Pag-Ibig and Bank Housing Loan

03/08/2023

Looking for affordable accommodation options during your trips? Consider investing in a condo unit in your favorite destination and make it your second home! 🏢✨

Not only does it provide a comfortable stay, but it can also bring in additional income if you rent it out. 🏠💰

Invest wisely and make the most out of your trips! 🧳🏢

27/07/2023

FAQs... ‼️‼️‼️

Our Dear Clients and Investors ❤

Beware of the word “CLEAN TITLE”.
You can only call it clean title IF:

✅ Owners that appear in the title of the property are still ALIVE & CAN SIGN documents

✅ NO disputes attached in the title AND “certified true copy” of the title.

Please take note of the “AND” because not all disputes are printed in the original title itself. Thus, it is very important to request for the latest certified true copy of the title.

✅ All real estate taxes are paid on time. Always request for latest real estate tax clearance.

✅ The owners are married (on or after 1987) The property is considered conjugal even if only one property owner is in the title. Both should sign sale documents. Should the property owner dies, heirs should file and pay for the estate tax of all the properties.

✅ The property estate taxes are not yet paid, the property cannot be called “CLEAN”.

✅ Magkaiba po ang real estate tax na binabayaran ninyo annually at ang estate tax (BIR FORM 1801) You only pay estate tax if the owner in the title is already dead. Penalties (like big penalties) apply for late filing.

Public service lang po 🙂. Ang estate tax clearance po is NON-NEGOTIABLE. Kailangan talaga syang e file at bayaran whether you like it or not, pag namatay ang owner na nakalagay sa title.

26/07/2023

Unlock the potential of real estate and build a thriving future for yourself! 💼

The market is brimming with opportunities with positive economic indicators, government support, and major development projects. 🌟

Real estate investment offers a solid path to financial prosperity and personal growth. 🌇

Don't wait. Seize the moment and embark on a transformative journey today! 💪

26/07/2023

Looking for a quality home and value for your money ❓❓❓
Make that meaningful move here at 𝐑𝐨𝐬𝐞 𝐓𝐨𝐰𝐧𝐡𝐨𝐦𝐞𝐬 🏡🏡🏡
An exclusive pocket subdivision to give peace and harmony to your family.

Avail our 𝟭𝟬% 𝗗𝗢𝗪𝗡𝗣𝗔𝗬𝗠𝗘𝗡𝗧 𝗧𝗢 𝗠𝗢𝗩𝗘-𝗜𝗡.
𝐅𝐑𝐄𝐄 𝐀𝐈𝐑𝐂𝐎𝐍 & 𝟏𝟎𝐊 𝐖𝐎𝐑𝐓𝐇 𝐎𝐅 𝐀𝐏𝐏𝐋𝐈𝐀𝐍𝐂𝐄𝐒

23/07/2023

🌿🏠Sadya Homes Subdivision🏠🌿

👀Eyes on here📣📣👇👇

📍Location: Danlag, Consolacion Cebu

🌟 PROPERTY DETAILS/FEATURES 🌟

👉 LOT AREA: 42sq.m
👉 FLOOR AREA: 81.29
👉 3 Bedrooms
👉 2 Storage room1 Toilet And Bath
👉 Living And Dining Area
👉 Kitchen And Service Area
👉 Kitchen Cabinet With Granite Counter Top
👉 Wooden Staircase With Handrail
👉 With Cabinets
👉 High Ceiling
👉 Balcony
👉 Semi-Furnished
👉 TITLED

📣📣 Invest now‼️📣📣

20/07/2023

🏠𝗥𝗘𝗔𝗗𝗬 𝗙𝗢𝗥 𝗢𝗖𝗖𝗨𝗣𝗔𝗡𝗖𝗬 |
📍𝗕𝗘𝗟𝗜𝗭𝗘 𝗡𝗢𝗥𝗧𝗛 𝗜𝗡 𝗖𝗢𝗡𝗦𝗢𝗟𝗔𝗖𝗜𝗢𝗡

🌿Situated in a peaceful neighborhood in Nangka, Consolacion, Belize North is an engaging community where you can nurture your family. Check out our modern homes carefully designed for you.🏠⭐

📣𝗔𝗠𝗘𝗡𝗜𝗧𝗜𝗘𝗦
👉 Clubhouse
👉 Playground
👉 Basketball Half Court

📍𝗔𝗟𝗘𝗫𝗔 (𝗧𝗢𝗪𝗡𝗛𝗢𝗨𝗦𝗘 𝗠𝗜𝗗)
💥 Lot Area: 50 sqm
💥 Floor Area: 78 sqm

19/07/2023

17/07/2023

What is the meaning of Home Owners Association?

A HOA, or homeowners association, is a self-governing organization in “common-interest” communities where homeowners collectively pay fees to maintain the units or neighborhood. HOA's are typically run by resident homeowners, unpaid volunteers who are elected to a board of directors that oversees the HOA's management.

📌How much should the montly dues?
The right HOA dues for each subd are the ones that they have agreed. HOA dues may be higher or lower in different subd with different amenities, up-keep and size.

14/07/2023

Are you ready to take your investment game to the next level? Invest in hyper-luxury properties in the Philippines and enjoy exclusive living spaces, high rental yields, and a symbol of prestige and success. 🌟💎

With limited supply and resilience during economic downturns, these properties offer a lucrative opportunity to diversify your portfolio and secure long-term wealth. 💼💰

Take advantage of the potential growth and rewards of the expanding Philippine real estate market! 📈🌴

12/07/2023

PRE-SELLING vs Ready for Occupancy

Because the Philippine real estate market is on a steady incline, condominiums and villages are being developed left and right in major cities of the country. Each developer offers competitive rates and promos to attract buyers and investors. As a homebuyer, you need to know what’s at stake when looking at pre-selling condos or ready-for-occupancy (RFO) condo or house & lot units.

A ready-for-occupancy condominium unit or house & lot is already completed and ready to be turned over to the new owner. Once the purchase is fulfilled, and all the necessary requirements and paperwork have been completed, the new homeowner can immediately move in. An RFO unit is a brand new unit left unsold during the pre-selling phase.

On the other hand, a pre-selling condo or house & lot unit is being sold before it is ready to be turned over to the new owner. In its pre-selling stage, the condo or house & lot is being sold in different stages such as before it is completed, during its co nstruction, or even before its groundbreaking. Simply put, the unit is not yet built or is still under construction at the time the unit is purchased.

So, is it wise to buy a pre-selling unit or is a ready-for-occupancy unit the better option? This infographic provides comparative information between pre-selling and RFO units so you can decide which option is best for you.