.
✅ Near in Metro Supermarket Carmen 5 min.
✅ Near in Carmen Public Market 3min.
✅ Near in ( CTU ) Carmen 3 min.
✅ Near in Carmen Christian School 3 min.
✅ Near in Carmen Municipal Hall.
✅ Near in Rural Bank Carmen Branch 3 min.
✅ 7-11 Carmen 3min.
For Site Tripping schedule.
Chris # 09615741564
Tel.no.☎ ( 032 ) 887-1608

09/02/2023

Guyz Subdivision lot walking distance from the beach along the brgy road & walking distance from the national road. Affordable lot only, promo choices discounts 50K dis, Free Land Titling. For regular cutting 50sq.m, lot price 6K p/sq.m , Corner lot 6,500 p/sq.m
as low as 3,472 mos. 6yrs. To pay 0% int.
Loc. Sitio Sansan brgy. Maño San Remigio, Cebu.

For more info. Pls. Con # 09615741564 Chris.