Real Estate with KD

Real Estate with KD Owner,KDLC Realty

Licensed Real Estate Broker & Appraiser
PRC Registration No. 0033980 & 0012373
DHSUD No. RFO4A-B-1883

Are you looking for?

House and Lotโœ…
Lot onlyโœ…
Condominiumโœ…

Free Site Viewing๐Ÿ’š
Viber & Whatsapp 0946 653 8142
SMS/Call 0906 477 9674

04/03/2026

๐“๐จ๐ญ๐š๐ฅ ๐ƒ๐ โ‚ฑ๐Ÿ—๐Ÿ,๐Ÿ‘๐Ÿ๐Ÿ•.๐Ÿ“๐ŸŽ!๐Ÿ˜ฑWhy rent when you can own for just โ‚ฑ16-17k Monthly Amortization with our RCBC Promo, we are practically handing you the keys.

The "Zero-Cost" Reservation Trick:
You pay a โ‚ฑ15,000 reservation fee, and we immediately slash โ‚ฑ15,000 OFF to your Equity/DP. Itโ€™s like getting your reservation for FREE!

Why Choose Ecoverde Homes Sahaia Phase 2?
โ€ข Massive Savings: Up to โ‚ฑ30,000 in total discounts.
โ€ข Low Entry Point: Downpayment starts at only โ‚ฑ92,317.50 (Total Downpayment)

โ€ข Space for the Family: 3 Bedrooms, 1 Toilet & Bath, and a dedicated laundry/service area.

๐Ÿš— FREE Site Tripping & Reservation Assistance
Letโ€™s secure your dream home now!

๐Ÿ“ž Kim Dexcis L. Cruzat, REB, REA
PRC REBL No. 0033980 | DHSUD RFO4A-B-1883
๐Ÿ“ฑ Viber & WhatsApp: 0946 653 8142
๐Ÿ“ž Other No.: 0906 477 9674

04/03/2026

Start the year off strong! ๐Ÿ’š๐Ÿ™

Iโ€™m thrilled to announce that Iโ€™ve been named the Top 2 Sales Agent for the month of January. Huge thanks to my amazing clients and to Ecoverde Homes Corporation for the continued partnership. Looking forward to helping even more families find their dream homes this year! ๐ŸŽ‰๐Ÿ ๐Ÿ™‚

Thank you for choosing me as your Real Estate Broker and trusting KDLC Realty as your partner in this journey.

๐Ÿš— FREE Site Tripping & Reservation Assistance
Letโ€™s secure your dream home now!

๐Ÿ“ž Kim Dexcis L. Cruzat, REB, REA
PRC REBL No. 0033980 | DHSUD RFO4A-B-1883

๐Ÿ“ฑ Viber & WhatsApp: 0946 653 8142
๐Ÿ“ž Other No.: 0906 477 9674

Huge congratulations to Ecoverde Homes Corporation and Ovialand, Inc. for another incredible milestone! ๐Ÿก๐Ÿ’šIt is inspirin...
02/03/2026

Huge congratulations to Ecoverde Homes Corporation and Ovialand, Inc. for another incredible milestone! ๐Ÿก๐Ÿ’š

It is inspiring to see both teams recognized as a Top 7 Developer Nationwide by the Pag-IBIG Fund during the Chairmanโ€™s Report 2025. This prestigious award is a testament to the unwavering commitment to excellence and dedication to providing quality housing for every Filipino family. ๐ŸŽ‰๐Ÿ ๐Ÿ™Œ

From board exam days to passing both the Broker and Appraiser Licensure exams. Feeling so grateful! ๐Ÿ™Best of luck to the...
24/02/2026

From board exam days to passing both the Broker and Appraiser Licensure exams. Feeling so grateful! ๐Ÿ™Best of luck to the next batch of aspiring brokers taking the exam this April. Youโ€™ve got this! ๐Ÿ™‚๐Ÿ™

19/02/2026

A huge thank you and congratulations to my client from San Pascual, Batangas on the acquisition of your new home at Ecoverde Homes Sahaia San Pascual Batangas! We successfully secured this โ‚ฑ2,748,000 property through bank financing made possible by RCBC and Ecoverde Homes Corporation. I look forward to providing you with dedicated guidance and support all the way through to the turnover of your dream home. ๐Ÿ’š๐Ÿก๐ŸŽ‰

Thank you for choosing me as your Real Estate Broker and trusting KDLC Realty as your partner in this journey.

๐Ÿš— FREE Site Tripping & Reservation Assistance
Letโ€™s secure your dream home now!

๐Ÿ“ž Kim Dexcis L. Cruzat, REB, REA
PRC REBL No. 0033980 | DHSUD RFO4A-B-1883

๐Ÿ“ฑ Viber & WhatsApp: 0946 653 8142
๐Ÿ“ž Other No.: 0906 477 9674

You can pay your Pag-IBIG housing loan principal through Bills Payment on Maya, so no need pumila sa branch. ๐Ÿ’šJust make ...
19/02/2026

You can pay your Pag-IBIG housing loan principal through Bills Payment on Maya, so no need pumila sa branch. ๐Ÿ’š

Just make sure your payment is at least 2x ng monthly amortization para yung excess ma-apply talaga sa principal. Once posted, makikita mo agad yung updated total loan balance sa Virtual Pag-IBIG website. Usually, via email din sila nagsesend ng billing details.

For recomputation, ginagawa ito during the repricing period. You can request to recalculate your monthly amortization based sa updated principal balance mo. Better din to keep a spreadsheet para mamonitor mo how much talaga yung nababawas sa principal after each payment.

Post Credits to: Digital Banks PH Updates

Happy Chinese New Year! โœจ May this Year bring prosperity, good fortune, and new beginnings to you and your family. As yo...
17/02/2026

Happy Chinese New Year! โœจ May this Year bring prosperity, good fortune, and new beginnings to you and your family. As you welcome a fresh start, let KDLC Realty help you find a home that brings you joy and abundance all year round. ๐Ÿ ๐Ÿงง

This Valentineโ€™s Day give more than flowers or chocolatesโ€ฆ give a place where love grows every single day. ๐Ÿ’š๐Ÿกโค๏ธA home is...
14/02/2026

This Valentineโ€™s Day give more than flowers or chocolatesโ€ฆ give a place where love grows every single day. ๐Ÿ’š๐Ÿกโค๏ธ

A home is not just a gift โ€” itโ€™s a lifetime of memories, comfort, and togetherness with the ones who matter most.

Because the perfect Valentineโ€™s gift is a place to call home.

Message me to find the perfect home for you and your loved ones today. ๐Ÿ’Œโœจ

๐Ÿš— FREE Site Tripping & Reservation Assistance
Letโ€™s secure your dream home now!

๐Ÿ“ž Kim Dexcis L. Cruzat, REB, REA
PRC REBL No. 0033980 | DHSUD RFO4A-B-1883

๐Ÿ“ฑ Viber & WhatsApp: 0946 653 8142
๐Ÿ“ž Other No.: 0906 477 9674

10/02/2026

The (SC) has ruled that same-sex couples who live together may be recognized as co-owners of property under Article 148 of the ๐˜๐˜ข๐˜ฎ๐˜ช๐˜ญ๐˜บ ๐˜Š๐˜ฐ๐˜ฅ๐˜ฆ, provided there is proof of actual contribution.

In a Decision written by Associate Justice Jhosep Y. Lopez, the SCโ€™s Second Division granted a womanโ€™s complaint for partition of property and recognized her as a co-owner of the house and lot she shared with her same-sex partner.

Article 148 of the ๐˜๐˜ข๐˜ฎ๐˜ช๐˜ญ๐˜บ ๐˜Š๐˜ฐ๐˜ฅ๐˜ฆ governs the property relations of couples who are living together but cannot legally marry, acknowledging co-ownership based on their actual contributions.

The two women lived together as a couple. A year into their relationship, they purchased a house and lot, and agreed to register the property in one partnerโ€™s name to facilitate banking transactions.

Upon separation, they agreed to sell the property and divide the proceeds equally. One partner signed an ๐˜ˆ๐˜ค๐˜ฌ๐˜ฏ๐˜ฐ๐˜ธ๐˜ญ๐˜ฆ๐˜ฅ๐˜จ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต stating that the other had paid about 50% of the purchase and renovation costs.

However, she later refused to sell the property and denied that her former partner was a co-owner.

To protect her interest, the former partner annotated an adverse claim on the title and demanded partition of the property. When this failed, she filed a case for partition of real estate and damages, relying on the ๐˜ˆ๐˜ค๐˜ฌ๐˜ฏ๐˜ฐ๐˜ธ๐˜ญ๐˜ฆ๐˜ฅ๐˜จ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต as proof of co-ownership.

The SC granted the complaint for partition of real estate, as it clarified the provisions in the ๐˜๐˜ข๐˜ฎ๐˜ช๐˜ญ๐˜บ ๐˜Š๐˜ฐ๐˜ฅ๐˜ฆ governing the property relations of unmarried couples living together.

Article 147 applies to unmarried couples who may legally marry. Property acquired during their cohabitation is presumed jointly owned.

Article 148, on the other hand, applies to couples who are not permitted to marry. Only properties obtained through actual contribution are considered common property.

Since the ๐˜๐˜ข๐˜ฎ๐˜ช๐˜ญ๐˜บ ๐˜Š๐˜ฐ๐˜ฅ๐˜ฆ only allows marriage between a man and a woman, the SC held that same-sex couples necessarily fall under Article 148.

Here, the SC found that the signed ๐˜ˆ๐˜ค๐˜ฌ๐˜ฏ๐˜ฐ๐˜ธ๐˜ญ๐˜ฆ๐˜ฅ๐˜จ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, where one partner admitted that the other paid about half of the property costs, was a binding admission and sufficient proof of actual contribution. This established co-ownership.

Read the full text of the press release at https://sc.judiciary.gov.ph/?p=160462.

Read the full text of the Decision at https://sc.judiciary.gov.ph/?p=160431.

Read the Concurring Opinion of Senior Associate Justice Marvic M.V.F. Leonen at https://sc.judiciary.gov.ph/?p=160444.

Read the Concurrence of Associate Justice Amy C. Lazaro-Javier at https://sc.judiciary.gov.ph/?p=160439.

Copying of this content is subject to the SC PIOโ€™s Credit Attribution Policy: https://sc.judiciary.gov.ph/credit-attribution-policy/.

Hi! Iโ€™m Kim Dexcis L. Cruzat, Owner of KDLC Realty. A PRC Licensed Real Estate Broker and Appraiser. I help clients find...
07/02/2026

Hi! Iโ€™m Kim Dexcis L. Cruzat, Owner of KDLC Realty. A PRC Licensed Real Estate Broker and Appraiser.

I help clients find the right house and lot, condominium, or lot-only property.

For any real estate needs, feel free to message my page โ€œReal Estate with KD.โ€ Iโ€™d be more than happy to assist you! ๐Ÿ˜Š

๐Ÿš— FREE Site Tripping & Reservation Assistance
Letโ€™s secure your dream home now!

๐Ÿ“ž Kim Dexcis L. Cruzat, REB, REA
PRC REBL No. 0033980 | DHSUD RFO4A-B-1883
๐Ÿ“ฑ Viber & WhatsApp: 0946 653 8142
๐Ÿ“ž Other No.: 0906 477 9674

05/02/2026

Had an ocular visit with a client and assisted another with her Reservation Agreement signing at Ecoverde Homes Sahaia, San Pascual.

More exciting updates coming soon for our upcoming project in Batangas City โ€” Ecoverde Alaya! Follow and DM for details. ๐Ÿ’š

๐Ÿš— FREE Site Tripping & Reservation Assistance
Letโ€™s secure your dream home now!

๐Ÿ“ž Kim Dexcis L. Cruzat, REB, REA
PRC REBL No. 0033980 | DHSUD RFO4A-B-1883
๐Ÿ“ฑ Viber & WhatsApp: 0946 653 8142
๐Ÿ“ž Other No.: 0906 477 9674

Limited units available โ€” message now and OWN your home in SAHAIA SAN PASCUAL! ๐Ÿก๐Ÿ’š

Hello February! ๐Ÿ’šโค๏ธA new month brings new opportunities to invest, own, and move closer to your dream home. ๐ŸกโœจLetโ€™s make...
01/02/2026

Hello February! ๐Ÿ’šโค๏ธ

A new month brings new opportunities to invest, own, and move closer to your dream home. ๐Ÿกโœจ
Letโ€™s make this the month you say โ€œThis is ours.โ€

Message us to start your homeownership journey today.

๐Ÿš— FREE Site Tripping & Reservation Assistance
Letโ€™s secure your dream home now!

๐Ÿ“ž Kim Dexcis L. Cruzat, REB, REA
PRC REBL No. 0033980 | DHSUD RFO4A-B-1883

๐Ÿ“ฑ Viber & WhatsApp: 0946 653 8142
๐Ÿ“ž Other No.: 0906 477 9674


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