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Cebu Balay Investments, v. albano, Mandaue City (2026)

09/09/2023

YES WE DO DUE DILIGENCE SERVICES ON LANDS, SO IF EVER YOU HAVE SOMETHING IN MIND OR YOUR'E SEEKING FOR SOME ASSISTANCE. DM ME/US.

DOCUMENTS NEEDED:

A. WITH TITLE (Registered)
1. ROD - Certified True Copy of Title
2. ASSESSOR - Certified Copy of Tax Declaration
3. GE (any licensed Geodetic Engineer) - Sketch Plan with Technical Description
4. MPDC - Zoning Certification;
5. DENR CENRO -Land Status & Lot Status
6. TREASURER – Tax Clearance for the Current Year
7. RTC – RTC Clearance No Pending Case or Controversy
8. BARANGAY – Barangay Clearance No Pending Case or Controversy/Ownership

IF THE OWNER IS DEAD
1. Extrajudicial Settlement Among Heirs
2. Payment of Estate Tax
3. Family Tree
4. Death Certificate of Deceased Owner
5. Birth Certificate of Heirs

IF THE TITLE IS CLOA
1. Title is issued more than ten(10) years prohibition period
2. Certification on how the title was acquired by the beneficiaries - DAR Provincial Office
3. Certification that the Title is not CANCELLED - DAR Provincial Office
4. Certification that there is NO PENDING CASE at DARAB - DAR Provincial Office

B. WITHOUT TITLE (Unregistered/Tax Declaration Only)
1. ASSESSOR - Certified Copy of Tax Declaration
2. GE (any licensed Geodetic Engineer) - Sketch Plan with Technical Description
3. MPDC - Zoning Certification;
4. DENR CENRO -Land Status & Lot Status
5. DENR LMB – Certified Technical Description
6. TREASURER – Tax Clearance for the Current Year
7. RTC – RTC Clearance No Pending Case or Controversy
8. BARANGAY – Barangay Clearance No Pending Case or Controversy/Ownership

IF THE OWNER IS DEAD
1. Extrajudicial Settlement Among Heirs
2. Payment of Estate Tax
3. Family Tree
4. Death Certificate of Deceased Owner
5. Birth Certificate of Heirs

3wedoduediligence

01/09/2023

💥 Newly Finished 3BR ,2 Storey Single Attached House and Lot For Sale ‼️

House and Lot for Sale in Tayud, Liloan, Cebu!!!

HOUSE DETAILS
3-Bedroom 2 Storey Single Attached House
Masters Bedroom with Toilet and Bath
2 BedRooms with own Toilet and Bath
1 Maids Quarter/ Guest Room
Common Toilet and Bath
Service Area
Kitchen Area
Living Area
Dining Area
Terrace
Lanai
Porch
Carport
Lot Area- 100 sq.m
Floor Area- 155 sq.m

Price: 8,500,000
Note : Buyer to shoulder taxes and transfer charges.

LANDMARKS/ACCESSIBILITY
walking distance going to the Public Market
5-10 minutes going to Sm Consolacion
8 minutes going to Mendero Hospital
Near to private and public Schools
Near to Churches
Note: expected unit completion July 2023

For more details and viewing
Please message us or contact:
Ariel-Tess
📱09915333505
PRC NO. 19816
DHSUD NO. R7-A-12/20-5691

Under Real Estate Broker
REB, REA REBL # 28609
HLURB #2604
YDH REALTY SERVICES INC

05/08/2023

🏘️🏠🏠USAPANG TITULO🏡🏡🏡

Fees on the Transfer of Title in the Phils.

🔖Docs Stamp (1.5% of the total selling price)

🔖Transfer Tax (0.5% but not over 1% of the selling price or zonal value whichever is higher depending on LGU where the property is located.

🔖Capital Gains Tax (6% of the total selling price)

🔖Registration Fee (depends on the amount of the property in the Deed of Sale)

🔖Notarial Fee (depends on the amount of the property in the Deed of Sale)

🔖Processing Fee (fee of the broker/agent who will transfer the title, depends on the agreement of the agent/broker and client)

🔖Miscellaneous Fee (Expedite, attorney fee etc.)

Please send me a message for the assistance!

05/08/2023

How to Transfer a Land Title?

For many, the joys of acquiring a new property can easily be spoiled by the hassles of title transfer.
What does one do when the title of the property newly acquired is still under the previous owner’s name?
How to transfer a land title in the Philippines?
So, basically there are five steps:
1.) Gather all requirements (documents)
You have to secure all the documents from the Register of Deeds, Municipal or Provincial Assessor Office, and BIR (Bureau of Internal Revenue). What are these documents?
*Certified copy of Title
*Certified copy of Tax Declaration
2.) Assess and Pay Taxes
After gathering all the requirements, you have to secure the computation of the following taxes:
Capital Gain Taxes (from the BIR)
Documentary Stamp Taxes (from the BIR)
Transfer Tax (from the Municipal or Provincial Assessor’s Office)
After you get the computation of the taxes, you have to pay it through the banks for Capital Gain Tax and Documentary Tax.
For the Transfer Tax, you have to pay it to the Municipal or Provincial Assessor.
3.) Process and Get the BIR Clearance
After payment of taxes, you have to go back to the BIR. You have to submit the documents (requirements) and file for the issuance of Certificate Authorizing Registration (CAR).
4.) Process the Transfer of Title
After you get the CAR from the BIR, you need to file or submit this to the Register of Deeds. You need to get the assessment of the registration fees. After that, you need to pay it. And then you have to wait until the transfer of title is processed.
5.) Transfer of Tax Declaration
So after you get the title, you have to go back to the Municipal or Provincial Assessor to file for the application of the transfer of Tax Declaration.
The whole process normally takes around two to three months to complete. As you can see, these tasks are bit complicated. It’s very tedious and time consuming.

26/07/2023

Beware of the word “CLEAN TITLE”
You can only call it clean title IF:

⭕ Owners that appears in the title of the property are still ALIVE & CAN SIGN documents
⭕ NO disputes attached in the title AND “certified true copy” of the title.

Please take note of the word “AND” because not all disputes are printed in the original title itself. Thus, it is very important to request for the latest certified true copy of the title.
⭕ All real estate taxes are paid on time. Always request for latest real estate tax clearance.
⭕ If the owners are married (on or after 1987) the property is considered conjugal even if only one property owner is in the title. Both should sign sale documents. Should the property owner dies, heirs should file and pay for the estate tax of all the properties.
⭕ If the property estate taxes are not yet paid, the property cannot be called “CLEAN”.
⭕ Magkaiba po ang real estate tax na binabayaran ninyo annually at ang estate tax (BIR FORM 1801). You only pay estate tax if the owner in the title is already dead. Penalties (like big penalties) apply for late filing. ctto

27/07/2022

THINGS TO KNOW WHEN BUYING A HOUSE!💯🏠💡

✔ 💰 Budget - how much can you afford monthly? Just how much you can start looking there.

✔ 🛣️ Location - you still consider your budget. If it's cheap, it's definitely far from Downtown. 5 million up price downtown.

✔ 💵 Required Monthly Salary - check how much your salary is because it will only base how much monthly you can get (can be combined salary)

✔ 🚻 Marital Status - always remember the legalities when you are married on paper even if you are separated from the eyes of the law, all your owns are still conjugal property.

🤔Common Questions:

1. Where is it?Is there any cheap?
✔ It depends on what you want, as long as you remember, as long as it's cheap, it's really far from Downtown.

2. May Rent To Own po ba kayo?
✔ There is really no rent to own. You will also release money from the Equity or Downpayment and the remaining can be loaned to Bank / Pag-ibig and you will just monitor the Bank / Pag-ibig that's why it's like rent to own the outside.

3. Do you have a transfer right away?
✔ if you can pay cash you can transfer immediately.
✔ If installment, you'll wait for the downpayment to pay, it's just ugly to be processed in the Bank / Pag-ibig that is 3-6 months. (you can pay the Downpayment in cash to be processed immediately in Bank / Pag-ibig)

4. When can I transfer?
✔ if your loan has been released by Bank or Pag-ibig .

5. What is Pre-selling?
✔ This means your house will be built, it's 18-24 months of construction for affordable or low cost housing. This is beautiful, the price of the house is cheap because there is no development yet. You can also pay the installments for Downpayment or Equity.

6. What is Equity?
✔ this is the same as the Downpayment and you are required to pay before you can be loaned to love.

📌Initial Requirements:

1) 2 Valid ID (SSS, Company, TIN, Passport, PRC, etc.)
-One month latest payslip

2) Within 30days ready the requirements then after that the downpayment will start

3) Submit the remaining requirements within 30days from reservation

4) After downpayment wait for Bank/PAG-IBIG processing 3-6mos before the start of Monthly Amortization.

For more options on Pag-ibig Housing Loan, pls send me a message now.

29/05/2022

Waiting is the highest interest rate in real estate.

Invest now while still at Preselling Period. DM me to guide you.

28/05/2022

𝙇𝙤𝙤𝙠 𝙛𝙤𝙧𝙬𝙖𝙧𝙙 𝘿𝙖𝙣𝙖𝙤 𝙩𝙤 𝙝𝙖𝙫𝙚 𝙮𝙤𝙪𝙧 𝙤𝙬𝙣 𝘾𝘼𝙎𝘼 𝙈𝙄𝙍𝘼

➖Accepting LETTER OF INTENT➖
Casa Mira Danao is an 8 hectare project in Danao City with 3 type of units
◾Townhouses
◾Single Detached
◾Walk-up Condominium

Located in Taytay Danao City, Cebu for only 6,000+ per month

𝗥ᴇ𝗼̨ᴜɪʀᴇᴍᴇɴᴛ𝘀;
2 VALID I.D's
10K RESERVATION FEE
TIN I.D/TIN VERIFICATION

Premiere now👇

28/04/2022

𝐄𝐱𝐩𝐞𝐜𝐭𝐚𝐭𝐢𝐨𝐧 𝐕𝐒 𝐑𝐞𝐚𝐥𝐢𝐭𝐲🤩
That’s right! We are nearly there....

Congratulations investors!!!💃

Not yet too late for YOU, Own your unit NOW as offers !🤩 and 30K worth of !!!😱

Interested? 🤷‍♀️
Let’s make it happen TODAY!

DM for more details and site viewing

27/04/2022

🔶🔶 SAEKYUNG VILLAGE ONE - PHASE 3
✔️️ Price Range: 1.4 Million - 1.6 Million
✔️ 5K Reservation Fee
✔️️ 75K Equity Payable For 6 Months
✔️️ Estimated Completion: December 15, 2022
✔️️ Free Appliances: Aircon, Refrigerator, ✔️Washing Machine & Rangehood
✔️️ Free Transfer Taxes
✔️️ Free Water Connection
✔️️ Free Parking

Available Tru:
✔️️ Bank Financing
✔️ In-house Financing
✔️️ Pag-ibig Loan

Affordable Price, Minimalist Lifestyle, Grand Scale Units

🔶🔶 SAEKYUNG VILLAGE ONE DETAILS:
✔️️ 5 Buildings
✔️️ 14 Storey
✔️️ 1,922 Studio Type Units
✔️️ 22sqm With Balcony
✔️️ Laundry Areas
✔️️ Swimming Pool
✔️️ Playground
✔️ M.R.F.

🔶🔶 SAEKYUNG VILLAGE ONE INCLUSIONS:
✔️️ Finished Type Unit
✔️️ Finished Paint
✔️️ Tiled Floors And Bathroom
✔️ Fixtures
✔️️ Lower And Upper Kitchen Cabinets
️ Granite Countertop

🔶🔶 2 Bedrooms Available
✔️️ Price: 3.3Million
✔️️ 25K Reservation Fee
✔️️ 75K Equity
️ 60.5sqm

☑️ For more details and to schedule a site viewing,
Marylyn Napoles
📲09694872591
YDH Realty Services Inc

Under Licensed Broker
REBL #: 0005691
DHSUD #: 00558
PTR #: 3848966
YDH Realty Services Inc.

26/04/2022

🔥Hot Sale 🔥Hot Sale 🔥Hot Sale🔥

📣Cheapest Pre-selling House & Lot in Liloan, Cebu!

For as low as 9,986/month amortization for Pag-ibig Financing‼️

✔Limited Units Only
✔Reservation Fee for only Php15,000.00
✔5 mins away from Gaisano Grand-Liloan

Project Name : Villa Azalea Subd. Phase 6
Location: Cotcot, Liloan, Cebu

HOUSE DETAILS
2-Storey Townhouse
Proposed 2 Bedrooms (No Partition for Bedrooms)
With Ceiling
Toilet and Bath
With Parking
Lot Area : 46sq.m
Floor Area : 46.6 sq.m

Selling Price: Php2,000,000.00
Reservation Fee (RF) : Php10,000.00
Transfer Fee: 354,000.00

Equity payable up to 18 months as low as 22,500/month
Balance Loanable thru Pag-ibig Financing

SUBDIVISION FEATURES
Gated Community
Perimeter fence
Drainage
Parks and Playground

LANDMARKS/ ACCESSIBILITY
Walking distance going to Don Bosco Boys Home and National Hiway
5 minutes going to New Liloan Public Market

Send us a message now for more details and site viewing
Marylyn Napoles
📲09694872591
YDH Realty Services Inc

24/04/2022

Now, one thing I tell everyone is learn about real estate. Repeat after me: real estate provides the highest returns, the greatest values and the least risk. – Armstrong Williams

Cebu Balay Investments

09/09/2023

01/09/2023

05/08/2023

05/08/2023

26/07/2023

27/07/2022

29/05/2022

28/05/2022

28/04/2022

27/04/2022

26/04/2022

24/04/2022

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