09/07/2023
๐ ๐๐ ๐ง๐๐ฃ๐ฆ ๐ฃ๐๐๐ก๐ข ๐ ๐๐๐ช๐๐ฆ๐๐ก ๐๐ก๐ ๐๐๐ฆ๐๐ฃ๐ฃ๐ฅ๐ข๐ฉ๐๐ ๐ฆ๐ ๐๐ฌ๐ข๐ก๐ ๐ฃ๐๐-๐๐๐๐ ๐๐ข๐จ๐ฆ๐๐ก๐ ๐๐ข๐๐ก!
๐. ๐๐ซ๐จ๐ฏ๐ ๐ญ๐ก๐๐ญ ๐ฒ๐จ๐ฎ ๐ก๐๐ฏ๐ ๐ ๐ฌ๐ญ๐๐๐ฅ๐ ๐ฌ๐จ๐ฎ๐ซ๐๐ ๐จ๐ ๐ข๐ง๐๐จ๐ฆ๐.
- Despite the affordable rates to help you become a homeowner, mahalagang ipakita sa agency na kaya mong magbayad.
Kapag nag-aaplay, siguraduhing magbigay ka ng copy ng iyong kontrata sa pagtatrabaho (COE at payslip) pati na rin ang iba pang mga dokumento ng kita na magpapatunay kung magkano ang iyong kinikita. Kung mayroon kang kasalukuyang negosyo, magsumite ng mga financial statement na nagpapatunay kung magkano ang iyong kinikita. Magbibigay ito ng ideya sa PAG-IBIG na maaari mong bayaran ang utang kahit anong mangyari.
๐. ๐๐ง๐ฒ ๐๐๐-๐๐๐๐ ๐ฅ๐จ๐๐ง๐ฌ ๐ฆ๐ฎ๐ฌ๐ญ ๐๐ ๐ฌ๐๐ญ๐ญ๐ฅ๐๐ ๐๐ข๐ซ๐ฌ๐ญ.
- This is another must. Kung sakaling mayroon kang dati at hindi pa nabayarang mga pautang mula sa PAG-IBIG, ito man ay isang housing loan o multi-purpose loan, siguraduhing magbabayad ka. Kung hindi, ito ay maaaring maging dahilan para tanggihan ng agency ang iyong application sa Pag-ibig Housing loan.
๐. ๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐ ๐ข๐ฌ ๐ ๐ฆ๐ฎ๐ฌ๐ญ.
- This is why it is important to submit proof of income to show the agency that you are capable of paying the loan, regardless of the amount. Kaya kapag kukuha ng property, mas mabuting merong agent na mag a assist sayo. Mas matutulungan ka nila sa iyong kinukuhang property kung magkano ang required salary nito.
๐. ๐๐ฎ๐๐ฆ๐ข๐ญ ๐๐ฅ๐ฅ ๐ญ๐ก๐ ๐ซ๐๐ช๐ฎ๐ข๐ซ๐๐ฆ๐๐ง๐ญ๐ฌ.
- Makesure na kaya mong ma e provide ang requirements na kakailanganin.. These will make less hassle if you have agent na mag a assist sayo, specially kapag ang property is inside subdivision which is under developer. Dahil, gagawin mo lang is to submit the requirements and fully assisted na ni developer ang application sa pagibig housing loan..
๐. ๐๐ญ๐ญ๐๐ง๐ ๐ญ๐ก๐ ๐๐๐-๐๐๐๐ ๐๐จ๐ฎ๐ฌ๐ข๐ง๐ ๐๐จ๐๐ง ๐๐ซ๐จ๐ ๐ซ๐๐ฆ ๐๐ซ๐ข๐๐ง๐ญ๐๐ญ๐ข๐จ๐ง/๐๐๐ฆ๐ข๐ง๐๐ซ.
- Did you know that this orientation was mandatory before you apply for a loan? At present, the agency conducts free seminars to anyone who wants to apply for PAG-IBIG Housing Loan. This is a good opportunity for you to learn more about this facility and at the same time, get answers directly from PAG-IBIG officials. With Agent much better, dahil may naka alalay sayo in every step of the way..