MBP.Onepropertee Palawan

MBP.Onepropertee Palawan I'm Melvin .Real estate Sales person .More than 5 years in service with Broker Daisy Maristela

NEW PROJECT ; EAST HILLS RESIDENCE 8 UNIT APARTMENT 📍Digueboy Coron PalawanOwner; Ma. Damsel D.Gard and Jonathan William...
14/12/2025

NEW PROJECT ;
EAST HILLS RESIDENCE
8 UNIT APARTMENT
📍Digueboy Coron Palawan
Owner; Ma. Damsel D.Gard and Jonathan William Gard

ONLY a Licensed Real Estate Appraiser (REA) may legally serve as Provincial, City, or Municipal Assessor whether Permane...
07/12/2025

ONLY a Licensed Real Estate Appraiser (REA) may legally serve as Provincial, City, or Municipal Assessor whether Permanent, Acting, or Officer-in-Charge (OIC).

This mandate is grounded in National Laws, CSC rules, and DBM Qualification Standards, all of which uniformly require that the Assessor position shall only occupied exclusively by a duly licensed Real Estate Appraiser.

LEGAL BASIS

1. CSC Memorandum Circular No. 8, s. 2025 or the 2025 Omnibus Rules on Appointments and Other Human Resource Actions (2025 ORAOHRA).
📌 Rule IV – Employment Status, Nature of Appointment, and Other Human Resource Actions
📌 Section 13. Other Human Resources expressly states that

“Designees shall meet the Qualification Standards (QS) of the positions to which they are designated.”

This means:
• Anyone designated as OIC/Acting Municipal, City, or Provincial Assessor MUST be a licensed Real Estate Appraiser (REA) — not CESO, not Career Service, not any other eligibility.
• The designee must fully meet the QS under RA 9646, RA 7160, RA 12001, and DBM-CSC-PRBRES standards.
• LCEs and LGU HRM Officers are expected to strictly enforce this rule.
• Assigning a non-REA as OIC/Acting Assessor is a direct violation of CSC rules and PRC-PRBRES regulations.

2. RA 9646 (Real Estate Service Act)
• Section 28 requires that the position of Assessor shall be filled only by a Licensed Real Estate Appraiser.
✔ Not only appointment — but the position itself must be occupied ONLY by a licensed REA.
✔ A designation or OIC assignment is still “filling the position,” even temporarily.
✔ RESA overrides internal LGU practices because it is a national licensing law.

3. RA 7160 (Local Government Code)
• Section 472
✔ Requires strict compliance with DBM–CSC Qualification Standards, which include the required REA eligibility for Assessors.

4. REAL PROPERTY VALUATION AND ASSESSMENT REFORM ACT (RPVARA), RA 12001 strengthens and reinforces the requirement that valuation and assessment functions be performed only by Licensed Real Estate Appraisers.

Section 15 – Minimum Qualifications
✔ Appraisers and assessors performing valuation functions must possess professional registration and license under RA 9646.

Section 18 – Professional Standards
✔ Requires compliance with IVS, PVS, and PRBRES standards, which only licensed REAs can legally perform.

Section 39 – Accountability of Officials.
Penalties apply to officials who:
✔ knowingly assign unqualified persons
✔ knowingly fail to comply with valuation standards
✔ obstruct the implementation of professional requirements

Thus, designating a non-REA as Assessor is a direct violation of RPVARA.

5. DBM Qualification Standards (QS)
QS for the Assessor position explicitly require:
✔ Eligibility: Licensed Real Estate Appraiser
✔ Education, training, and experience consistent with valuation functions.

6. PRBRES / PRC Regulations
✔ Appraisal and assessment work constitutes real estate appraisal practice, which requires an REA license.
✔ Non-REA personnel performing these functions are engaged in unauthorized practice.

7. DILG Circulars
✔ Direct LGUs to strictly observe qualification standards, RESA, and CSC rules.
✔ OIC/Acting designations are not exempt from QS requirements.

Assigning a non-REA as OIC/Acting Assessor is NOT a “technicality.”
It is a direct violation of multiple national laws and civil service rules.

The LCE and HRMO can be held administratively liable, while the unlicensed individual performing Assessor functions commits unauthorized practice of real estate appraisal, subjecting them to PRC/PRBRES administrative action, possible criminal penalties, and fines under RA 9646. In serious cases, this may also lead to disqualification from future REA licensure applications.

If your LGU or another LGU is designating a NON-REA as OIC/Acting Assessor, please report immediately to any of the following:
✔ Civil Service Commission (CSC)
✔ Professional Regulation Commission (PRC)
✔ Professional Regulatory Board of Real Estate Service (PRBRES)

📣 Let’s promote compliance, professionalism, and integrity in the Real Property Tax Administration (RPTA) and Real Estate Service.

A strong LGU begins with qualified professionals in the right positions.

24/10/2025

💔 When Buyers Can’t Pay the Balance: Can You Still Get Your Money Back Under the Maceda Law?

Many condo and subdivision buyers in the Philippines don’t realize this painful truth — when you fail to pay your balance or your bank loan doesn’t get approved, you risk losing everything you’ve already paid.

But there’s good news.
You might still be protected under the Maceda Law — officially known as the Realty Installment Buyer Protection Act (R.A. 6552).

⚖️ What Is the Maceda Law?

The Maceda Law protects buyers of real estate on installment basis, such as pre-selling condos, subdivision lots, or houses and lots.
It ensures that if you’ve already paid a significant portion of the total price, you won’t lose everything in case you default.

💰 How Much Can a Buyer Get Back?

It depends on how long you’ve been paying:

✅ 1. If you’ve paid at least 2 years of installments:

You are entitled to a cash surrender value of 50% of total payments made.

PLUS an additional 5% per year after the 5th year, but not to exceed 90% of your total payments.

📘 Example:
If you’ve already paid ₱500,000 over 3 years,
you are entitled to ₱250,000 refund (50%) under the law.

⚠️ 2. If you’ve paid less than 2 years:

The developer must give you a 60-day grace period to pay the unpaid balance.

If you still can’t pay after 60 days, the developer may cancel the contract — but you lose your payments unless the developer voluntarily grants a refund.

🏢 What to Do to Claim Your Refund

If you qualify under the Maceda Law:

1. Send a formal written notice to the developer requesting refund under R.A. 6552.

2. Keep all receipts, contracts, and correspondence as proof of payment.

3. If the developer refuses, you may file a complaint with the HLURB (now DHSUD) or seek legal assistance to enforce your right.

💡 Practical Advice Before You Buy

Know your financial capacity before committing.

Understand bank financing terms and check your loan eligibility in advance.

Ask your broker to explain the full payment schedule, not just the equity phase.

Keep all your documents organized — they are your protection if problems arise.

🤝 For Guidance or Consultation

Before you invest or if you’re facing issues with your property purchase, reach out to:
Samuel O. Lao & Associates
📱 0917-323-6123 (Mobile | Viber | WhatsApp)

We’ll help you understand your rights, assess your financial position, and protect your hard-earned investment.

⚠️ Disclaimer: This article is for general information only and not a substitute for legal advice. Actual refund amounts and eligibility under R.A. 6552 (Maceda Law) depend on the terms of your contract and verified payment history.

“The blessing of the Lord brings wealth, without painful toil for it.”‭‭Proverbs‬ ‭10‬:‭22‬ ‭NIV‬ From CANADA🇨🇦(buyer 1 ...
21/09/2025

“The blessing of the Lord brings wealth, without painful toil for it.”
‭‭Proverbs‬ ‭10‬:‭22‬ ‭NIV‬

From CANADA🇨🇦
(buyer 1 Hectares TITLED )

Thank you for Trusting …






this post only shows that the transaction is legit.

21/09/2025

Celebrating my 4th year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

   For Sale Farm Lot in Coron PalawanHorayy We have another 5 lots available (1 hectares per lot )Farm lot with Titled 5...
15/08/2025





For Sale Farm Lot in Coron Palawan

Horayy
We have another 5 lots available
(1 hectares per lot )
Farm lot with Titled

5to10minutes to the upcoming international Airport in Coron
Accessable
Car and motor
35minutes to the town proper
Price is For you

07/07/2025
07/07/2025
“The blessing of the Lord brings wealth, without painful toil for it.”‭‭Proverbs‬ ‭10‬:‭22‬ ‭NIV‬Successful Transaction ...
17/05/2025

“The blessing of the Lord brings wealth, without painful toil for it.”
‭‭Proverbs‬ ‭10‬:‭22‬ ‭NIV‬

Successful Transaction
Date : 12-09-2024
WONG FAMILY From SINGAPORE
(buyer 1 Hectares TITLED )

Thank you for Trusting …






.003901


This image taken at PLQ MALL IN SINGAPORE 🇸🇬

this post only shows that the transaction is legit.

Address

Makati
1210

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